Nationwide, private-sector employees with single coverage contributed 21 percent of the cost of their health insurance and employees with family coverage paid 27 percent, according to the latest numbers from the Agency for Healthcare Research and Quality.
According to data from the federal agency:
- Health insurance premiums nationwide averaged $4,940 for single coverage and $13,871 for family coverage in 2010.
- Among the 10 largest states, the annual cost of single coverage ranged from $4,669 in Ohio to $5,220 in New York and family coverage ranged from $13,083 in Ohio to $15,032 in Florida.
- Some 18 percent of employees with single coverage and 10 percent of employees with family coverage were not required to pay for any part of their employer-sponsored health insurance.
- Among the 10 largest states in 2010, employees who didn’t have to pay premiums for single coverage ranged from 12 percent in Illinois to 24.5 percent in California, while the range for employees with family coverage was 3 percent in Florida to 17.5 percent in Pennsylvania.
The data are taken from the Medical Expenditure Panel Survey (MEPS), a detailed source of information on the health services used by Americans, the frequency with which they are used, the cost of those services, and how they are paid. The 2010 health insurance data for all 50 states and the District of Columbia are now available on the MEPS website.