New York-based Merchants Insurance Group has added artisan contractor’s coverage to its Merchants Advantage Plus commercial insurance product.
The MAP Contractors program provides customizable coverage for those who perform residential and light commercial work, including electricians, HVAC technicians, landscapers, painters, plumbers and others.
The coverage is effective for new business on Sept. 1 in Massachusetts, Michigan, New Hampshire, New Jersey, Ohio, Pennsylvania, Rhode Island and Vermont.
The program replaces Merchants’ existing Contractors Coverall Plus product for artisan contractors. Current Contractors Coverall Plus policies will be placed into the new MAP Contractors program upon renewal.
MAP Contractors policyholders can customize their policies to include coverages such as employee tools, employee benefits liability and data compromise. The program also offers a number of discounts such as multiple policy account credits and credits for protective devices such as fire alarms or security systems.
Source: Merchants Insurance Group