Features
Personal Lines Upgrades to Sell by Direct Mail
January 3, 2005
Match the endorsement upgrade offer to each insured's specific needs. Cross-sell upgrades add coverages by endorsement versus writing an optional separate contract. Standard upgrades are endorsements that extend existing coverages that aren't available as a separate policy. These distinctions may vary by company.
Cross-sell upgrades
Excess liability or umbrella endorsement
Personal computers and software endorsement
Home-based businesses
Floaters on jewelry, art, silverware, and collectibles
Cellular phones and pagers
Boat liability
Identity theft
Standard upgrades
Coverage form upgrades
Guaranteed dwelling replacement
Replacement cost coverage on contents
Combination endorsement packages
Increased condo additions and alterations, loss assessment
Custom equipment on vans and pickups
Increased auto limits: BI, PD, Med Pay, UM, PIP, T&L, and RR
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