Specialty Marine Products
Nuts & Bolts: Essex Insurance Company, a division of Markel Group, is offering a new market for specialty marine products, especially hard to place risks.
Dollars: Deductibles of $1,000. Minimum premium, $500; policy limits, $5 million.
Carrier: Essex Insurance Company, rated "A," non-admitted.
States Available: All except Delaware.
Contact: Leah Katz, (949) 955-7101
General Liability
Nuts & Bolts: Access E&S Insurance Services, based in La Mesa, Calif., is offering a new general liability market for companies renting bouncers, jumps, slides or dunk tanks.
Dollars: Minimum premiums—$2,250, based on gross annual sales. No A/I charge for governmental entities. Policy limits available from $1 million to $2 million.
Carrier: Rated "A-."
States Available: California.
Contact: Valerie Valentine, (619) 462-1128
Media Liability
Nuts & Bolts: Euclid Managers LLC is offering a market for media liability. Coverage is for small and mid-sized media risk companies. These products are customizable featuring the option to add additional covered services directly on the policy forms. Coverage for the insured's own Web site activities is provided. Also, coverage is not just for the traditional materials such as print and audio but for new age materials such as digital code, masked works, scents, sounds, tastes or textures, as well. The Disseminator content (media) liability form addresses a media company's traditional concerns including protection for confidential sources and newsgathering activities as well as providing Errors & Omissions (E&O) coverage. The E&O coverage built into the product is designed to address all of a media company's covered services.
Dollars: Policy limit $5 million. Minimum deductible is $2,500. Minimum premium is $1,500 to $2,500.
Carrier: Hudson Insurance Co., rated
States Available: All.
Contact: Marcia Jenson, (816) 448-3263, mjenson@euclidmanagers.com
Builders' Risk Market
Nuts & Bolts: International E&S Insurance Brokers Inc. is offering a market for Builders' Risk. Coverage includes all risks of direct physical loss or damage, including earthquake and flood. All types of construction are eligible, including wood frame.
Dollars: Policy limit $30 million per occurrence, except annually aggregated as respects to the perils of flood and earthquake, separately. Minimum premium is $5,000. Minimum deductible is $5,000.
Carrier: Underwritten with several "A" rated, non-admitted carriers, depending on coverage and states.
States Available: All.
Contact: Charlie Adams, (949) 567-0361, charles@ie-s.com
