New Markets

Home Inspectors, Law Firms, Accountants

Avon, Conn.-based Target Insurance Services is making available new markets for home inspectors professional liability; professional liability for large law firms (50+ in size); and professional liability for accountants. All three programs are backed by a carrier partner rated A+ X V by A.M. Best.

Target's Home Inspectors Program is available in all states, except Alaska and Hawaii. Members of the American Society of Home Inspectors and the National Association of Home Inspectors are eligible for a premium discount.

The Professional Liability Program for Lawyers 50+ is open in all states except Florida, Hawaii, Iowa, and Nebraska.

The company's new Accountants Professional Liability Program is an admitted program underwritten through Fireman's Fund Specialty. Designed for accounting firms with $3 million or less in annual revenue, the policy includes: terrorism coverage (at no additional premium), automatic inclusion of predecessor and successor, optional first dollar defense, four extended reporting period options, including unlimited, and much more. It is available in most Midwest and western states:

Web site: http://www.target-capital.com.

Disaster Mortgage Protection

ACE USA has expanded distribution of its ACE Disaster Mortgage Protection product outside of its traditional mortgage service provider channel. This expanded distribution strategy allows general agents and their producers direct access to real-time quoting and buying of DMP coverage through a dedicated website at www.marketplacemakers.com.

The DMP policy pays homeowners' monthly mortgage payments while also giving them access to emergency cash should their home become uninhabitable for 48 hours or more due to a covered disaster causing damage to their home. Payments may be made for up to two full years while the home is being repaired or rebuilt. It alsor eimburses insureds their deductible amount under their primary property insurance (homeowners, flood, windstorm or earthquake). The policy is underwritten by ACE American Insurance Company in all states, except in Florida where Bankers Standard Insurance Company underwrites the coverage. Both companies are members of The ACE Group of Companies, rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard & Poor's. This product is not available in Alaska, Conn., N.J., S.D. or Texas.

Web site: www.marketplacemakers.com