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This idea should receive a AAA rating from all of the rating agencies. They have rated everything else AAA, which is how we got into trouble in the beginning, therefore why not this?
The rating companies actually very carefully review the financial records of each insurance company and adjust the rating accordingly. American General is currently a B+ rating with a negative outlook and a bbb- long term. I think it was very uninformed of you to make such a broad statement
Insurance is not FEAR, it’s more of “odds in the insurance -insurance company pocket $$$$$$$$$ . I say buy ford at $1.32 what a buy that,s my financial assets to the world.