With deer-vehicle collisions on the rise, Ohio Insurance Director Ann Womer Benjamin has asked motorists to investigate their insurance options and to take extra precaution while traveling. Typically, vehicle accidents involving deer are at their peak this time of the year, and early evening and dawn driving times are of particular concern. According to an industry report, there were 31,729 deer-vehicle collisions in Ohio in 2003, a 4.7 percent increase over the previous year.
“Fall is the time of year when most deer-vehicle accidents occur,” Director Womer Benjamin said in a statement. “Ohio’s large deer population, coupled with its vast roadway system and numerous vehicles, increases the likelihood of an accident. It is important to know what to do should you strike a deer and to understand the insurance implications of such an incident.”
Most automobile insurance policies pay for damages (after deductible) caused in deer-vehicle collisions through comprehensive coverage. Also called “other than collision,” comprehensive coverage normally pays claims due to losses such as theft, vandalism, and fire.