U.S. Court Rejects Firm’s Challenge to Obamacare Contraception Mandate

By Jonathan Stempel | July 28, 2013

  • July 29, 2013 at 7:41 am
    jw says:
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    Hey, Libby, I guess we weren’t the only ones who disagreed with the Hobby Lobby decision.

    • July 29, 2013 at 11:55 am
      Libby says:
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      And they called me a dumbass!

      • July 29, 2013 at 12:47 pm
        jw says:
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        I know, right?! I was surprised by how vehemently you were attacked over disagreeing with a court’s decision. I knew they would say you were obviously wrong, but I didn’t expect the hate mongering. I wonder if Agent and the others will actually say anything on this article or just ignore us.

        • July 29, 2013 at 1:11 pm
          Libby says:
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          Probably ignore us. Cowards.

          • July 30, 2013 at 12:20 pm
            Libby says:
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            I guess we were right, jw. Many thumbs down, but not one comment from the peanut gallery. Where are those strong convictions now? I guess they may be stuck in their craw.

      • July 29, 2013 at 3:56 pm
        Always Amazed says:
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        No one called you dumbass Libby it was you who used that word.

        • July 29, 2013 at 4:10 pm
          Libby says:
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          OK. Fair enough. But you called someone else smart for agreeing, so at the very least you called me not smart for disagreeing. I used the word dumbass.

    • July 29, 2013 at 11:57 am
      Libby says:
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      Let’s see how many of them disagree with this one. I can’t wait to turn the tables on old Dave.

      • July 29, 2013 at 12:49 pm
        jw says:
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        Copy & paste his words right back at him.

        • July 29, 2013 at 1:12 pm
          Libby says:
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          Should I call him a communist, too? LOL!

  • July 29, 2013 at 10:06 am
    Ron says:
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    Here we go again!!

    • July 29, 2013 at 11:58 am
      Libby says:
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      Let the games begin… This could turn into a real nailbiter with the SCOTUS chiming in.

  • July 29, 2013 at 10:40 am
    concerned says:
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    Finally, a court with common sense! I think that Hobby Lobby decision needs to be revisited!!

  • July 29, 2013 at 1:38 pm
    Brokette says:
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    • July 29, 2013 at 2:05 pm
      Libby says:
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      That sounds very easy, Brokette. Too bad you really don’t have that luxury these days. I knew an agency (years ago) that began every day with a Christian prayer and would have mandatory Bible study classes. Now that didn’t sound like my cut of tea, so I never applied there. And I’ve worked for employers (years ago) that didn’t have it included in their plan, but it wasn’t because of religious reasons. That’s just the way it was “back in the day.”

      However, I happen to think healthcare (yes, including birth control) is the right of every American and an employer can not force their religious beliefs on their employees.

    • July 29, 2013 at 2:10 pm
      Ron says:
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      Brokette,

      I agree that people technically have the freedom to work wherever they want. But do we all realistically have that opportunity?

      The problem with the constitutionality question is the interpretation of Article I Section 8 where it states, “The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, Imposts and Excises shall be uniform throughout the United States.”
      To many, the wording, “general welfare of the United States” is ambiguous. There are many people who think failing to provide birth control increases the number of unwanted children, adds to the costs of health insurance and increases the number of people on public assistance.

      Don’t you think limiting those things would imrpove the welfare of the United States?

      • July 31, 2013 at 7:36 pm
        FFA says:
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        I have to agree with Ron on his first sentence.
        The job market sucks. everyone in DC is more worried about this crap then they are about Job Creation.
        Priorities are way out of wack on both sides of the fence.
        Worry about Birth Control over getting people back to work. What a bunch of crap!
        Meanwhile, in Springfield, instead of the senators & reps getting the job done, they have chosen to sue Quinn.
        Another bunch of – yes you guessed it- dumb asses!

        • August 1, 2013 at 10:48 am
          Captain Planet says:
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          I hear you, FFA. Both sides need to come together to pass a jobs bill. Several have been presented and we sit with nothing passed. President Obama is trying to compromise by lowering corporate tax rates. Isn’t this what The Right was arguing for just several months ago? It’s now presented, let’s get it done. This Congress sucks!

          • August 1, 2013 at 12:10 pm
            FFA says:
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            Recall every single person in DC – Top to bottom. Put a Business man in and get thikngs done.

            Maybe OBama should take a page from Quinns book.

          • August 1, 2013 at 1:22 pm
            jw says:
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            I agree, FFA. We need all new people in DC. Those selfish blowhards are useless.

  • July 29, 2013 at 1:41 pm
    Captain Planet says:
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    Now, this decision makes sense. Don’t know what happened with Hobby Lobby. Perhaps they had a Hobby Lobbyist with deep pockets. But, no rubbers in those pockets, of course. That’s a no-no.

  • July 29, 2013 at 2:32 pm
    Huh! says:
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    If Hobby Lobby is excused, then the Mennonite company(ies) should also be excused. Aside from “equal treatment under the law”, there is the issue of men and women who do not want to take more appropriate measures to prevent conception. Once a child is conceived, that child has as much right to life as the rest of us.

    • July 29, 2013 at 2:58 pm
      Ron says:
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      Huh!,

      One can also make the argument that Hobby Lobby should not be excused for the same reason. That why this is looking to be headed for the Supreme Court.

      I agree that a child has as much right to life as all of us, including convicts on death row. The problem is defining when it is a child. There is no established, universally accepted definition. That is the core about the debate between the Pro-Life side and Pro-Choice side.

      It can easily be argued that until the child can survive independently of the mother, it is part of the mother’s body. Therefore, she should reserve all rights regarding decisions about her body. Do you believe we should have freedom and responsibility or do you want the government to make our decisions for us?

      • July 30, 2013 at 6:53 pm
        bob says:
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        • July 31, 2013 at 8:06 am
          Ron says:
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          Bob,

          Anyone who starts there argument with, “It cannot be argued by anyone with a logical or scientific mind…” instantly loses credibility with me.

          You speak about my debate style, yet the only way can dispute facts is by crticizing methodolgies and insulting others. Must be nice up on your high horse looking down on the rest of humanity. I can only guess that your motivation is to put down others and not convince them to change their minds about a topic.

          1. At what point during the pregnancy can the baby survive without the mother? That was the point I was making.

          2. So you have not seen my posts against big governement, for welfare reform and tax breaks for corporations that hire American veterans, or my displeasure with President Obama and Senate Majority Leader Reid? In addition, I have posted that I am not for the ACA.

          3. I have 3 children with my wife and she never showed any signs of emotional dismay. But my wife is a tough country girl. Each woman’s body handles pregnancy differently. Your wife may have been the calmest woman/person on this planet when you married her, but I can see how you may have changed that over time.

          4. I agree that all children/people havve worth, but I am more about giving the woman choices and the government not telling her what to do. Must be the small government person in me.
          I cannot believe you are calling anyone else in this world arrogant and demaening let alone a whole segment of the population.
          Who are you to say, “Going to term and having a baby then putting the baby up for adoption it is not an unreasonable requirement”? When is the last time you carried a baby fill-term, gave birth, then gave it up for adoption?
          Funny thing about teen pregnancies, they have been going down over the past 2 decades. Maybe increased sex ed in schools is helping. So I guess it is education and not a self-control issue.
          http://www.hhs.gov/ash/oah/adolescent-health-topics/reproductive-health/teen-pregnancy/trends.html#..

          So, Bob, come down off of your high horse once in a while and learn about how the real world lives.

          • July 31, 2013 at 11:03 am
            jw says:
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            Ron, you took the words right out of my mouth (point 3).

        • July 31, 2013 at 11:10 am
          Libby says:
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          Bob said: “The argument has never been whether or not the baby is a baby and when it is a baby.”

          I suggest you re-visit Roe v. Wade. It has ALWAYS been about that. An embryo is not a fetus. A fetus is not a baby. A baby is not a toddler. A toddler is not an adolescent. I could go on, but anyone with a “logical or scientific mind” can extrapolate that.

          • August 2, 2013 at 3:00 pm
            Patti Cake in the East says:
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            So, just what, exactly, is being murdered when it’s ripped out of it’s mother’s womb???? A turtle? A fish? No, Libby.. IT’S A HUMAN BEING!!

          • August 2, 2013 at 4:08 pm
            Libby says:
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            Oh, quit being so melodramatic. If you don’t believe in abortion, that’s your choice. If someone else feels that’s the right decision for them, that’s their choice. You see??? PRO-CHOICE.

  • July 29, 2013 at 2:58 pm
    Original Bob says:
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    • July 29, 2013 at 3:14 pm
      Libby says:
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      Recreational drug usage? You are so horribly uninformed. And a man. Please, speak no more about women’s rights and birth control.

      • July 30, 2013 at 6:56 pm
        bob says:
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        • July 31, 2013 at 8:13 am
          Ron says:
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          Bob,

          Please, please, please STOP commenting on women’s rights. Yes, there have been some improvements, but they have been put down and treated as second class citizens for centuries. We have a lot of making up to do.

          • July 31, 2013 at 8:49 am
            Libby says:
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            Don’t waste your breath, Ron. Bob hates women.

          • August 5, 2013 at 2:40 pm
            bob says:
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            Inaccurate.

            For any issue you can point out on women I can point it out on men as well.

            For you Libby:

            I don’t hate women. I hate feminist women who act like victims while ignoring real issues for men.

          • August 8, 2013 at 2:54 pm
            Libby says:
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            Real issues? Like being paid more? Getting to the top, not only faster but at all? Not going through childbirth? Being able to pee standing up? Getting more respect from society in general?

            Those issues?

        • July 31, 2013 at 4:41 pm
          BS says:
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          Oh. My. God. Are you SERIOUSLY saying that MEN have had it worse over the years, than women? And that it’s WOMEN’S FAULT??? And you’re actually comparing some women’s involvement with the temperance movement to the massive inequality between the genders? (lack of land ownership rights, not being allowed to VOTE!, etc.) You’ve got to be trolling. There is no way you can honestly believe that.

        • July 31, 2013 at 7:38 pm
          FFA says:
          Hot debate. What do you think?
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          What about my right to not pay for birth control???

          • August 1, 2013 at 9:46 am
            Libby says:
            Hot debate. What do you think?
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            You need to get over it, FFA. You pay for it now in your tax dollars. At least this way it can be allocated through premium payments to the people that are using it.

          • August 1, 2013 at 12:13 pm
            FFA says:
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            Sorry Libby, just cant get past the Govt sticking their nose where it done belong into private business.

            Seems obvious to me that what my County give out are the rejects that did not pass quality control.

        • August 2, 2013 at 2:58 pm
          Patti Cake in the East says:
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          And–there is NO war on women in this country! That is such a farce!! The war on women is in Afghanistan. In Iran. In the Congo…get over yourselves all of you hypocritical women in this country…you’re all a disgrace.

          • August 2, 2013 at 3:51 pm
            Ron says:
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            Patti,

            Please quote who used the phrase “War on women” besides you. I agree that women have more rights in this country than many others, but to think they are treated as equals is naive. If you believe women should just accept what they have earned and not pursue true equality, go ahead. I think Libby has the right idea to continue to push for more rights for herself and other women and I applaud her.

          • August 2, 2013 at 4:20 pm
            Libby says:
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            “get over yourselves all of you hypocritical women in this country…you’re all a disgrace.”

            Just what is hypocritical about fighting for women’s rights? If I’m a disgrace, you’re an idiot.

          • August 2, 2013 at 4:47 pm
            Patti Cake in the East says:
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            Ron–you are laughable. Does the name Sarah Fluke ring a bell??

      • August 2, 2013 at 3:02 pm
        Patti Cake in the East says:
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        Libby–I am giving you the same advice..speak no more about women’s rights and birth control. I’m sure you are one of the women in this country who believe there is a war on women. YOU are horribly uninformed, Libby.

        • August 2, 2013 at 4:13 pm
          Libby says:
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          PC, I will speak of whatever I wish to speak of whenever I wish to speak. This is America and that’s my right. It’s especially my right as a woman. I’m glad you have gained true equality in your life situation. I, and most other women I know, czn not say that for ourselves. There is still a huge pay disparity, rampant sexism, and continuing objectification. But you go ahead and hide your head in the sand. I guess you’re happier being uninformed.

          • August 2, 2013 at 4:29 pm
            Patti Cake in the East says:
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            Stop feeling like a second class citizen and show the a-hole men that you’re a fighter then, Libby. Don’t bitch and moan and just accept it. Everyone bitches and complains but when it comes time to take ACTION, well…it never seems to happen.

          • August 2, 2013 at 4:35 pm
            Libby says:
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            How do you know what action I have or have not taken? I am very involved in women’s groups, support Planned Parenthood financially as well as otherwise, and come from a long line of politically active women. I have lobbied and participated in petitions, rallies, and speeches. I have written my Congressmen and women. What have you done? Rolled over and played dead?

    • July 29, 2013 at 3:24 pm
      jw says:
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      I just did a quick Google search “are doctors allowed to refuse medicare patients” and found something interesting. There are articles going back to 1992 about doctors refusing new medicare patients. 1992. That’s 21 years ago. Hmmm.

      I’m not going to take the time to read every article, but just the dates on these articles leads me to believe this isn’t strictly related to the ACA. Feel free to read every article and get back to us.

      • July 29, 2013 at 4:19 pm
        Libby says:
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        My Mom was in a serious car accident in 1982 and has had a total of 23 surgeries since then; many for reconstructive surgery due to injuries sustained in the accident. She has medicare and has never been refused treatment. As a matter of fact, many of her doctors are well-recognized in their field. I don’t know if it makes a difference that she has a supplement or not.

    • July 29, 2013 at 3:26 pm
      Don't Call Me Shirley says:
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      We get recreational drug coverage?

      • July 29, 2013 at 3:53 pm
        Libby says:
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        Right? Where do I sign up?

        • July 29, 2013 at 5:01 pm
          Original Bob says:
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          • July 29, 2013 at 8:00 pm
            jw says:
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            Original Bob, “just a matter of time” is not the same as “mandating recreational drug coverage”. If you said that in the first post, we may not have hit back so hard.

          • July 30, 2013 at 7:00 pm
            bob says:
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          • July 31, 2013 at 7:52 am
            jw says:
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            bob, the only thing to which I was referring was Original Bob’s post that we will get recreational drugs paid by insurerance now. I was not talking about birth control because Original Bob was not talking about birth control. Had you read HIS post, you would have realized the topic was RECREATIONAL drugs.

          • July 31, 2013 at 8:16 am
            Ron says:
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            jw,

            Bob and Agent have some of the worst reading comprehension skills on this blog. They look at one portion of your post then tell you what you wrote and how it is wrong.

          • July 31, 2013 at 11:13 am
            jw says:
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            Silly me! Here I thought Original Bob’s last sentence about only 3 states allowing these drugs as treatment was a dead give away that we weren’t talking about the pill.

          • July 31, 2013 at 11:57 am
            Libby says:
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            Using marijuana to ease nausea caused by illness or improve your eyesight due to glaucoma is not recreational drug use. Is marijuana a drug? Yes. Is chemo a drug? Yes. Both can be used for positive medicinal purposes. You are either stuck in some other generation or you’re just a clueless boob.

        • July 31, 2013 at 7:39 pm
          FFA says:
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          In Colorado.

  • July 29, 2013 at 3:26 pm
    Don't Call Me Shirley says:
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    We get recreational drug coverage?

    • July 31, 2013 at 11:14 am
      jw says:
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      Hey, we’re in insurance, we need them.

  • July 29, 2013 at 4:47 pm
    Captain Planet says:
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    So, we recently welcomed a daughter to the world and I had heard a story on NPR about women qualifying for free breast pumps as a part of the PPACA. I told my wife, she made the call to our insurance company and we received our breast pump fully covered by the insurance plan. Please explain to me how it’s bad we get to feed our daughter breast milk when we send her off to daycare as a result of this benefit. I’m sure this will be thumbed down because we wouldn’t want our children being fed breast milk, right?

    • July 29, 2013 at 4:54 pm
      Libby says:
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      Only if your wife stays home, where she belongs, and feeds your baby the old-fashioned way, by gum!

    • July 29, 2013 at 5:04 pm
      Original Bob says:
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    • August 2, 2013 at 3:06 pm
      Patti Cake in the East says:
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      Did you ask for your Obama phone, too? You know, Captain, breast pumps aren’t all that expensive to purchase yourself.

      • August 2, 2013 at 4:18 pm
        Libby says:
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        Why should he not take advantage of a covered benefit from the insurance program he pays for every month? Do YOU have health insurance? Do you use it? Hypocrite.

        • August 6, 2013 at 11:17 am
          FFA says:
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          Libby – you say Take Advantage. Now, if everyone thinks that way – Take Advantage – where would that leave the rest of us that think we should pay our way?

          • August 8, 2013 at 2:57 pm
            Libby says:
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            It’s a coverage BENEFIT. Taking advantage of it just means applying for it.

            You’ve obviously used your health insurance. That means you are TAKING ADVANTAGE of the benefits you paid for.

            Simple as that. It doesn’t mean screwing anybody. You paid for it, you’re entitled to it (yes, I said entitled) and you would be a fool not to take advantage of a coverage you purchased. I don’t know why I’m even responding on this, it’s so simple.

          • August 8, 2013 at 3:35 pm
            FFA says:
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            Libby, we have regional terminology. To me, you are not taking advantage of a benefit you pay for.
            You are getting what you paid for.
            Taking advantage implies (to me) in this context something for nothing.
            So, we are on the same page, just needed to add a little clarity.

      • August 2, 2013 at 4:26 pm
        Libby says:
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        Brest pumps are about the same price as an office visit. When was the last time you paid for one of those? Hypocrite.

  • July 29, 2013 at 5:24 pm
    Captain Planet says:
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    I more or less have paid for the pump with all the inflated insurance premiums over the course of the last 11 years. I hardly ever had to use health insurance, but sure have been subsidising others’ use (and willingly, at that), as well as insurance company CEOs’ 3rd yachts. So, I’ve paid my dues.

    • July 30, 2013 at 7:09 pm
      bob says:
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      Wait for it.

      You’re…

      Milking the system!

      I don’t really actually have an opinion on this one so you know.

    • July 31, 2013 at 7:41 pm
      FFA says:
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      Especially the past three years.

      • August 5, 2013 at 2:37 pm
        bob says:
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        FFA:

        I actually don’t really have a problem with the breast feeding pump issue Planet mentioned. It’s one of those moments I wanted to make a joke based on the breast pump relating to milking the system rather than the system doing the milking ;)

        I don’t entirely disagree with Planet on all issues.

        I just don’t like the partisan behavior while he claims to be a moderate.

        • August 6, 2013 at 11:23 am
          FFA says:
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          I am available to hire instead of buying pumps! I’m cheap too!

          I am in the same boat on the opinions on all sides. I don’t agree or dis agree with EVERYTHING any ONE person says. I do get lots of information from this site that I use in my marketing efforts from all sides no matter who they are.

          Just have to look past the personal jabs and name calling to get to the important information.

          Too bad there is not a Marketing / Brain Storming forum on this site. One can never have enough marketing advice/information.

  • July 31, 2013 at 8:27 am
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    • July 31, 2013 at 8:52 am
      Ron says:
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      Ace,

      How about this as a free market solution. The health insurance plans offered by Hobby Lobby and Conestoga Wood products must provide the coverage as per the law, but only hire people who are against using birth control. If that limits the pool of people willing to work there or they need to pay people more to work there, then so be it.

      • July 31, 2013 at 9:13 am
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        • July 31, 2013 at 9:28 am
          Libby says:
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          Ace, you are missing the point. Whether public or private, this for-profit business is not entitled to hide behind being a religious institution, which is exempt from the law. There is a separation of church and state in this country and a separation between the beliefs of individual owners and the corporation. This is exactly why their is the corporate shield. To say otherwise, would violate the corporate shield.

        • July 31, 2013 at 10:00 am
          Ron says:
          Well-loved. Like or Dislike:
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          Ace,

          If people can decide where to work, why can’t private companies decide who can work for them? That is the free market solution.

        • July 31, 2013 at 11:22 am
          jw says:
          Well-loved. Like or Dislike:
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          You do realize, if the employer doesn’t include these options in their health insurance plan, the employee will most likely get it for free a the health department? Then it IS paid for with everyone’s taxes.

          I don’t think the ACA is the best answer to our health care crisis, but it’s the law and was not shut down by SCOTUS. Therefore, all employers should be treated the same.

          • August 1, 2013 at 3:01 pm
            FFA says:
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            So, JW let me run this by you – Its past business hours at the local health department. You find the company of someone your going home with for some yuk yuk yuk – wink wink. Do you for go your night of pleasure or do you stop off at the local drug store and buy it your self?

            I as a man will not wait till the am when the health department opens and will get it where ever I can. After all – oink!

          • August 2, 2013 at 7:47 am
            jw says:
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            FFA – You actually have to take the pill everyday. Also, you would need a prescription if you weren’t getting them from the health dept.

            So, I guess you’d have to stop at a store and get the latex birth control. Which, in theory, you should already have because you don’t want a disease from some skank you just met.

          • August 2, 2013 at 1:39 pm
            FFA says:
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            jw -t rue on that point. But I am a man and I don’t have access to a pill…. I am not relying on my partner to make sure. I am making sure. So, I pay for my own.

            Glad I am married. I love my wife and would not even think of committing the mortal sin that would damn me to hell.

    • July 31, 2013 at 11:17 am
      jw says:
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      What if their health insurance is cheaper with these benefits?

      • July 31, 2013 at 7:45 pm
        FFA says:
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        Oh, come on JW – when in your life time has anything got cheaper???

        Did charity work in Indiana on Monday. $4.00 toll leaving Illinois and a toll both as soon as I got into Indiana.
        Gas almost .75 cents more in Chicago then in Hammond Indiana.

        • August 1, 2013 at 7:40 am
          jw says:
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          Well, no, it doesn’t get cheaper. Especially not gas. Gees, that goes up every day it seems.

          But what if including birth control reduces the premium because insurance companies factor in fewer births for employees? I’m just throwing that out there. Would you object to including the benefits in that case?

          • August 1, 2013 at 12:23 pm
            FFA says:
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            When I see the savings hit my bill, I will be the first to endorse a Told You So Party. I will personally walk into your office just so you can tell it to my face. The I will travel to Des Moines, PA, and where ever anyone else is for more of the same.

            FYI, my carrier is indicating I should brace myself for about a 30% increase.

          • August 1, 2013 at 1:49 pm
            jw says:
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            Well, I hope your insurance costs decrease, I really do. I’m not sure I’d actually get to say I told you so, since I’m not bold enough to say costs WILL go down. I’m doing my politician impression and sitting on the fence. Two thumbs up?

        • August 1, 2013 at 10:51 am
          Captain Planet says:
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          The closer I get to Chicago, when traveling east from Des Moines, the higher the gas prices rise. I always try to fill up an hour or 2 before I get to Chi-town. Then, once I get there, park the car for $20/day, take the L or cabs, and fill up on my way back home. Again, once I get about 2 hours from the city.

          • August 1, 2013 at 12:25 pm
            FFA says:
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            DeKalb would be a good place for that – home of Heisman Hopeful – Home of the Huskies!

          • August 2, 2013 at 9:39 am
            Captain Planet says:
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            Oh, you mean the oasis? I stop there quite a bit. I also like to stop in Sterling and hit up Arthur’s Deli.

          • August 2, 2013 at 1:41 pm
            FFA says:
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            Go a block or two a from the oasis and pay about .10c less then at the oasis. You don’t have to pay for the toll ways cut.

          • August 2, 2013 at 2:05 pm
            Captain Planet says:
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            Will do next time, thanks for the tip!

      • August 1, 2013 at 9:54 am
        Libby says:
        Hot debate. What do you think?
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        The truth is that both insurers and employers who self-insure save money in the long run by covering contraception. So much money is saved that it makes financial sense to waive co-pays and deductibles. A 2000 study by the National Business Group on Health estimates that not providing contraceptive coverage in employee health plans winds up costing employers 15% to 17% more than providing such coverage.”

        Read more: http://business.time.com/2012/02/14/why-free-birth-control-will-not-hike-the-cost-of-your-insurance/#ixzz2aj3X4bU1

      • August 1, 2013 at 1:59 pm
        FFA says:
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        Should history Repeat itself, it wont.
        Nothing ever gets cheaper especially when the Govt at any level sticks their nose into things. F’n A Holes they are.

        Case and point – Workers Comp reform in IL. Monoline carriers under $10K in premium are gone. All them small business in the pool. Net effect – an increase in cost to joe small business man due to the arrogance of a govt body thinking they know our business better then the industry experts.

        • August 1, 2013 at 2:50 pm
          Libby says:
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          FFA – your wife needs to have another sit-down with you. You’re getting all grumpy again…

          • August 1, 2013 at 3:06 pm
            FFA says:
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            With the recent move of the office, I will admit I am on edge. Cost over runs that threw one curve after another at me have got me a little strung out.

            It would be more like a lay down. OINK! Its past noon, so I can rule out a – well you know.

          • August 1, 2013 at 3:34 pm
            Libby says:
            Well-loved. Like or Dislike:
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            A “stress reliever?” It’s always time for that!

          • August 2, 2013 at 1:42 pm
            FFA says:
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            Libby …. A nooner.

          • August 2, 2013 at 2:02 pm
            Libby says:
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            Yeah, I got it. Afternoon delight. Again, it’s always time for that…

          • August 2, 2013 at 2:56 pm
            FFA says:
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            Sorry. Didn’t meant to insult your intelligence.
            Been very stress full past two weeks…..
            Still trying to get through things (move- half my bills packed somewhere in a box) Parents, Move, training new girl, another new girl starting Monday, Business BOOMING way beyond what I could have ever guessed, move, and, well you know – on and on. Lake this week and then back it all again….

            People already walking into my new office. I have not had a walk in in years!!!!

          • August 2, 2013 at 4:17 pm
            Libby says:
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            FFA – that’s great news about business! You see, things ARE improving. That cup is not only half full, it’s getting fuller.

          • August 2, 2013 at 4:58 pm
            FFA says:
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            Its good for me Libby. However, the majority I am picking up is from failed agencies. My two new gals were hired out of failed agencies. So, a net zero effect on the Unemployment line…

            I just don’t get it. Market gets hard, marketing budget gets cut. Not me. Market gets hard, I pump more into marketing….Learned that in Community College Marketing 101. Market turns soft…. Its really gonna break loose.

  • August 1, 2013 at 4:43 pm
    Libby says:
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    Exchange training is now available for agents at:

    http://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/a-b-resources.html

  • August 6, 2013 at 1:57 pm
    Andrew G. Simpson says:
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    FYI, There are in fact very active forums on insurancejournal.com where insurance professionals discuss all sorts of industry topics including marketing and get answers to questions. You can even start your own forum on a topic. Please visit:
    http://www.insurancejournal.com/forums/

    • August 6, 2013 at 5:45 pm
      FFA says:
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      Thanks. Now, that’s useful info.



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