Hospitality and Leisure Companies
Dollars:
Provides four levels of limits for each of the following types of coverages: Customer Inconvenience, Employee Dishonesty, Expediting Expense, Extortion Coverage, Food Contamination, Lost Master Key, Spoilage, Trees, Shrubs & Plants, Computer Fraud. Customers may purchase all coverages for $25,000 limit per coverage, $50,000 limit per coverage, $75,000 limit per coverage or $100,000 limit per coverage.
Carrier:
Zurich American Insurance Co. rated "A" by A.M. Best, admitted.
States Available:
All states except Virginia (approval pending).
Contact:
Jim Merva, (847) 413-5410.
Assisted Living, Residential Care and Skilled Nursing Facilities
Nuts & Bolts:
Kent Wholesale Insurance Brokers LLC is now offering elder care insurance coverage. This program is designed to provide general liability, professional liability and property coverage for small- to medium-sized adult assisted living, residential care and skilled nursing facilities. Education is an integral part of the program and materials are provided to the clients on a monthly basis to promote loss prevention and risk management. They have the ability to offer monthly financing. Homeowners liability extensions are available.
Dollars:
Policy limits start at $100,000 per occurrence, $300,000 aggregate with higher limits available. Deductibles are $2,500 for general and professional liability and $1,000 for property. Premiums are $2,500 for general and professional liability and $1,000 for property.
Carrier:
Lloyd's of London rated "A+ 15," nonadmitted.
States Available:
Idaho and Oregon.
Contact:
Gus Kent, (503) 291-1064 or www.kentins.com.
Recruiters Professional Package
Nuts & Bolts:
Indemnity Excess & Surplus Agency is offering a new recruiters professional package specifically designed for permanent employment placement firms with up to $3 million in revenue. Product features include errors and omissions, employment practices liability and business owners package.
Dollars:
Policy limits for E&O & EPL are available up to $3 million. BOP GL limits up to $1 million/$2 million and personal property up to $250,000. Deductibles start at $1,000.
Carrier:
Rated "A++" by A.M. Best, admitted.
States Available:
All except Louisiana.
Contact:
Jim Heisler, Shawn Cummar or Delia Grenier, (800) 487-2442 or www.ies-xs.com.
