Insurer Using Imaging Technology to Spot Home Hazards Before They Cause Damage

January 24, 2013

  • January 24, 2013 at 1:57 pm
    David Hilgen says:
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    Chubb has been offering these services for years. Chubb has more than 40 certified thermographers throughout the world.

  • January 24, 2013 at 2:09 pm
    Rich says:
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    FLIR is not new technology and the use of it by insurance carriers is very over due. I worked at explaining it to both insurance buyers and carriers 15 years ago.

  • January 24, 2013 at 5:08 pm
    Jimbo says:
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    Now what if they find something wrong with a property? Do they point it out to the property owner and suggest they contact someone to fix it?

  • January 24, 2013 at 8:40 pm
    Derek says:
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    If they find something wrong in the inspection but the client fails to act, would that then void the claim if there is a resulting loss? We are talking possible expensive renovations here.

  • January 25, 2013 at 11:49 am
    Roger says:
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    Typically the carrier isn’t willing to take on the risk if they find something damning in the thermography, or won’t take on the risk until it is fixed.

    These “issues” can be quite beneficial to a client when they are carrying large deductibles. Leaks, Hot Wires, and poor insulation are small costs when compared to forking out a $5,000 deductible and being inconveienced by a large claim, and the then increased costs of insurance long term.



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