How Health Law Could Affect Medical Professional Liability

July 26, 2013

  • July 26, 2013 at 3:56 pm
    Agent says:
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    No Tort Reform in this bill or in many of the Blue States so they will continue to suffer high rates for malpractice. States like Texas did do Tort Reform so rates will be less.

  • July 27, 2013 at 1:21 pm
    Jim O'Hare RPLU IC AIS says:
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    It is well known that fatigue, sketchy communication and poor staffing, especially with nurses, lead to more claims, as stuff falls through the cracks. With more people in the medical pool, it is certainly reasonable that there will be more fatigue and more pressure on poor staffing.

    There will certainly be more claims. So maybe we could be proactive and work on staffing the care givers, or we can work on staffing the claims department! My guess is that the claims department will grow.
    REgards Jim OHare RPLU AIC AIS

    • July 29, 2013 at 12:18 pm
      Agent says:
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      Jim, two major hospitals in our area have announced substantial layoffs of hospital personnel which includes nurses etc. They know what is down the road and they are trying to cut costs however they can. Unfortunately for patients, they will get worse care and more mistakes will be made, some with disastrous consequences.

      • July 29, 2013 at 1:06 pm
        BS says:
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        Which two hospitals are you referring to? I’m in the Chicago area, and haven’t heard anything about major layoffs. There have actually been multiple mergers and acquisitions with the bigger systems. And I think a lot of that has to do with the new ACA requirements.

        • July 29, 2013 at 5:14 pm
          Agent says:
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          I am talking about 2 large hospital systems in Texas and it has everything to do with the ACA requirements, reduced payments for care etc. They know they will have to do something about overhead expenses under the new guides and re-imbursement schedules so the first thing they do is reduce payroll since that is their biggest expense.

          • July 29, 2013 at 5:27 pm
            BS says:
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            I apologize. For some reason I thought you were in Chicago.

            I can’t speak to the hospital systems in TX since I don’t deal with many of them. But it seems like in the Chicago area, it’s the opposite. The systems are buying as many independent practices as possible to insure more involvement with/control over the patient pool.

          • July 31, 2013 at 4:28 pm
            Agent says:
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            Well, the two hospital systems I refer to are also competing for the patient pool. However, they do run their operation like a business and are seeking to control their costs. They both have a series of doc in the boxes in the area to treat patients that come in with no life threatening problems and this keeps a lot of the patients out of the expensive emergency rooms. Most of those patients are seen by PA’s or Nurse Practitioners.

        • August 1, 2013 at 10:12 am
          Always Amazed says:
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          I live in Chicago too BS and we don’t even have our exchanges set up yet. I know many who work in the HC industry and they have no clue as to what our options are even going to be at this point. I think it may be a little premature to even speculate what might be happening in our state.

  • July 29, 2013 at 1:46 pm
    Joe Blow says:
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    The subtitle under the headline says that doctors will go without malpractice insurance. How foolish is that? No physician outside of a state or academic practice is going to pen themselves to this liability without insurance. Thsi is just foolishness.

  • July 29, 2013 at 5:12 pm
    BS says:
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    “MPL insurers could in turn lose premium revenue because half of all hospitals self-insure when it comes to MPL, according to Ingle, meaning doctors who previously purchased MPL policies will no longer need to do so.”

    Some carriers might lose MPL premium from independent physicians moving into hospital captives/policies. However, I think the smart ones will start focusing on the managed care-type liability policies that are going to be needed once the ACOs finally get off the ground.



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