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“The researchers found that individuals with major violations, such as alcohol-related infractions and excessive speeding, have all-cause mortality rates that are 70 percent higher than individuals who do not.”
… I would have never guessed!
This is the epitomy of good news/bad news.
Bad news: Life companies now have another way to increase your rates at a younger age.
Good news: Retire early! Your money won’t need to last as long!
And I thought credit history had more influence on lifespan. Who would have thought it was driving record.
Does anyone know if a correlation between tickets and accidents was found in this study?
Not surprising to see that individuals that like to take risks are more likely to die. Lifestyle choices are just that: they affect all aspects of our lives.
And all along, I used to tell my ‘clean living’ friends that clean living won’t make you live longer – it will just seem longer!! Well, by the time that ObamaScare gets done with us, we’ll all die young!!
I worked at a life insurance company in the underwriting division in the late 90s. They were already using driving records for underwriting purposes. This study doesn’t tell anything that hasn’t already been utilized for decades.
Nobody ever said that these blog writers were “johnny-on-the-spot”!
I agree. This study tells me nothing new either. License #’s have been put on Life Insurance applications for years for this purpose. All aspects of your life go into calculating the risk of insuring you and has for over 25 years as far as I am aware.
I am looking forward to the Whiskey Association study that shows Scotch and Bourbon drinkers have a 37% greater life expectancy than clear alcohol drinkers and a 52% greater expectancy than beer drinkers. Wine is a push and nondrinkers are not worth studying.
The same people who dispute someone’s credit history as an indicator should dispute this too. For the same irrational reasons. this is common sense.
Another tool, is all.
“Inability to Breath a Predictor of One’s Lifespan”
I would like to see who gets paid to do these studies. I think I could be in the job market for an occupation that pays 6 figures and I get to do useless studies all day.
For an industry that has been around since about 2000 BC someone should have figured out that the industry has done a lot of studies about ricks, probably more than any other industry. Studies like these are very old and are already in use.
It’s a headline and it has gotten a lot of hits so I can’t really blame them for posting it. We just would like something more original.
So, if I take a defensive driving course, and reduce my tickets and infractions, I will live longer!
I have a $500 a day crack habit but I don’t drive. So I’m good, right??