Scene: A sidewalk cafe in Monte Carlo

François: Well, we've finally turned the corner this year. Premium rates are on the upswing—about time too, we couldn't survive another 1999. Mike: C'mon François, you said the same thing last year and the year before that. Of course you want rates to go up; you've all got negative loss ratios—but you're still making good profits, aren't you? ...

Features

Max Taylor Builds on Lloyd's Franchise, Emphasizes Appeal to Customers

'Elect SEMCI' Campaign: Will XML Standards Finally Bring Fulfillment'

White Mountains to Purchase CGU; Maintain Current Contracts, Terms

NAII Heads to Walt Disney World in Orlando for its 55th Annual Meeting

Internet Creates Nation of Uninformed 'Publishers', Safety Net Manager Says

Big 'I' Stands for 'Independents' at This Year's Convention & InfoXchange

As Incoming IIAA President, Hofmann is Ready to Promote One Voice For Agents

E-Signature Legislation Takes Effect; Industry will be Slow to Change

Esurance Aquired by Folksamerica Holding Co.

NAIC Cuts Out Controversial Model Language

Former Owners Agree to Repurchase GuideOne

JD Power's Auto Insurance Study Goes National, Rates Customer Satisfaction

Departments

Fraud Roundup

• 'Architect' Designed His Future
• Nation in a World of Hurt
• Commerce Insurance Affirmed

Newsbriefs

• REINSURANCE FOR FREMONT GENERAL
• PLUS EXPANDS ITS FRONTIERS
• LOW KNOWS BEST
• High Roller In Today's ECONOMY
• CALIF. FIGHTS DISASTER INSURANCE
• SAFECO TAKES ANOTHER HIT
• SLAVE INSURANCE PROBES LAUNCHED
• NATIONAL INSURES THE JACKPOT
• FRANKEL'S FRIENDS OR FOES'
• LAW FOR GENOCIDE VICTIMS, HEIRS

Ratings

• AXA Global Risks Upgraded
• Phoenix Indemnity Assigned 'Bpi'
• Vermont Mutual Assigned 'BBBpi'
• ProSelect's 'BBBpi' Affirmed
• WGI Rating Affirmed
• 'BBpi' for Agency Insurance
• Millers Ins./Millers Cas. Downgraded
• Tower Insurance Co. Upgraded

Tech Talk

• Capturing the Digital Moment