Only 11 States Have Moved on Obamacare Health Regulations

February 1, 2013

  • February 1, 2013 at 11:17 am
    Always Amazed says:
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    • February 1, 2013 at 1:57 pm
      GRP says:
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      That CNS News article confuses things a bit and scares people. Here’s how the penalty is supposed to work:

      In 2014, the penalty will be no more than $285 per family or 1% of income, whichever is greater. In 2015, the cap rises to $975 or 2% of income. And by 2016, the penalty will go to $2,085 per family or 2.5% of income, whichever is greater.

  • February 1, 2013 at 1:31 pm
    Captain Planet says:
    Hot debate. What do you think?
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    Oh, if only all the states can continue to fuss, maybe we’ll get single payer yet! Or, at least a public option, which is what The Left wanted all along. Not this Heritage Foundation Right Wing answer to HillaryCare from the 90′s. Please, please, please…

    • February 1, 2013 at 2:00 pm
      Dave says:
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      As usual Captain, no clue. Unbeknownst to you the vast majority of voters do not like Obamacare as do the vast majority of states. I gues you don;t have a good ability to count.

    • February 4, 2013 at 1:25 pm
      Bob says:
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      Single Payor is not an overall benefit. It does factually as I pointed out before pay out less than a private system, and forces eveyrone to submit to whatever the government can pay out.

      However, as I’ve pointed out, since I am balanced unlike you:

      I am actually in favor of a public option based on income. So long as we NEVER ever EVER touch the right to buy private insurance. That’s just wrong. And if that’s your liberal agenda, you guys need to get the hell out of this country.

  • February 1, 2013 at 1:47 pm
    FFA says:
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    seems to me like no one want this things except for Obama and Cap Planet. Seeing Libby has dropped off the face of the earth, she has probably been a victim of this jam it down our throat crap. Maybe she just seen the true reality of this whole thing.

    One question I do have – Why is more important for women to get free birth controll as opposed to someone getting must have to live free Heart Meds? Preventing life is more important then sustaining life. HMMM.

    How about it cap? Why is your daughter more entitled to birth controll then my mother is to her heart meds? Then cancer patients to radation?

    • February 1, 2013 at 2:11 pm
      Agent says:
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      This 2,700 page Progressive Dream was bad when it was conceived, bad when passed in the middle of the night and we have seen one thing after another that is bad about it. Nancy said they had to pass it so we could see what was in it. Now that we see what is in it for us, we hate it even more. Now, the new taxes are going to kick in and put more hardship on the citizens. I saw a report that by 2015, a family of 5 will be paying at least $20,000 for coverage under one of those wonderful exchange policies that cover only 60% of the cost of treatment. We ask Planet once again, what is so affordable about the Affordable Care Act?

    • February 4, 2013 at 4:50 pm
      uct says:
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      I believe “Libby” was a fake. “She” only showed up just prior to the elections, then disappeared shortly after the swearing in of our Communist in Chief. If you ever read any of her “Obama is God” posts, she claimed to be a business owner in one, an Executive in another and so on… There was nothing consistent except “her” posts outside of she was the most pro-obama person on these boards.

      Also; “She” claimed to be “very well off” (her words), highly intelligent, owner of businesses in both Colorado and Florida (very odd indeed), very attractive (her words) and she ONLY appeared in threads where Obummer was mentioned. Hmmmm…..

      • February 5, 2013 at 8:36 am
        jw says:
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        Really?!! That’s what you’re going with? Why would ANYONE go to all the trouble to create a fake insurance professional to post on Insurance Journal?

        • February 5, 2013 at 1:09 pm
          FFA says:
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          She had to be somebody. Now she has disappeared. I hope she still has her job.

          • February 6, 2013 at 7:26 am
            jw says:
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            Sad thought. Wow, that’s sobering. Maybe she’s just real busy or just tired of us.

        • February 6, 2013 at 1:11 pm
          FFA says:
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          JW, I hope your right. Dont wish ill on anyone.

        • February 6, 2013 at 1:21 pm
          uct says:
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          What trouble? All you have to do is type in a “name” and an email address. How difficult is that? lol

  • February 1, 2013 at 2:03 pm
    Lou Landini says:
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    It is just very bad law. The people who foisted this upon us should go to jail. What a mess, and unfortunately people are going to die because of this legislation. Physicians and surgeons are leaving in droves, young folks are dropping out of medical school. The costs of becoming a doctor are high, financially, personal toll, emotionally, etc and where is the payoff for them. How do they pay off loans, and how do they recover. The remaining doctors and providers will be stretched to the core and the system will not be able to cope. No though to the consequences were paid to this lousy bill. Obama, Pelosi, Reid should be horsewhipped for what they have done.

  • February 1, 2013 at 2:05 pm
    Lou Landini says:
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    It is just very bad law. The people who foisted this upon us should go to jail. What a mess, and unfortunately people are going to die because of this legislation. Physicians and surgeons are leaving in droves, young folks are dropping out of medical school. The costs of becoming a doctor are high, financially, personal toll, emotionally, etc and where is the payoff for them. How do they pay off loans, and how do they recover. The remaining doctors and providers will be stretched to the core and the system will not be able to cope. No thought to the consequences were paid to this lousy bill. Obama, Pelosi, Reid should be horsewhipped for what they have done.

  • February 1, 2013 at 2:11 pm
    Former Status Quo says:
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    Anyone read the article the other day about how the unions are now starting to read the bill and realize that their lower paid members aren’t going to qualify for the subsidy? The unions now want to force out their lower paid members so they can get the subsidy rather than having to pony up or raise the dues. One unintended positive consequence of this might be that it breaks the unions.

    • February 1, 2013 at 2:14 pm
      Agent says:
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      The unions are already losing membership and influence. This may just hasten the exodus. None too soon as far as I am concerned. They are not relevant in a modern society. They are just a bunch of bullying thugs anyway.

  • February 1, 2013 at 2:34 pm
    BB says:
    Hot debate. What do you think?
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    So do all of you think our healthcare was so great before? I mean come on if your rich like most of you are then yes we have one of the best BUT if you are not then your shit out of luck. Quit being so damn greedy. If it wasnt for unions by the way wages would be lower than they are now ive never worked for a union but i do realize without them greedy executives would just take even more for themselves.

    • February 1, 2013 at 3:34 pm
      Agent says:
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      BB, You must be one of those OWS protestors who emerged from your tent to post this garbage. Most of us that post on this site are agents who are part of the Small Business Community who are contemplating laying off employees or reducing employees hours in order to survive the onslaught of higher taxes and Obamacare. You are going to get your Exchange policy if you are smart enough to apply online and the government will probably subsidize your premiums. Your rant on unions will fall on deaf ears in this forum. They have succeeded in ruining several industries and state and local governments with their wage & benefit demands. You should check out what the executives of the big unions make before accusing executives of legitimate businesses of being greedy. You may be amazed at seeing how much these big dogs make off their membership. If they are so great, how come union membership is falling dramatically?

      • February 1, 2013 at 4:43 pm
        DS says:
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        Agent says:

        “…Most of us that post on this site are agents who are part of the Small Business Community who are contemplating laying off employees or reducing employees hours in order to survive the onslaught of higher taxes and Obamacare…”

        Actually, Agent, as a licensed health & life agent who works in Employee Benefits, I believe that if you truly are a small business with under 50 FTE (full time equivalent employees) then much of the taxes and penalties (known as the “Pay or Play”) will not even apply to you.

        But the good things, like Essential Health Benefits, Preventive Care covered in full etc will apply to the plans that the insurers offer.

        This does not harm the Small Business Community as you all think it will. And if you have over 50 employees I wouldn’t consider you a small business.

        • February 1, 2013 at 5:09 pm
          FFA says:
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          It will hit his customers employers. They will lose their jobs and or health insurance hurting their ability to pay the bills that agents carriers send out. Their ability to pay their bills will get hurt even more when the great god of taxxes needs to fund this thing.

          Obama fixxed nothing. He made a brole system more costly reaching right into your pocket for more tax money to fund a bill that would reather prevent life (Free Birth Controll) then offer Free Meds to the living.

          I have a client on Meds $865 @ month. Meanwhile, pefectly healthy women get free birth controll. If they dont want to get pregnant, all they have to do is cross their legs.

          What a backwards way of thinking.

    • February 1, 2013 at 4:19 pm
      FFA says:
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      BB, know your audience. We are not a bunch of richi riches. Not one of brings home what Cap Planet does. He thinks $250K is not much money. We are a bunch of trying to keep people employed small business men, not the poeple that have achieved the American Dream of being all they can be just to be despised by the lazy a@# Obamanites.

      It was certianly better then whats coming. The jackass did nit address the underlying factors driving the cost. You dont paint over rust on a car hoping it fixxes itself.

      I know too many union members sitting at for lengthy stretches of time. Greedy Union execs.

      I am sure you will change your opinion when you get taxxed down to poverty level.

      • February 1, 2013 at 5:20 pm
        Captain Planet says:
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        For the record, $250,000 is a LOT of money. And, birth control does more for women than prevent pregnancy. In fact, my wife was prescribed BC so she could GET pregnant. Don’t believe me? Ask an OBGYN about it sometime. Or, you could probably Google it.

        • February 1, 2013 at 5:55 pm
          FFA says:
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          I am well aware of the fact there are some benefits to women being on the pill. I am not stupid. I am angry. I just dished out $10K in taxxes that I fell behind on. The penalties this guy hits us with are as bad as the credit card companies and he is less forgiving.

          Taxes cost two people their jobs in my agency last year.

          Just a bit hypocritical in my opinion. Credit Card Companies bad for charging the same thing the IRS charges. But the IRS are the good guys.

          You didnt address the question. Why do women get free birth controll when all they have to do is cross their legs and say NO when there are people like my mom that must have her heart meds or will die? My mom has to pay to preserve her life but people who dont want to have kids can get free BC when there is a truley free option availible.

          How can you justify preventing life over preserving life?

          • February 4, 2013 at 9:07 am
            Nebraskan says:
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            No offense, but why does your mom have heart meds? Too much cheese, too much red meat? All your mom had to to was just say no to the meat and cheese and eat more fruit and veggies and she wouldn’t be on those pills. Does she exercise, is she overweight? Does she take PERSONAL RESPONSIBILITY for her health? If not, why the hell do I have to pay for her meds if she isn’t going to properly take care of herself?

            See, even heart disease can be prevented, even with those that deal with it through heredity (like I do). I have the choice to eat and be healthy.

            Get off your soapbox and find a new argument.

          • February 4, 2013 at 9:10 am
            Nebraskan says:
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            All you and Agent do is B**ch and moan about personal responsibility yet when it affects you directly, we are all supposed to bow down and accept it. Normally, you don’t make me angry, but today, you did.

            If all I have to do is say no to sex in order to not get pregnant…what do you tell a married woman who is Christian and goes to church every weekend? She and her husband only have sex when they are trying to get pregnant and that is it? COME ON!!!! GROW UP!

          • February 4, 2013 at 11:57 am
            Always Amazed says:
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            Hey Neb,

            My mother is on heart meds too, she has MVP. There are a lot of heart disorders out there. Whose being ignorant now? I agree that I don’t like to have to pay for women’s BC either. And granted, there are women out there who do have conditions that BC pills help other then to protect one from conceiving but then there are other means for BC out there too that we don’t have to pay for such as the OTC type. I think each woman should be responsible for her own contraceptives. If you don’t want to get pregnant then protect yourself on your own dime and if BC is used for something other the BC then your medical insurance should pay for some of it but not ALL of it just as with my medications. I’m not getting a free ride why should anyone else?

          • February 4, 2013 at 12:54 pm
            Nebraskan says:
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            I don’t consider my response ignorant. I put as much rational thought into it as you all do. I gave my knee jerk reaction that affects a certain portion of the population and act like the whole world should accept it! Now if you will excuse me…I really need to focus on keeping my legs closed!

          • February 4, 2013 at 12:57 pm
            Nebraskan says:
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            And maybe, just maybe, men will start to take responsibility for THEMSELVES and stop getting women pregnant! How about that! How about not letting things get too far. WHERE IS YOUR PERSONAL RESPONSIBLITY?

            You guys are like cavemen! It is sad and ridiculous. You should all be ashamed and embarassed that you cannot grasp that the pill has more to do with life than not getting pregnant. Just like your precious heart pills.

            GOOD GRAVY!

          • February 5, 2013 at 8:41 am
            jw says:
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            Why are you limiting birth control to single women?

            Many married couples don’t want more children or, in some cases, any children. Those women are on birth control, too. Are you saying wives should “cross their legs and say NO”?

        • February 4, 2013 at 1:00 pm
          Nebraskan says:
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          And I want to say, I agree with you all that we should all pay our part. I’m just really tired of this turning into men vs women. I am embarassed that people in my profession think women should just keep their legs together. That is what is ticking me off. I’m not saying give me a better example than free birth control, but give me a better argument than the one you are giving me…because if I didn’t know better, I would say I was arguing with some fine folks from Stubenville, OH.

          • February 4, 2013 at 1:50 pm
            FFA says:
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            We are on the same page weather you realize it or not.
            The only point I am trying to get across is that people should take care of their own. Thats it.

            Speaking as Gr Pa with three Gr Kids living with me and two dead beat piles of s$#@ for fathers, You are dead on about men too. These low lifes should be castorated at their own expense.
            My wife X is the top dead beat in this state (well over $500K back) and I will lay money down in the top 10% of the entire country. No help from no one to colect. Not the state. Not the union. Fact is the union protected him when we finally got a garnishment set up.

            It is not about Men vs Women. Its about Personal Responsibility. So, have as much (or Little) fun as you want doing what ever makes you happy. Just do do it on my dime and I will not do anythng on your dime.

          • February 4, 2013 at 1:58 pm
            Patti Cake in the East says:
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            Nebraskan, If you are a woman, you are a total embarrassment to us all with your way of thinking and questionning… “No offense, but why does your mom have heart meds? Too much cheese, too much red meat? All your mom had to to was just say no to the meat and cheese and eat more fruit and veggies and she wouldn’t be on those pills. Does she exercise, is she overweight? Does she take PERSONAL RESPONSIBILITY for her health?” Aren’t YOU ashamed of YOURSELF for thinking like this? And, just what IS wrong with a woman saying NO and KEEPING HER LEGS CROSSED?

          • February 4, 2013 at 2:36 pm
            Nebraskan says:
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            No Patti Cake I am not embarassed. I was no more crass than anyone else. FFA is an adult, he can handle it. I know he understands I mean no harm to his mother. My dad is in the same boat.

          • February 4, 2013 at 2:40 pm
            Nebraskan says:
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            And FFA, I got you. I just wish for once, the sole responsibility of pregnancy was not put on women. Men receive benefit of the pill, too, even if it is not directly. It honestly just made your point…I don’t want to say a negative word like stupid, but it just made it hard to get what you were saying without being insulted as a woman. I personally, don’t feel it should be free either. Have a good day FFA…thanks for taking the time to “argue” with me.

          • February 4, 2013 at 3:10 pm
            FFA says:
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            NEB, For thousand of years, its been the “burdon” of the women. I never suscribed to that. I always made sure I had no unwanted pregnancy. I dont agree with the perception. I was proactive. No one paid for me. I just dont want to pay for anyone else including the two dead beats that I already am paying for by raising their kids as my own.

          • February 4, 2013 at 4:23 pm
            Nebraskan says:
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            Sorry to hear about that situation, but, for what it’s worth, I commend you. I know it doesn’t put money back in your pocket, but think about where those kids would be without you.

          • February 4, 2013 at 5:34 pm
            FFA says:
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            Thats a dark hole I dont want to climb in. #2 is moving out of state – harder to get child supprt across state lines. Abondment issue abound. I and my wife are the only two in this world them three can depend on. Not even my daughter.

            BTW, she was on the “Free” Birth Controll through Planed Parent Hood or the county health department (depends on the day of the week you talk to her about it) when she got pregnat with all three. How is that free????? How was that the plan? Thats how well the Free Govt Birth Controll works. My wife gal pals daughter had a stroke at 23 while on the same Free Govt Birth Controll.

            I consider my daughter the lucky one. All that happened to her was three pregnancies and not a stroke.

            So, women, if you counting on the govt to provide free birth controll, BEWARE! Its anything but free. Its anything but effective. My experience.

          • February 5, 2013 at 12:42 pm
            Bob says:
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            Nebraska:

            Out of line. That’s all I have to say. You changed perspective to try and blame women getting pregnant on men, and then tried to state the men must by default not be taking responsibility, while stating that people just have sex get over it?

            Here’s the deal: If we are going to have the people just have sex get over it, it applies both ways, to men as well.

            What we have a problem with is not them getting birth control

            What we have a problem with is women ignorantly being told that they can’t pay for a $25 dollar bill, and trying to make everyone else pay for that.

            Do you have any idea how expensive heart meds are?

            Are you this idiotic?

            It is not comparable. And on the meat comment: It’s far easier to take birth control, pay for it, and sleep with less people (over half of all unwanted pregnancies are from people who are NOT married, so look up stastics before you quote the 10% who are) so yes, the answer is: People need to stop sleeping around without regard to the results. The fact is, over half of those who have unwanted children are those that are not married. So quit with the B.S. of “it could happen”. We don’t much care.

            Bottom line: People do need to stop being idiots when it comes to sleeping around.

            Women need to stop fighting over $25 dollars of cost. Pay the bill. Do we have to pay for your advil too? Make everything cost more for everyone? The birth control would cost less not on an insurance plan, you actually make everyone else’s plan cost more, and the pill cost more including it. It’s rude. Just pay the $25 dollars and stop being acting like a victim/martyr.

            Maybe that’s what we mean by personal responsibility.

            And by the by: Women who support this bill do not take responsibility in any case.

            Whether it’s through sleeping around too much.
            Or just sleeping with a husband and refusing to pay a $25 dollar bill.

            Seriously. You need to grow up. Learn to pay your own bills. Jesus Christ. I’ve never heard such whining on the end of women as lately.

          • February 5, 2013 at 1:23 pm
            FFA says:
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            As far as I can remember, (I do suffer from CRS from time to time) nobody was pushing for this to begin with. This alleged Men VS Women thing is all on OBama. Before this, I did not hear any one complain about paying for their birth controll.

          • February 5, 2013 at 1:43 pm
            Nebraskan says:
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            Bob, please don’t tell me to grow up and stop whining about paying for birth control because clearly that wasn’t my point. In fact, I don’t know why Obama made it free to be honest, I, a married woman with a Bachelor’s degree, was fine with my co-pay. In fact, it’s mildly embarassing to go in to the pharmacy and just have the medicine handed over. And by the way, it’s not the only prescription medicine I am on. I have to order some of my medicine from Canada because I can’t afford to pay $400 a month to get the medicine here in the United States. My problem with what FFA said is that ALL women should just learn to say no. And I think it’s these unfortunate stereotypes that make these conversations impossible to have. I don’t know FFA, but I do know, as a woman on the pill, it’s not because I can’t say no. And I know many other women in the same position. In fact, I don’t know any one woman that takes the pill because she can’t say no. If you are going to sterotype women on birth control, it is no different than me stereotyping everyone on heart medicine as being fat and lazy.

            I’m really sorry my comment was so hard for you to grasp.

          • February 5, 2013 at 1:45 pm
            Nebraskan says:
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            Thank you FFA, I completely agree with you that Obama made a mistake on this one. I am not sure why Obama made Birth Control free under the ACA. I genuinely didn’t hear of any complaints over the cost of birth control. I truthfully wish he hadn’t made that change.

          • February 5, 2013 at 1:51 pm
            Nebraskan says:
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            Sorry, last one….FFA, if your daughter was on the pill….she wouldn’t have three kids now. Sorry. I can believe one, but not three (unless they are triplets?). I know birth control isn’t 100%…but it’s also hard to believe she had three kids while on the pill. And as far as the young woman who had the stroke, there are other factors you have to consider. I’m sorry, you work in insurance, you should know the exception doesn’t make the rule. I’m sorry about the stroke, but that’s not the norm. Do you not watch any commercial for any medicine when they list the side effects? Take all of those medicines to help lower cholesterol…the side effects are incredible…but look at how many people take them. Again, there isn’t really any hard evidence here, just emotion and stereotypes….I’m sure Bob’s head will explode trying to wrap his head around this.

          • February 5, 2013 at 2:05 pm
            FFA says:
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            Neb, I have no idea what form of birth controll she was on. Could have been defective condoms. Could have been that 1/4 shot. Maybe she missed a shot. Maybe she missed a dose. It only takes one missed dose from what I remember in HS Health class. I am completly in the dark on that subject matter.

            All I know for sure is what ever it was was comng for free.

          • February 5, 2013 at 6:50 pm
            Bob says:
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            Nebraska:

            You clearly related personal responsibility of paying heart meds to birth control. And cost, is clearly a factor your pin head didn’t consider. If you don’t think we should be paying for women’s birth control, don’t pen out some sorry ass excuse of a reply to someone who says that people should keep their legs crossed (true for most people on birth control) and that people should take personal reponsibility (true, they should pay their $25 dollar bill) and then hyper exaggerate it to the point of calling needing to take heart meds as not taking personal responsibility.

            They pay for their heart meds. As FFA said, they pay for the meds. He has issue with it being free.

            Don’t smack talk to me. You were out of line, and wrong. So if you’re going to give me mouth, be prepared for an educated person to give you mouth back.

            Moron.

          • February 5, 2013 at 6:53 pm
            Bob says:
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            Nebraska:

            I mean really, you want so far as to say that because they clearly were not taking responsibility for heart conditions, that they clearly should also take responsibility for sleeping around too! (as if they don’t, most child support is collected from men).

            There were so many out of line comments in your posts I don’t know where to start. Rather than mouthing off maybe you should apologize.

          • February 6, 2013 at 10:32 am
            Nebraskan says:
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            Bob, you have called me several names and I am supposed to apologize? You are the one who cannot have an intelligent conversation. All you can do is call me names for absolutely no reason. If you don’t like my comments, don’t read them. You are free to have your thoughts and express them, as am I. Again, if you can’t handle it, go someplace else.

          • February 6, 2013 at 12:54 pm
            Bob says:
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            Nebraska:

            I have a bad habit of telling people who charge in thusly:

            “And maybe, just maybe, men will start to take responsibility for THEMSELVES and stop getting women pregnant! How about that! How about not letting things get too far. WHERE IS YOUR PERSONAL RESPONSIBLITY?”

            (Being a smart ass, trying to state he’s holding a double standard, and right here you are being condescending)

            “See, even heart disease can be prevented, even with those that deal with it through heredity (like I do). I have the choice to eat and be healthy. ”

            (Relating birth control to heart disease like a smart ass, completely in a non relevant way in some sad sob story, while insulting the person you were taling to about personal responsibility, while ignoring the fact that not getting pregnant IS your personal reponsibility and you CAN pay for the birth control, and it is NOT like paying for heart meds)

            “All you and Agent do is B**ch and moan about personal responsibility yet when it affects you directly, we are all supposed to bow down and accept it. Normally, you don’t make me angry, but today, you did.

            If all I have to do is say no to sex in order to not get pregnant…what do you tell a married woman who is Christian and goes to church every weekend? She and her husband only have sex when they are trying to get pregnant and that is it? COME ON!!!! GROW UP!”

            (This is you stating that the comment of stating most people need to stop having so much sex is immature and he needs to grow up. You are the one who was talking about the minority here, thus you are making the immature comment. Over 50% of unwanetd pregnancies are from people who are not married, sleeping around too much. Less than 10% of unwanted pregnancies are from people having sex in marriage. Your bull crap comment here was childish and mouthy. It makes perfect sense to state that people need to stop sleeping around so much, and it makes perfect sense to state they need to take personal responsibility to pay for a god damn $25 dollar pill! You ignored all that and acted like someone was a victim! While bitching him out. The concept here that you are taking to extremes is simple you whiny brat: PAY FOR YOUR OWN GOD DAMN HEALTH CARE, AND STOP TRYING TO CLAIM YOU ARE BEING LABELED. God damn Nebraskan, just grow the hell up. You ran in like a little baby in this circumstance. Learn to deal with the result. Or can you not even handle that responsibility?

          • February 6, 2013 at 12:57 pm
            Bob says:
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            Nebraska:

            *EDIT* the issue is to pay for your own god damn birth control, when it comes to health care.

          • February 6, 2013 at 1:40 pm
            Nebraskan says:
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            Bob, how come it is ok for you to charge in thusly and continually use foul language and call me degrading names, but I cannot share my thoughts? You are doing the exact thing you are accusing me of doing.

            I feel very sorry for you.

            Good day, sir.

          • February 6, 2013 at 2:06 pm
            Bob says:
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            Nebraska:

            I came in as below, but first a commment:

            Because you said that agent and FFA were bitching and moaning about personal responiblity but didn’t give it for one, when in fact, they pay for those medical costs they have, whereas, you think it’s ok to ask for birth control to be free. On the premise, your comparison was wrong, assumptive, but the more insulting part was that you brought it into a grow up matter, and said they were bitching.

            My reply below was not out of line.

            Then you smart ass talked to me. I will defend myself. You were not speaking your mind. And alternatively, you hypocrite piece of shit, why is it not ok for me so speak MY mind?

            I’m not a hypocrite, you are. And the passive agressive shit you just pulled won’t fly. You were in the wrong. And I will degrade you so long as you degrade others and in your first reply try to act better than me. Sorry gal. Try again.

            “Out of line. That’s all I have to say. You changed perspective to try and blame women getting pregnant on men, and then tried to state the men must by default not be taking responsibility, while stating that people just have sex get over it?

            Here’s the deal: If we are going to have the people just have sex get over it, it applies both ways, to men as well.

            What we have a problem with is not them getting birth control

            What we have a problem with is women ignorantly being told that they can’t pay for a $25 dollar bill, and trying to make everyone else pay for that.

            Do you have any idea how expensive heart meds are?

            Are you this idiotic?

            It is not comparable. And on the meat comment: It’s far easier to take birth control, pay for it, and sleep with less people (over half of all unwanted pregnancies are from people who are NOT married, so look up stastics before you quote the 10% who are) so yes, the answer is: People need to stop sleeping around without regard to the results. The fact is, over half of those who have unwanted children are those that are not married. So quit with the B.S. of “it could happen”. We don’t much care.

            Bottom line: People do need to stop being idiots when it comes to sleeping around.

            Women need to stop fighting over $25 dollars of cost. Pay the bill. Do we have to pay for your advil too? Make everything cost more for everyone? The birth control would cost less not on an insurance plan, you actually make everyone else’s plan cost more, and the pill cost more including it. It’s rude. Just pay the $25 dollars and stop being acting like a victim/martyr.

            Maybe that’s what we mean by personal responsibility.

            And by the by: Women who support this bill do not take responsibility in any case.

            Whether it’s through sleeping around too much.
            Or just sleeping with a husband and refusing to pay a $25 dollar bill.

            Seriously. You need to grow up. Learn to pay your own bills. Jesus Christ. I’ve never heard such whining on the end of women as lately.”

          • February 6, 2013 at 2:55 pm
            Nebraskan says:
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            Bob, the irony is just too great. You jumped in and replied to a conversation I was having with someone else. If you didn’t like it, that was fine, and you are free to respond. Just like I am free to respond to FFA or to you even.

            You are very threatening. I cannot believe the things you are typing. I may have been flippant, but I never called you any names. If we were face to face…I think you would be in some hot water, sir. Just because you can post anonymously from your mother’s basement, doesn’t mean you have the right to call someone names.

            I feel sorry for you. Genuinely. Relax. Calm down. I don’t even care that you disagree with me. But you, sir, really seem to have some anger issues.

            Waiting your many paragraphs in response….

          • February 6, 2013 at 3:53 pm
            FFA says:
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            Did not meant to spark some sort of war. here. Obama did that with his “Free Birth Controll” when no one was even asking for it. Seniors ask for help all the time with their meds and dont get it. No one asked for free Birth Controll and women got it. Not men, women.

            Obama has divided the country. OBama brought on this resentment.

            I have always advocated to address the underlying issue to fix a problem. The things that Neb asked are only what a doctor would ask (or know already). I was not offended or put back.

            Everyone seems to be on the same page – People should take care of their own.

            Now, I will advocate free high blood pressure meds with the underlying cause being diagnosed as the Insurance journal.

            So, Bob, thanks for your support.
            Neb, Thanks for your … whatever I should thank you for.

            Agent, Always, Sarge, Planet and everone else, have a great week (or whats left of it).

            Bottom line, the both of you believe that Birth COntroll should not be free because we all know nothng is free.

    • February 4, 2013 at 1:28 pm
      Bob says:
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      BB:

      Our healthcare is not better with the Obama healthcare. List one way in which it is better.

      So long as we are rich?

      How about the increase expected from CBO of 9% for premiums, and the increase in deductibles being pushed like insurance journal itself pionted out last week? That’s on the middle class. And that’s incomparison to no plan. In comparison to the republican plan it is 18% total more expensive.

      Forcing people to buy insurance, therefore resulting in more people being insured, is not in itself a benefit. Our healthcare has NOT improved. It’s the same, only now we have a police telling the middle class who are struggling to get buy to buy an insurance policy or suffer the penalty.

    • February 4, 2013 at 1:33 pm
      Bob says:
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      BB:

      I mean, really, is it more affordable? No.

      New coverages? The only ones that are new are well visits for women, no deductible for some types of cild well visits, and free birth control. Follow the market: Child well visits are usually $40 dollars, maybe 4-5 times the first year(I happen to have a child) women’s well visits: $100 on the high end, and those visits are typically not annually and then birth control: $25 dollars a month on the high end. Add it up. That should not result in a 9% increase in healthcare cost.

      Congratulations! We are paying 9% more for $200 dollars worth of coverage in the first year of a baby’s life, $100 every other year for woman’s check ups, and $25 dollars for birth control!!

      Great law eh???

      This is not better than before. It’s an insult.

  • February 1, 2013 at 3:51 pm
    BB says:
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    Actually i own my own business since 1989. i sell all lines of insurance including crop and i also farm 2000 acres. I also can afford my own health insurance. I have seen throughout the years people pass away waiting to get on MEDICARE (GOVT PROGRAM). One of them had his 65th birthday the day of his funeral. The hospital already was taking some of his land away and he would not go in again for another needed heart surgery until he would turn 65 to get on the GOVT PROGRAM. So he would not lose all of his land. His family would have been left with nothing. Yeah i know i must be a crazy liberal.

    • February 1, 2013 at 4:23 pm
      FFA says:
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      Too bad he didnt live in IL. There is a State run program he could have got. Its Called ICHIP – already in place way before OBama stuck his nose into the health care business. It wont be too long before he starts taking from you too.

    • February 4, 2013 at 12:09 pm
      Sargent Major says:
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      Also, to bad he was not an illegal alien. He could have gotten on medicaid and emergency assistance and given cash immediately. How do I know? One of my best friends has a family member that had several heart surgeries and could not get on Medicare or social Security Disability. He had to hire an attorney (actually it was pro bono) and it took almost 3 years. My own brother had similar experience. He worked for over 23 years and paid into SS and medicare but he could not get it. Why? He was told by the local office it was because he was white, male and 39. He asked why illegal aliens could get “emergency assistance and cash”? He was told and I quote “because that is the way the law works”.
      bad laws, pitiful politicians, pitiful administration, and real bad Obamacare coming your way soon. But first you have to pay taxes for three years before anyone gets any benefit- great

  • February 4, 2013 at 11:42 am
    FFA says:
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    Nebraskan, she needs heart meds because she had a heart attack. No, she is not over weight. Yes, she does excersize.
    No, I do not think you should have to pay for her meds. I dont think you should have to pay for the Christian ladies Birth COntroll or any one elses. Fact is, I dont think you should have to pay for anyones meds. I dont think I should have to pay for anyones meds.

    To single out birth controll to be a freebie? I disagree with that completly. You and I are going to have to dish out more tax money the next time some special interest group pitches a fit to cover their meds?

    You dont have to pay for her meds. She pays for them. She never asked any one else to pay for hers.

    Your dead on right about personal responsibility. If I want to play, I should pay.

    That one got under my skin because I had to listen to a prospect go off on me about it. Almost seems to be a deal killer for me.

    When I need heart meds (in the blood, its going to happen)I will pay for my own.

    I will find a soap box for anything that cost me more money through higher premiums and higher taxxes.

    • February 4, 2013 at 12:49 pm
      FFA says:
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      And one more point – If they are going to pay for my moms, they should pay for yours, agents, my employees – everyone with Heart Disease – too. I’ll bet (I have no official stats, just a guess) the people with Heat Disease and their families out weight the women who want Free Birth Controll. He would have got more votes with that. May have got my vote as I know, somewhere in my future lies heart meds.

  • February 4, 2013 at 1:47 pm
    really? says:
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    Since “what we hear” is self selecting, (meaning when you say, everyone I know… or what I hear) waht three specific things make you so upset about the law? Conversly, if you are a supporter what three specific things do you like about it?

    I like….
    Kids can stay on their parents plans until 26
    no lifetime cap
    Free preventitive medicine (prevention is SO much cheaper than the cure – especially pregnancy! (Good grief, if you look at this from a fiscal perspective – you wouldn’t be fighting about providing birth control).

    I dislike….
    Way too many pages for anyone to understand
    Trying to keep the for profit companies happy and cover all people seems to me will be an unaffordable conflict. (I work for a for profit company, and we get rid of too high risks). I think the for profit companies should be able to do so. At the same time, I believe an option should be available to all people no matter their pre-existing conditions.
    All they hype – good and bad. With it being such a huge law, I don’t believe much of what I’m hearing, no matter the source

    • February 4, 2013 at 3:13 pm
      Bob says:
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      Really:

      List the new preventitive medicine and or cost.

      Pregnancy as stated is $25 a month.

      Further to the point: There is no preventitive medicine for diabetes, heart disease from being over weight, or cancer.

      Those three drive all the primary bulk of our health care costs.

      Rather than spouting off the old prevention is cheaper cliche line (which it is, but healthcare cannot change those costs) actually do some thought.

  • February 4, 2013 at 2:14 pm
    FFA says:
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    I like Kids on parents plan. I like no lifetime max. I like No Pre X Waiting Peroid.

    I dont like the way my premiums have spiked. I dont like the way my taxxes are going to increase.
    And my top reason – NO TORT REFORM.

    In mom case, it was not too much red meat. She is a Fish Lover as ong as I can remembver. Docs say that is one of the reasons for the slow progression of Dimensia.

    I was not offended. To solve a problem you must address the underlying cause.

    • February 5, 2013 at 5:07 pm
      FFA says:
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      And one more thing I dont like about neither system – Multiple Entities sending out bills.

      I go to the ER for a sprain ankle and I end up with 4 different entities billing me for the same thing same Date of Service.

      Not some cost savings potential there?????



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