Common methods of identity theft:
Dumpster diving. Collecting bills and personal information sources from trash bins.
Skimming. Stealing credit/debit card numbers by using a special storage device when processing your card.
Phishing. Pretending to be financial institutions or companies and sending spam or pop-up messages to solicit personal information.
Changing your address. Diverting billing statements to another location by completing a “change of address” form.
“Old-fashioned” stealing. Theft of wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. Stealing personnel records from employers, or bribing employees who have access.
Deter identity thieves:
Signs requiring immediate attention:
Inspect your financial information.
The law requires consumer reporting companies — Equifax, Experian and TransUnion — to give you a free copy of your credit report each year if you ask for it. Visit www.Annual CreditReport.com or call 877-322-8228 to order your free credit reports each year.
For more information, visit www.ftc.gov/ idtheft.