Trucking Program
Nuts & Bolts:
Crump E&S of California Insurance Services Inc. announced a new trucking program. Coverage includes auto liability, physical damage and cargo.
Dollars:
Limits range from $750,000 to $1 million. Premiums and deductibles for cargo range from $500 to $10,000. No minimum premiums for other coverages.
Carrier:
First Financial Insurance, rated "A- VIII" by A.M. Best, admitted.
States Available:
Arizona, Idaho, Nevada and Utah.
Contact:
Jeff Ornelas, (949) 681-1230.
Pool Contractors
Nuts & Bolts:
Lionheart Insurance added a new facility for swimming pool contractors.
Dollars:
Limits for general liability up to $1 million with a $1,000 deductible. Minimum premium is $3,500.
Carrier:
Rated "A," admitted or nonadmitted depending on classification.
State Available:
California.
Contact:
Joe Weckerle, (818) 591-3010, ext.105 or lionheartins@msn.com.
Aviation Products Liability
Nuts & Bolts:
Response Aviation Insurance Services has a new program for repair shops. They will also consider engine shops, cylinder shops, propeller shops and non-critical product wholesalers or manufacturers.
Dollars:
Aviation products and completed operations up to $1 million. Each occurrence/aggregate limited to $100,000. Each person is on a claims-made form.
Carrier:
Rated "A" by A.M. Best, nonadmitted.
State Available:
California.
Contact:
RAIS, (818) 904-9081.
Roofer Associations
Nuts & Bolts:
Coronado Insurance Wholesalers Services Inc. a new general liability program for roofer associations.
Dollars:
Limits of $1 million to $ 2 million available. Deductible is $5,000. Minimum premium is $10,000.
Carrier:
Pro-Builders Specialty Ins. Co., nonadmitted.
State Available:
California.
Contact:
Brenda Jo Robyn, (619) 770-1850.
High Value Homeowners
Nuts & Bolts:
Abram Interstate Ins. Services Inc. is offering a new high valued homeowners policy. Extended replacement cost and replacement cost contents are automatically included. They offer flexible underwriting and protection classes 1-10 are acceptable. Homes eligible with at least 200 feet brush clearance and two or more losses will be entertained. It covers ordinance or law, scheduled personal property, personal injury, CPL to $1 million, in/out servant coverage.
Dollars:
Limits of $750,000 to $50 million are available with no minimum premium. Deductibles range from $1,000 to $25,000.
Carrier:
Lloyd's of London, rated "A," nonadmitted.
State Available:
California.
Contact:
Carla Hoefnagels, (916) 780-7000 or www.abraminterstate.com.
Workers' Comp
Nuts & Bolts:
Workforce Safety and Ins. (WSI) announced that North Dakota employers can now purchase a workers' comp policy to cover their employees who work temporarily outside the state. In partnership with the Accident Fund Ins. Co. of America, WSI will sell a policy that covers all an employers' workers who must travel out of state on a temporary or incidental basis. The state legislature passed a law allowing WSI to offer the coverage, which is aimed at helping businesses along the Red River Valley that often go back and forth between North Dakota and Minnesota. North Dakota employers with active accounts in good standing may purchase the All States' coverage that will cover all of an operation's employees for a flat rate of $600 per year. Once accepted by WSI, this insurance provides coverage for incidental or temporary work outside the state. If the employer or worker generates more than 25 percent of its business or wages in any other state, the employer must still obtain separate workers' compensation coverage in that other state.
Dollars:
The annual premium is $600. No deductibles.
Carrier:
Accident Fund Insurance Company of America, admitted.
States Available:
All except Ohio, Washington, West Virginia and Wyoming.
Contact:
www.workforcesafety.com.
Auto Physical Damage
Nuts & Bolts:
Victor O. Schinnerer and Co. has a new line of auto physical damage insurance coverage for vehicles such as trucks, buses, emergency vehicles, (including ambulances), fire trucks, police cars, and all types of mobile equipment. Single-unit and pooled entities will be considered for coverage. Coverages are available for both large and small municipalities.
Dollars:
The deductibles, premiums and limits are all variable with customization of the coverage to the entity.
Carrier:
Admitted.
States Available:
All states.
Contact:
Kim Wells, (415) 344-8925 or kim.wells@schinnerer.com.
