Surplus Line Carriers

First Responders Once upon a time, the excess and surplus line market was the safety valve of the insurance industry—the more lightly regulated, more financially shaky little brother to the admitted market. It was said to release the pressure on the admitted carriers during the hard market portion of the cycle. This may have been true in, say, ...

Features

Editor's Note: Diversity in the Industry

Building Relationships Key to Success Says NAPSLO's Incoming President

One-on-One with NAPSLO's Outgoing President

Lexington CEO Talks Shop:

Converium's Conundrum: Reserve Requirements Hit Reinsurer

Knowing vs. Doing in a Changing Marketplace

Growth Determines Retail, Wholesale Broker's Value

India - Fascinating, Frustrating and Growing

Farewell Reflections, Part Three—Have You Noticed That'

Governor Signs Three Post-Fire Homeowners Bills

Insurance Carrier Won't Renew Lake Havasu

Thermography: Claims Adjudication's Science of the Future

Insurers Hope to Put Off TRIA's Sunset

The Growing Clout — and Controversy — of Consumer Credit Records

Teens Follow Lead of Parents in Driving Habits

A Fresh Look at Rating Territories for Auto and Homeowners Insurance

Are your companies' territorial definitions what they should be'

Hurricanes Equal Crunch Time for Reinsurers

Going Paperless - Is it for the Independent Agency'

Dos and Don'ts of First Meetings With Prospects

Regional Spotlight

Mergers & Acquisitions Made Easy with Your Strategic Advisory Director

City of Hope, California Ins. Council to Honor Scottsdale Insurance President

Rival Insurer Gave Far More than it Said to Group Battling SAIF

How Contractors Can Get a Grip on Workers' Comp Costs

IAIABC Panel Takes Fresh Look at Terrorism

IICF's Annual Bridge Week Kicks Off Oct. 9

WCIRB Summary of March 31, 2004 Insurer Experience

Producers Caught in Multistate Surplus Lines Web

No Instruction Book for Dealing With Employee Theft

Minding Your Business: Profit Center Accounting

Parting Shots: Successful Agencies Build on Management Systems

Departments

Fraud Roundup

• Federal Conviction Upheld of Calif. Man with History of Sunken Yachts
• Calif. Professor Convicted in Staged Hate Crime Case
• Two Suspects Still at Large in California Contractor Bond Fraud Case

New Markets

• Contractors and Artisan Excess Liability
• California Custom Home Builders
• Weather Product Series
• Commercial Property
• Contractors
• Amateur Sports Facilities
• Visitors to U.S. - Health Coverage
• Evacuation Coverage

Newsbriefs

• NEVADA COURT REFUSES TO BLOCK MED-MAL INITIATIVE:
• STATE FARM TO LOWER CALIFORNIA AUTO INSURANCE RATES:
• CALIFORNIA WORK COMP FRAUDSTERS TO BE POSTED ON WEB:
• CALIF. LEGISLATURE, GOV. TAKE POSITIVE STEPS ON ISSUES:
• WASH. L&I PROPOSES SMALL INCREASE IN WORKERS' COMP RATES IN 2005:

People & Places

• People and Places
• People & Places

Ratings

• Clarendon Outlook Stable
• Safeway Property Downgraded
• Federated National, American Vehicle
• Allstate Floridian Under Review
• Erika Insurance Downgraded