For decades, Erie Insurance auto policies have paid for first aid to others’ animals at the time of an accident. Now, all Erie Insurance personal auto policies in Virginia include injury coverage for their own pets, too, at no additional charge. This coverage was effective July 1, 2008.
Erie Insurance’s pet injury coverage provides protection for up to two domestic dogs and/or cats that are hurt or killed in an auto accident. Policyholders may be eligible to receive up to $500 per animal, $1,000 per loss, to pay for reasonable veterinarian costs to treat a dog or cat injured while riding inside an Erie-insured vehicle at the time of a covered loss. If the injury results in the death of the animal, Erie Insurance will pay for the purchase of a similar breed of animal, if desired by the policyholder. The purchase cost includes the cost of the first wellness visit and charges to spay or neuter the animal, up to $500 per animal.
“More than half of households nationwide include a cat or dog,” said Loriann Feltz-Upperman, senior vice president and division office, Agency. “This new coverage reflects Erie Insurance’s dedication to being above all in service to our policyholders and their family members — whether they have two legs or four.”
No additional deductible will be charged for pet injury coverage.
Virginia is the first state in which Erie Insurance has provided pet injury coverage to its personal auto policyholders. The company plans to roll out the coverage in other select states later this year.
Erie is the third largest writer of personal auto insurance and sixth largest writer of home insurance in Virginia.
Source: Erie Insurance


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