North Dakota Insurance Commissioner Jim Poolman today issued a cease and desist order against Choice Benefits, a Houston, Tex.-based company marketing “discount health plans.”
Choice Benefits, which has advertised in violation of a new state law aimed at curbing abuses in the marketing of discount medical plans, is the first company to receive a cease-and-desist order under the law, which was passed last legislative session.
Poolman’s order alleges Choice Benefits’ advertisement failed to disclose that the discount medical plan was not an insurance policy; it used misleading terminology that could cause a consumer to believe the plan was insurance; it failed to disclose that plan members are obligated to pay for all health care services, but will receive a discount from those health care providers that have contracted with the discount medical plan organization; and failed to include the name and address of the marketer and of the discount medical plan organization.


Banks Still Face Legal Claims After $25 Billion Settlement
MF Global Judge to Examine Insurance Payments for Former Executives
Daredevil CEOs May Put Companies at Risk
California Independent Contractor Law May Be Liability for Agents, Brokers
North Carolina Continues Auto Regulation Debate As Rates Stay Same for 2012
Long-time California Lobbyist Looks to 2012 Legislation Affecting Insurance
Mine Safety Chief Seeks to End Complacency Over Safety
Virginia Court Grants Rehearing of Global Warming Claims Case


