Will Young Adults Sign Onto Obamacare?

By | August 23, 2013

  • August 23, 2013 at 10:55 am
    WadeInTX says:
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    What’s the over/under? My guess is 95% of Americans do not know anything about “Obamacare” other than the terms “mandated healthcare” or “navigators”… and they probably don’t even know what those mean. I’m a Republican, but I think it’s appalling that there is not more education of the general public happening. Health insurance agents and carriers need to get together and offer some open-houses. Let’s stop running around in circles like a bunch of do-do birds.

    • August 23, 2013 at 2:04 pm
      Dave says:
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      Considering Nancy Pelosi’s statement, “We have to pass it before you can read what’s in it” it is obvious nobody in Congress read it before it was passed. And after it has passed and watching the implementation so far it is obvious that they still haven’t read it. I doubt many American citizens have read it either.

    • August 23, 2013 at 2:22 pm
      Cheetoh Mulligan says:
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      I believe the correct term is Doo Doo Bird.

    • August 23, 2013 at 3:09 pm
      Agent says:
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      Wade, would you like one of those 20 hour trained Navigators with no background check, no fingerprinting to give you the info on Obamacare. If I were you, I wouldn’t give him/her your social or your identity would be stolen by nightfall.

  • August 23, 2013 at 1:15 pm
    bob says:
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    the problem is that nobody knows the answers. the health exchanges aren’t fully up and running, the rates haven’t been set, and agents are completely in the dark about their role. you can’t get informed and explain a product to clients when the people promoting the product don’t have the answers. that is the case with this fiasco. be prepared for a giant train wreck.

    • August 23, 2013 at 2:27 pm
      Cheetoh Mulligan says:
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      And what about the 27 (I think)states that are not setting up a state exchange? Are they expected to go to private insurers? And what about their federal subsidy as there is not an exchange? There are supposed to be Federal Exchanges for these states, but haven’t heard anything yet on these. This is a big mess caused by poor planning and poor information being orchestrated by people who have no clue on what they are doing.

  • August 23, 2013 at 1:17 pm
    David Orban says:
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    I’m curious to know what healthcare insurance “cost estimates” were used in this study…? In other words, exactly how much constituted “too much” in the minds of those young people surveyed?

    • August 23, 2013 at 3:12 pm
      InsGuy says:
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      Why is it always “this” or “that” with these authors. It may not always be ONLY about price, how come they never talk about ROI.

      What we need to try come up with some solutions to the exponentially increasing COSTS, not who’s supposed to pay for the insurance premium.

      1 Idea: STOP DIRECT ADVERTISING by big pharms. These guys spend BILLIONS a year on this which is why Rx costs are through the roof.

      This also has the added benefit of not having patients come into a Dr. to get a script for something they say on TV based on mis-leading sales techniques. (Note that I didn’t say they came in to get help with a problem.)

      • August 23, 2013 at 3:38 pm
        FFA says:
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        Another solution – Stop the lawyers from advertising. Late night TV filled with 1-800 bad drugs ads. Claim Bank Ruptcy. Injured on the job???? SUE SUE SUE!!!!

        • August 23, 2013 at 4:08 pm
          Ron says:
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          FFA,

          Tort reform is something I would love to see. However, how much does 1-2% lower premiums really help when companies have been implementing double digit increases each year, even before the ACA was passed?

          The more interesting part of this article mentions how tort reform in TX has lowered malpratice premiums 30%. Yet their health care premiums still rank among the highest in the nation.

          http://www.businessweek.com/magazine/content/09_39/b4148030880703.htm

          • August 23, 2013 at 4:59 pm
            FFA says:
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            I was told – I have no proof of this – by my Market Reps that the Cobra Subsidy was the carriers being forced to eat 0.75 cents of every dollar.

            IF SUCH IS THE CASE, they have just been making that lost ground up.

            Obama had the Cobra Law in which to work and he chose not to. One change that should have come into play was the 18 month limitation on Cobra. If I could have afforded to pay it, why should I have been booted off the plan I was on?

          • August 26, 2013 at 5:07 pm
            FFA says:
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            It would off set the .09% increase in the Medicaid tax.
            They take it form us in nickels and dimes, that’s the way we need to take it back.

      • August 23, 2013 at 4:14 pm
        Agent says:
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        One cannot watch TV on any station without seeing the big Pharma commercials on anything and everything. 20 seconds are the benefits and the rest of it is the side effects of taking the medicine. I don’t know how people can take these things since they are poison to the body.

  • August 23, 2013 at 1:19 pm
    FFA says:
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    True on that Bob. We start talking to people with out the answers, we are just going to look like a bunch of knuckle heads.
    I can tell you how many questions I’ve answered with ‘I don’t know, they have not told us yet”. Usually circles around price, subsidy and coverage.

  • August 23, 2013 at 1:54 pm
    Sarah says:
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    Lets see fine a few hundred dollars if you pay taxes. and no pre-existing conditions exclusion. Hmmmm…. When would you sign up?

    WHEN THEY GET SICK! That will be the time when they sign up!

    • August 23, 2013 at 2:07 pm
      Agent says:
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      Many of these young people are on their parent’s policy until they are 26 anyway. Why sign up for something you will have to pay for if Mom & Dad are taking care of it? Also, since a person can’t be turned down for health conditions, why not wait until you get sick before signing up? I really don’t think young people will flock to sign up. 40% don’t even know Healthcare Reform was passed.

    • August 23, 2013 at 2:09 pm
      Dave says:
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      Well if I could buy my Auto insurance after I had an accident, I would never buy it until I needed it. Same with my homeowner’s or any other insurance for that matter.

    • August 23, 2013 at 2:35 pm
      Melissa says:
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      Yep that group is also referred to as adverse selection. Only the higher risk would get the insurance.

      • August 23, 2013 at 4:17 pm
        Agent says:
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        Melissa, the huge majority to apply will be the PreX crowd who have been clamoring for coverage. They can’t wait to get their card so they can get their condition treated. The claims will be tremendous and there will not be enough healthy young to offset it so watch the rates continue to escalate.

    • August 26, 2013 at 1:58 pm
      Shari Lewis says:
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      There will be an open enrollment period only – you can’t just sign up when you get sick. You can sign up at the next open enrollment period, even if you are sick.

      What is the solution for people with pre-existing conditions today – before implementation of the healthcare overhaul? Unless you work for an employer who provides health insurance, you are out of luck.

      • August 26, 2013 at 3:36 pm
        Agent says:
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        Shari, people will be trying to sign up for this all year long. Do you really believe the exchanges will only let people sign up in a limited open enrollment period? If you believe that, I have some swamp land in Kansas I can sell you. This administration’s greatest fear is that they won’t get enough young people to sign up to offset the PreX crowd.

        You are wrong about another thing too. There have been Health Pools in numerous states for PreX people to get health insurance. All they had to do was prove they were rejected by two or three companies and they could go into the Pool.

        • August 26, 2013 at 4:46 pm
          Cheetoh Mulligan says:
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          Starting in January 2014, the insurance companies and exchanges can no longer ask about pre-existing conditions. They have to take you and have to cover you.

          • August 26, 2013 at 5:09 pm
            FFA says:
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            Only during open Enrolment or a qualified event. Its much like the current group rules if I am reading the training stuff correctly.

        • August 27, 2013 at 10:01 am
          FFA says:
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          Yo9u bring up another point – Will IChip (Health Pool) go away?

          And yes agent, people will try anything.

          • August 27, 2013 at 3:50 pm
            Agent says:
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            FFA, did you see the report that the country is already short nearly 60,000 doctors and by 2020, it will be short 90,000 doctors to treat an aging population and the several million new patients being created. Family Practice will feel it the most and particularly in rural areas where 1 in 5 doctors are retiring in the next 5 years. Medical schools cannot churn out enough new doctors to stay up with demand so rationing will be the norm and long waits to see doctors like the Great Britain system will be the result. All of our fears about Obamacare will be taking place. Is this a better system or worse?

          • August 27, 2013 at 3:58 pm
            FFA says:
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            Well agent, a shortage of Docs is not new to Illinois…
            I don’t know what the hell I am going to do. I’ll know more after I sit through the speil tomorrow night. I know an additional $300.00 @ month on top of everything else is going to hurt.

  • August 23, 2013 at 1:58 pm
    Sarah says:
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    Cant anybody see that this ACA thing is about instituting a socialist single payor system?

    • August 23, 2013 at 2:07 pm
      Dave says:
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      Well straight from the horse’s mouth. Here’s what Harry Reid saud:

      http://www.youtube.com/watch?v=SXgSKwYMnWo

    • August 26, 2013 at 9:04 am
      Captain Planet says:
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      I hope you are right! At least a public option, please.

      • August 26, 2013 at 5:10 pm
        FFA says:
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        Is Medicaid a public option?

        • September 3, 2013 at 2:21 pm
          Libby says:
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          No. You can’t just sign up for Medicaid if you want it.

    • August 27, 2013 at 4:22 pm
      Agent says:
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      Well FFA, in Texas, we have had an influx of doctors in recent years because Malpractice rates have fallen due to Tort Reform. The thing that troubles me are that many are foreign doctors, mainly from India and Pakistan. I saw an article in the local newspaper recently announcing a dozen new doctors, all of them with unpronounceable names from foreign countries. One out of 12 was an American. I guess the country will keep importing doctors to try to stay up with demand. Perhaps they won’t mind working twice as hard and will make more than their native countries would pay them.

      • August 27, 2013 at 4:47 pm
        FFA says:
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        And if they do get hit with one of them Frivolous Lawsuits, they can just pack up and go back home. Get a job with an American Company in their native land in a call center.

        • August 29, 2013 at 11:04 am
          Agent says:
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          FFA, I take it you have had some experience with company call centers like I have. I had to call one of my life markets about a customer and got the call center. After several minutes of hearing a sing song accented rep that I couldn’t understand, I asked to speak to a supervisor. Lo and behold, the supervisor couldn’t speak any better so I asked for a manager. He was an American and handled my question, but it took three tries. I know companies don’t pay these people like Americans, but they don’t get much bang for their buck either.

          • August 29, 2013 at 1:39 pm
            FFA says:
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            Yes I have. I am at the point if I hear that Mid East Accent, I ask to speak to someone in America before I even get into my question.

            My small minute attempt at bringing jobs back home.

  • August 23, 2013 at 2:06 pm
    IJ Reader says:
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    “Up to 82 percent of nearly 16 million uninsured young U.S. adults would qualify for federal subsidies or Medicaid under Obamacare, meaning that affordability is less likely to impede enrollment in health insurance via state exchanges, the study concludes. ”

    Wait….what?!? The most important requirement to keep the taxpayers from subsidizing another ill planned government program requires that we subsidize them to begin with?? So this money they are relying on to offset adverse selection will come from the taxpayers anyway…Am I missing something here?

  • August 23, 2013 at 2:15 pm
    Dave says:
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    Speaking of Socialism, here’s what Maxine Waters feels about that:

    http://www.youtube.com/watch?v=o3I-PVVowFY

    She was about to call for socializing the oil companies before she realized that would let the cat out of the bag that the Democratic party have all become Communists. But she caught herself just in the nick of time, stupid bimbo.

    • August 23, 2013 at 4:24 pm
      Agent says:
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      Yes Dave. Maxine is a real sweetheart. The House was supposed to censure her like Charlie Rangel, but they didn’t have the spine to proceed for fear of being called “racists”. It seems her husband had nefarious dealings with a bank and received a bailout and she was influential to getting the deal done. These bad characters are from districts that like them, so it is almost impossible to root them out of office and they often die while in office. Robert Byrd, (D-WV)was a long time Senator who was proud of his KKK days, rode the ponies with his sheets etc and only apologized on his death bed.

      • August 24, 2013 at 9:18 am
        Ron says:
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        Agent,

        You do realize the Charlie Rangel is also African-American, right? How were they able to censure him without being called racists, but not Maxine Waters? That does not make sense.

        • August 26, 2013 at 8:23 am
          youngin' says:
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          Because Chuck Rangel is C-R-A-Z-Y and everyone knows it.

        • August 26, 2013 at 9:49 am
          Agent says:
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          Ron, Maxine Waters is far more radical than Rangel ever thought about being. Rangel is just a good natured old fox Progressive criminal. Waters would create the biggest scene imaginable if they went after her. She is so radical, she would like to nationalize the oil and gas industries as she has let slip before.

          • August 26, 2013 at 10:01 am
            Ron says:
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            Agent,

            I do not either of them, nor Nancy Pelosi for that matter, but I thought you saying that the fear of being called racists is what stops our representatives from holding fellow representatives accountable is laughable since they have held not only Charlie rangel accountable, but Jesse Jackson Jr and other African-American Congressman also.

            In my opinion, they will hold anyone accountable, regardless or race, gender, political affiliation, or any other excuse, if there is enough evidence.

            On a side note, countries that have nationalized oil and gas also have the lowest prices for gasoline. I am definitely not advocating for socializing our oil and gas industries, but I thought it was an interesting point since many anti-Obama people point to gas prices when criticizing him.

            http://www.bloomberg.com/visual-data/gas-prices/

          • August 26, 2013 at 3:51 pm
            Dave says:
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            Yeah Ron, the middle east and Venezuela have nationalized their oil companies. Everybody in Venezuela is poor and the folks in the middle east have no freedoms.

            Allowing drilling in Alaska and offshore will lead to lower gas prices. NOt forcing the oil companies to have a dozen regional blends of gasoline will lower gas prices. Unleashing oil exploration for oil on federal lands will lower gas prices. But as we all know, Obama stand against all of that and expects to fuel the US on algae and solar panels form bankrupt Solyndra. THe whole point of the Obama energy policy is to drive up the price of energy so his vision of power generation makes sense. Meanwhile China and India build a new coal powered power plant every week where cheap and plentiful energy while drive all the world’s manufacturing and jobs to.

          • August 27, 2013 at 8:03 am
            Ron says:
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            Dave,

            Logic would indicate that allowing for more drilling should lead to lower gas prices, yet we are producing most oil now than in over 22 years and gas prices remain near record highs.
            http://www.upi.com/Business_News/Energy-Resources/2013/08/07/US-oil-production-breaks-22-year-record/UPI-60291375876080/

            I would be interested in any statistics that show the impact of regional blends of gasoline on the price of a gallon of gas. It might put some context compared to the value of helping air quality.

          • August 27, 2013 at 3:24 pm
            Dave says:
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            Ron, same old and tired left wing rhetoric. We’re doing more drilling than we did over the past 22 years. Problem is we could and should be doing more. Guess what, the population is much more than it was 22 years ago. People are using more energy than we were 22 years ago. There are many more stifling regulations than there were 22 years ago (especially the last 5 and the next 3).

          • August 27, 2013 at 3:41 pm
            Ron says:
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            Dave,

            I agree that we could be drilling more, but before I say we should I want 2 questions answered:

            1. Will we require the oil companies to keep the oil here or allow them to sell to the highest bidder on the world market?

            2. Will we require them to only allow exportation of our oil if gas prices remain below a certain price point?

            With the growth of demand for oil in China, India and other emerging markets, can you see a scenario where we allow more driliing on federal lands without a significant drop in gas prices without some controls in place?

  • August 23, 2013 at 2:19 pm
    Got2Golf79 says:
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    The exchanges are going to have an ‘open enrollment’ format so in theory, a person wouldn’t be able to wait until they are in a serious car accident and then say “Time to go buy health insurance.”

    However, there’s nothing to stop this same person from going to the ER for treatment, racking up huge bills, and then not have the money to pay.

    Obamacare doesn’t fix this situation or a miriad of other problems… what doctors/facilities charge, Rx costs, lawsuits, malpractice insurance, etc.

    Talk about putting a bandaid on a gunshot wound…

    • August 26, 2013 at 1:06 pm
      Agent says:
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      Ron, you are an enigma. First, you praise countries that nationalize energy and then say you are not for nationalizing it. The reason for high gas prices in this country is decades old and it is the lack of energy policy allowing the development in our own country. We would rather purchase the product from overseas and be held hostage by OPEC and others rather than develop our own. We would rather give loans to green energy who promptly fail than develop our own. Our reserves are more than the middle east. By the way, the nationalized country of Venezuela may have cheap prices, but their economy has been in the toilet. Think of that the next time you visit your local CITGO station which is owned by them.

      • August 26, 2013 at 1:44 pm
        Ron says:
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        Agent,

        Please quote me where I praised countries that nationalize energy. I just thought it was an interesting because President Obama gets criticized for being a socialist and also gets blamed for high gas prices which could be solved by nationalizing our energy.

        You said, “We would rather purchase the product from overseas and be held hostage by OPEC and others rather than develop our own.”. You realize that this stems from capitaliam, right? We allow those who extract oil and gas from this country to put it on the open market to the highest bidder. If it is not an American company, then our companies need to import oil when needed.

        If you think we should just keep the energy that we develop here, then I would say you are advocating for nationalizing energy, not me.

        I am still waiting for someone to explain how drilling for more oil will lower gas prices when we our current oil production is at historically high levels, yet we see little to no relief at the pumps. You can blame capitalism and OPEC if you do not like it, just not President Obama.

        • August 26, 2013 at 2:25 pm
          iloveinsurance says:
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          Unfortunately we will never see those low price per gallon figures again. Since our dollar is based on the petrodollar there would be no incentive of cheaper oil. It’s the only thing keeping our currency afloat compared to the rest of the world. It’s too late in the game to change now due to our immense trade deficit as well as our own austerity measures here at home.

        • August 26, 2013 at 3:53 pm
          Agent says:
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          You just did Ron. You said that countries that have nationalized Oil & Gas have the lowest prices on gasoline. Do you think Venezuela imports any oil from the Middle East? The fact is that they have a really bad economy, the people have no money to buy it anyway and much of their production is exported here at a much higher cost to us. We should be a net exporter if our potential is realized and make some money on our natural resource. Instead, we push ethanol which ruins engines, try to make fuel out of algae and switchgrass. I don’t limit my dislike of the energy problem just to Obama. It has been going on my entire adult life. The lobbyists in DC are responsible for our lack of energy development for decades. We also have politicians who really like all those taxes they get to collect supposedly for infrastucture spending. Then, they say we need another stimulus for infrastructure building. How did that last stimulus work out for building?

          • August 26, 2013 at 4:15 pm
            Ron says:
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            Agent,

            How is stating a fact regarding one aspect of a country equate to praising an entire country?

            That is your problem, misinterpretation and hyperbole with very few facts. If I had said, Venezualia is a much better country because they have cheap gas, then you would have an argument.

            If we do not have enough oil for our own needs, why do we export any? I’ll tell you, capitalism. And, believe it or not, I am all for capitalism. I do have stocks and a 401(k).

  • August 23, 2013 at 2:22 pm
    Sarah says:
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    Lets see, UN Secretary on her 19th day on the job, she is on vacation while UN calls emergency meeting, nothing but a Syrian chemical attack on its own people. Kerry out on the water wind surfing, Obama golfing, Hillary campaigning, and Biden under a presidential Gag Order. Is there anybody working at all in Washington?

    • August 23, 2013 at 2:29 pm
      Cheetoh Mulligan says:
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      Even when they are all there, “Is there anybody working at all in Washington” is a great question!!!

    • August 23, 2013 at 3:24 pm
      Agent says:
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      Sarah, Let’s not forget that the House & Senate are on vacation as well. We did accomplish one thing, we convicted Major Hassan. I think the appropriate punishment should be to let the survivors empty a clip into him from an AR15. Let the punishment fit the crime.

      • August 23, 2013 at 4:18 pm
        R says:
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        The best punishment for Hasan is to let him sit in jail. He wants to be killed to be a martyr. Deny him that option. I read a comment on a news site, lock him up and feed him pork every day.

        • August 23, 2013 at 5:42 pm
          Normct says:
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          Don’t forget, If we lock him up for life, we get to pay for it. I hope the military justice system doesn’t take 10 years or so before the punishment is carried out.

          • August 26, 2013 at 5:14 pm
            FFA says:
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            Remembering back to JOhn Wayne Gacy, it was more cost effective to let him live his life in prison then the cost of killing him.

          • August 29, 2013 at 11:11 am
            Agent says:
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            Well, he was sentenced to die, but according to an article I read yesterday, he is likely to live for a very long time until they decide to execute him. The military just does not carry out sentences in a timely manner. They said they had 5 military guys who have been on death row for up to 15 years and no date has been set to execute any of them. If it were up to me, he would get the firing squad today.

      • August 28, 2013 at 12:57 pm
        Agent says:
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        Sarah, I wonder if Obama will start bombing Syria before Congress gets back from vacation. He could always use the excuse, well you weren’t here to talk about it and I decided to act.

    • August 23, 2013 at 5:50 pm
      TxLady says:
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      Just like Eurpoe in August, everyone is on holiday. Washington gets more like Europe every day.

      • August 27, 2013 at 3:58 pm
        Agent says:
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        I am not sure I understand your Gacy comment FFA. Down here in Texas, we just give them a shot that costs $5 and they are gone in about 30 seconds. I think that is much more cost effective than giving him three squares, free medical care for 30 or 40 years.

        • August 27, 2013 at 4:53 pm
          FFA says:
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          It cost millions in court costs / appeals ect… before they can spend the final $5.00.
          They could have done what WI did with Dahmer – throw him in the general population and let jail house justice take over. Gacy would have been taken care of in a week or so.

          • August 27, 2013 at 6:06 pm
            Agent says:
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            My guess is he wouldn’t have survived the first shower in the general population. Tyrone would have taken care of him and the guards would be looking the other way.

          • August 28, 2013 at 9:45 am
            FFA says:
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            True on that point Agent. Probably would have cost Illinois one night sleep and then Breakfast. 1st walk in the GP would have done it.

  • August 23, 2013 at 2:32 pm
    David says:
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    My last quote for “minimum” health care insurance under Obamacare per month is more then 50% of my income. Considering my rent is also more then 50% of my income, If I get insurance I am homeless. (and I make to much to qualify for “free” healthcare.) I guess I’ll stay uninsured, and just pay the fine.

    • August 23, 2013 at 2:38 pm
      Melissa says:
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      This is why I am so trouble about the future of healthcare. All I can say is I’m a fine with my coverage and I am worried this stupid law will mess with it. I don’t believe anything the president says, he babbles too much.

      • August 23, 2013 at 2:52 pm
        wvagt says:
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        Oh, no, Melissa – if you like your current health care you can keep it. That’s what we were promised, right?

        • August 23, 2013 at 3:07 pm
          FFA says:
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          wvagt – That promise was made by an Illinois Politician speaking OBama, not English.

          • August 23, 2013 at 3:30 pm
            Agent says:
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            FFA, A California politician said she had to pass it so we could see what was in it. In fact, she said she would pole vault over the fence to pass it. She and Baucus completed the Cornhusker Kickback and the Louisiana Purchase to get it passed and then it still had to be behind closed doors in the middle of the night. My daddy once told me nothing good happens after midnight. He was wise.

          • August 29, 2013 at 11:14 am
            Agent says:
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            FFA, he said that in 34 speeches when he was trying to sell it and many more later. The teleprompter had it programmed in at every stop. I wonder why it just hasn’t resonated with the folks.

      • August 23, 2013 at 3:06 pm
        FFA says:
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        Melissa, don’t worry about it. It will mess it all up. It will mess your budget up. It will mess your taxes up.

        It will mess with you all the way around.

        • August 23, 2013 at 3:26 pm
          Agent says:
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          Not to worry Melissa, you can file for your tax credit on your 2015 return.

    • August 23, 2013 at 2:43 pm
      Cheetoh Mulligan says:
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      Are you sure you make too much? You qualify for a subsidy if your salary is within 400% of the federal poverty level. Doesn’t mean you’ll get one, but you qualify to try.

    • August 27, 2013 at 7:45 am
      jw says:
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      Well that’s interesting. I received a flyer from Anthem Blue Cross Blue Sheild for health insurance. BCBS has a plan that is only $2 per day per person. Now, I don’t know which plan that is or what it does or doesn’t cover (I don’t need new insurance – so I didn’t research). Perhaps you should expand your search for health insurance.

      • August 27, 2013 at 12:39 pm
        Agent says:
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        So all you have to do is pay $2 and the rest will be subsidized by the taxpayers, right jw?

        • August 28, 2013 at 9:22 am
          jw says:
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          No, actually, the advertisement was for the current individual market product – no relation at all to Obamacare. BCBS already sells to individuals in KY.

          • August 29, 2013 at 11:17 am
            Agent says:
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            Well, I just got my most recent rate increase bulletin from BCBS on Individual and rates are up again on all plans offered including HSA’s. Reality is setting in.

        • August 28, 2013 at 9:28 am
          jw says:
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          You can go to the Anthem BCBS website and request a quote. They will continue to sell their product outside the exchange as well as through the exchange.

    • September 3, 2013 at 2:36 pm
      Libby says:
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      David – is that before or after any subsidy you may qualify for?

  • August 23, 2013 at 2:52 pm
    Bill says:
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    The same people who believe these kids will go out and buy health insurance also believed Hillary when she told us the reason 4 people died in Libya, was because someone showed a bad movie in Benghazi.

  • August 25, 2013 at 9:40 am
    Dandy Don says:
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    Let me see if I can figure this out.

    Obamacare needs young people to buy insurance to help subsidize older people. That suggests to me that these people would be paying more than they are expected to cost the system. Yet, these young people can avoid buying insurance simply by payinf a (penalty/tax), and they can always get health care for any emergency needs simply by showing up at the hospitals, just like the Democrats regular supporters, the newly legalized illegal aliens.

    So explain to me why on Earth any young person of more than average IQ would buy insurance?

    • August 26, 2013 at 9:26 am
      Dave says:
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      For the same reason the goofs voted for Obama in the first place. They are mindless idiots.

    • September 4, 2013 at 9:13 am
      Libby says:
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      All studies have shown that young people want to have health insurance, but are worried about the cost. Since most of them are low income earners, they would qualify for a subsidy. I don’t see what the big deal is about this. The law of large numbers and the premiums of many paying the claims for the few is how insurance has always worked, and will continue to as far as I can see.

  • August 26, 2013 at 8:36 am
    Sarahs says:
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    So if the government is going to subsidize the health insurance for the poor and if you make more money on welfare than you would if you got a job. WHY IS ANYONE STILL WORKING?
    http://www.foxnews.com/politics/2013/08/21/study-in-most-states-welfare-pays-more-than-minimum-wage-job/

    Democrats do not care about their constituents or the social and financial health of our country. They only care about keeping you in poverty so you will vote for your livelihood.

    • August 26, 2013 at 10:51 am
      Sarah says:
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      This was a Cato Institute study finding it more beneficial for you to go on welfare instead of getting a entry level job in 35 States. Not opinions, Just facts.

      • August 26, 2013 at 4:44 pm
        Captain Planet says:
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        The Cato Institute is a right wing think tank run by the Koch bros. In the words of Flavor Flav, “Can’t Trust It!”

        • August 27, 2013 at 12:37 pm
          Agent says:
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          And you found that out on Huffington Post, Mediamatters or Moveon.org, right Planet? We should trust them, right? These are very nice people and Conservatism is bad.

          • August 27, 2013 at 2:19 pm
            Captain Planet says:
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            http://www.cato.org/about

            Check out the board for one Koch brother. And, notice Charles was a founder:

            http://www.cato.org/25th

            I don’t read Huffington, Mediamatters, or Moveon. I’ve tried telling you that about 100 times.

          • August 27, 2013 at 2:22 pm
            Captain Planet says:
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            We can add links here, so you’ll have to type this in your browser w/out the spaces:

            www . cato . org / about
            www . cato . org / 25th

            I don’t read Huffington, Media, or Moveon. I’ve tried telling you that about 100 times now. You will see on those links Charles Koch as a founder and if you look at the board, David Koch currently resides. My source is the horse’s mouth. You’re welcome.

          • August 27, 2013 at 2:23 pm
            Captain Planet says:
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            *can’t add links

          • August 27, 2013 at 3:27 pm
            Agent says:
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            Planet, are you having a bad day posting twice on the same drivel? If you don’t pick up on the three sites mentioned, where are you getting your left wing stances? Do you just go on Obama’s site and swallow what they say hook, line and sinker? Are you one of those Independents who can’t make up their mind on anything or see how bad Progressive politics really are? I know you like Huntsman. Why did he not gain any traction in the last election cycle? Even Herman Caine ran circles around him before the left wing media set out to destroy him.

          • August 28, 2013 at 1:51 pm
            Captain Planet says:
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            6 or 7 thumb downs for using the Cato Institute’s own website as evidence of my assertion. You can’t handle the truth!

  • August 26, 2013 at 8:52 am
    bill says:
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    to review

  • August 26, 2013 at 12:41 pm
    Nan says:
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    The current parents who do not teach their young adult children that buying health insurance is a personal responsibility should not be parents. The “greatest generation” taught their children that it was THE responsible thing to do once leaving home. Now the whining parents say My kid’s not going to spend money if he’s healthy… well la de da for you and your family. Try raising your kids with responsibility and ethics.. it’s not about waiting until you need something.. Reading these posts makes me understand how right wing radio eats into the minds of once normal folks. Grow up and take responsibility… THAT IS THE AMERICAN WAY!

    • August 26, 2013 at 1:10 pm
      Agent says:
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      Nan, I think you have it backwards. Conservatives have always preached responsibility and ethics. Leftists are the freeloaders who want everything handed to them on a silver platter with no responsibility or ethics on what is right or wrong.

      • August 26, 2013 at 2:11 pm
        Ron says:
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        Agent,

        Talk about Conservatives as the party of responsibility. All you do is find ways to blame Democrats and RINOs for all of the country’s ills. It is never your party’s fault.

        Name 5 true Conservatives on a national level and let me see if I can find evidence that they have not always acted ethically and/or maintained the Conservative platform throughout their political careers.

        Since you believe that only a true Conservative can win the Presidency as the Republican nominee, you should be able to come up with at least 5 possibilities. Good luck.

        • August 26, 2013 at 4:32 pm
          Agent says:
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          Ron, do you know what a RINO is? Let me educate you. Republican In Name Only. A RINO is someone who says they are a Republican, but have bought into Progressive Spending/Liberalism and have gone along to get along. I cite John McCain & Lindsay Graham as the worst examples although there are many more in both houses of Congress. You don’t have to lecture me about corruption in politics. I agree that both are at fault. The Democrats are exponentially worse though with their warped views and the direction they are taking this country. You say you are a proud Independent and don’t like either party. Gee, I wonder why the polls say at every election that Independents are leaning one way or the other. You poor Independents can’t form an opinion on who is better to lead our country and often don’t make up your mind until election night. Apparently, you sleep walk through the election cycle and don’t pay attention and then fall for a slogan as you did in 08 and 12. Independents make me sick.

          • August 26, 2013 at 7:43 pm
            Ron says:
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            Agent,

            I know full well what a RINO is. That is why I wanted you to provide the names of 5 Conservatives in your eyes, but you could not. I guess that is why we will never have a true Conservative President. Too bad.

            Independents are smart enough to realize that neither party has all of the answers and not all Democrats or Republicans follow the party line all of the time. We are smart enough to vote for a candidate based on merits and not just their party affiliation. We form our opinion based on facts and information, not what some party leaders tell is to think or party talking points.

            Independents only make you sick because the candidates that Republicans have been selecting have made us Independents sick and won’t support them. I would wager that, if polled, most Independents that voted for President Obama would have voted for Jon Huntsman if was the nominee. He might not be the conservative you were clamoring for, but at least he would be better than President Obama, in my opinion.

          • August 27, 2013 at 9:16 am
            Captain Planet says:
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            Jon Huntsman very well could have defeated President Obama. Mr. Huntsman was and is a candidate I could support.

          • August 27, 2013 at 12:32 pm
            Agent says:
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            Ron, if Independents are so smart as you keep saying, how come they can’t make up their minds and are so swayed by liberal talking points. Republicans keep making the mistake that they have to be more moderate to win the Independents. How has that worked out? Independents tend to lean liberal as you do and really don’t have a mind of their own to decide who is right for the job. In my mind an Independent is a Democrat in sheep’s clothing. Your rhetoric and talking points prove it and your reliance on government websites prove you don’t have common sense and cannot see the forest for the trees.

          • August 27, 2013 at 12:57 pm
            Ron says:
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            Agent,

            Independents do make up our minds when we are ready, not when you think we should. We are not swayed by talking points, Democrats and Republicans are. We form ourt opinions by listening to both sides without prejudice.

            Maybe if the Republicans/Conservatives were to move toward the center and present a platform and message that makes sense to Independents, they would win more elections. Then they can make the country better by implementing their policies. Like Governor Christie said, “We are not a debating society. We are a political operation that needs to win. My job is to win. I believe my job is to win. Our job is not to be college professors.”

            Or maybe it is easier for your side to keep preaching an ideology that cannot win and will never be tested so it can never fail.

            At least I provide statistics and the source of my facts. All you do is spread empty rhetoric with no support.
            You criticize Huffington Post, Mediamatters and Moveon.org, but only cited Conservative bloggers. The only difference is that they cater to your narrative.

          • August 28, 2013 at 6:21 pm
            bob says:
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            Itemize the merits of Obama.

            You tend to say how he’s not doing things wrong. This is not a merit.

            Itemize how Obama was better than Romney.

            You are not an independent. You are clearly left leaning.

            I can itemize how Romney would have been better. I’ll do so if you itemize one thing Obama did that had a net positive effect.

            You’re also going to have to itemize how he is better than Bush W, because you’ve made it clear you believe he is.

            You don’t base anything on facts. You try to throw every debate into a wash, except democrats are just better and win out somehow each time you try to be balanced.

            Let’s see you itemize a conservative ideal you agree with.

            Name one, that you supported.

            It’s getting really old watching you say you’re not saying something, as you say it (oil costs) and how you’re all for capitalism, while you say we should regulate whether the oil is sold in the states if it is farmed here, while I’m sure now that I pointed out that was your intended statement, I’m sure you will now say it was not your intended statement.

            Then I’m sure you’ll say how that’s the only way oil costs can come down from drilling here, which just isn’t true, and negates the fact that if we are selling more oil here, it still goes into our economy even if it isn’t in the form of lower oil costs. Lower oil costs is not the only reason to drill.

            Big picture Ron.

            Big Picture.

          • August 28, 2013 at 6:26 pm
            bob says:
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            Ron,

            And when you’re done with that explain why the patriot act was better when Obama ran against it, and then went for it. You’ll have to have a comparable item that the republicans ran for then against. Here’s a hint: Healthcare mandate doesn’t count. Republicans were divided on it. You would have to point out that Romney was for a federal mandate and then was against it. Keep in mind, that Republicans believe in state rules even if they seem in concept to be the same as something they don’t like to be ran federally.

            You’ll have to find something akin to saying gitmo has to go, and then keeping it open to use info from a water boarded detainee to kill Osama and taking the credit. What’s the republican equivalent?

            Which brings me to water torture.

            Which brings me to the sequester, which he blatantly lied and said he didn’t think of it. Totally us on the right’s fault.

            Where’s the republican equivalent of that one?

            Let’s see the balance Ron. Because I don’t see it.

  • August 26, 2013 at 1:24 pm
    Captain Planet says:
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    Yes, conservatives are awfully good at preaching. It’s the practicing part they continue to fail.

    • August 27, 2013 at 10:57 am
      Agent says:
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      Jon, anyone would have been better than Obama. That would not have been hard to find in light of what has been going on. All of these politicians have strengths and weaknesses. I have searched for a strength in Obama and am still looking. Huntsman proved to me in the debates that he didn’t have a clue so I discarded him in a flash. Say what you will about Romney, he was a least a proven leader and could have managed the economy better and brought business back. I didn’t like some of his positions, but he wouldn’t have done the damage to the country that Obama did. Marco Rubio had some promise until he got bogged down on the immigration issue. Ted Cruz is a comer who is smart and tough. He is really stirring the pot in the Senate these days and much of the leaderships toes are really hurting. McConnell needs to retire along with Boehner. They are not the future and cannot lead. In fact, at least 2/3rds of the Senate needs to go and Harry Reid needs to go back to Nevada and tend his Pomegranate crop.

      • August 27, 2013 at 11:43 am
        Ron says:
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        Agent,

        Could you provide some examples of what Huntsman said in the debates that caused you to discard him as a candidate? What’s more important to you, someone’s track record or their performance in a debate? He has a solid business background, increased jobs in Utah even during the financial collapse, and has extensive experience dealing with China. The Pew Center even said Utah was the best managed state during his tenure.

        http://2012.republican-candidates.org/Huntsman/

        You would think that, as divided as this country has become, we could use someone with experience working with both sides of the aisle successfully.

    • August 29, 2013 at 11:26 am
      Agent says:
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      Bob, be prepared for Ron to give you a bunch of left wing sites or government sites to try to prove that Progressives are wonderful and Conservatives are bad. He may ask you for “proof” that Conservatives have the correct answers. I hate to use the term Republican since they are almost as bad. The leadership of Boehner is poor, McConnell is a joke and needs to go so we have to rely on the new wave led by Cruz and Lee to interject some energy into the Conservative cause. I did like Rubio until he signed onto the Senate version of immigration reform. He will have to do a lot to get back in my good graces.

  • August 26, 2013 at 2:32 pm
    Sarah says:
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    Blah Blah Blah… Captain and Ron, emotional outbursts of ridicule without any factual info supporting or backing up of your opinion.
    ” Name 5 true Conservatives on a national level and let me see if I can find evidence that they have not always acted ethically and/or maintained the Conservative platform throughout their political careers.” OK name me 5 Libtards that have not always ethically and logically, or always maintained the Liberal platform? This is just stupid!

    • August 26, 2013 at 2:52 pm
      Ron says:
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      Sarah,

      Where did I say that “Libtards” or any other political party has always preached responsibility and ethics? If I did, then I would be happy to support my point.

      It is Agent’s turn to back up HIS statement. I know he likes to use the term RINO so I wanted him to give me the names for whom I would like use to show that they are not always the party of responsibility and ethics.

      • August 26, 2013 at 3:00 pm
        Bill says:
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        You are correct, Libtard Democrats are most certainly not the party of responsibility, both morally or ethically or personally. LOL… They made it a point to take God out of their party platform at their 2012 Convention.

      • August 26, 2013 at 3:15 pm
        Sarah says:
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        Lets just be honest here, Conservatives are generally for smaller government, Less spending and taxes. traditional family values, freedom to express religion publicly, including Christianity. & the Libertarian wing would say Freedom of expression and expanding rights of privacy as well.

        Lets take a look at the Liberal platforms, Homosexual rights the destruction of family values, support for expanding social programs to the point it is not advantageous to work. Expanding Governments intrusion into all aspects of your life as you are not qualified, or knowledgeable to know what is best for you. Criminals should be rehabilitated and shown compassion versus punished. Higher taxes and uncontrolled spending and debt and deficit spending are fine and do not have any consequences.

        • August 26, 2013 at 3:41 pm
          Ron says:
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          Sarah,

          You are absolutely correct regarding what Conservatives are for. My problem is that they don’t always practice what they preach. Read this article and tell me again how Christianity is more about family values and freedom of expression.

          http://religion.blogs.cnn.com/2013/08/22/gay-detectives-relatives-booted-from-church/?hpt=hp_t2

          How are homosexual rights destroying family values more than heterosexual adultery and divorce? Between my wife’s siblings and mine, we are the only one’s still married out of 6 marriages and nobody was gay.

          In my opinion, being against the rights of homosexuals and the right to choose are intrusions by the government into people’s personal lives.

          Regarding debt and deficits; see all Presidents since LBJ with the exception of President Clinton’s second term, including the hero of Conservatives, President Reagan.

          http://useconomy.about.com/od/usdebtanddeficit/p/US-Debt-by-President.htm

          • August 26, 2013 at 4:49 pm
            Dave says:
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            Thanks Ron. What does this have to do with signing up youths for Obamacare? Or are you just in the mood for ranting?

            BTW, your math skills being challenged, Clinton ran a deficit too. Just because he included the temporary surplus in under-funded Social Security to offset his over-spending in the rest of the budget doesn’t mean he didn’t run a deficit. He most certainly did.

          • August 26, 2013 at 5:18 pm
            Agent says:
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            Ron, You conveniently forgot that Bill Clinton was running deficits big time and he had to be shut down by Newt Gingrich and Congress on his agenda. Do you not remember the Contract with America that was the hallmark of the Republicans back in the day? It called for a balanced budget. Finally, Clinton being a pragmatist agreed with them and made the speech about the end of welfare as we knew it. Only then was the economy on the right track. I only wish the Progressive factions in both parties had stuck with the theme and continued to balance the budget. They might not have $17 Trillion in debt right now and $6 Trillion in the past 4 years and not tried their artificial Stimulus plan that was a joke from the start.

          • August 26, 2013 at 7:33 pm
            Ron says:
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            Dave,
            I am just responding to Agent’s comments. Ask him why he brought up how wonderful Conservatives are, but cannot actually back it up with any statistical evidence.

          • August 27, 2013 at 9:18 am
            Captain Planet says:
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            Oh snap!

        • August 26, 2013 at 10:03 pm
          iloveinsurance says:
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          Family values? How about Mark Foley, Ted Haggard, Larry Craig, Michelle Bachman’s husband, Mark Sanford, Herman Cain, Newt Gingrich, Ahnold (he’ll be back), John Ensign, countless corrupt CEOs with girlfriends and boyfriends on the side, Jimmy Swaggart, Rudy Giuliani, Sarah Palin has a few X-Rated stories not to mention the rest of her family. Both sides have plenty of issues in this matter that no one should be proud of like Clinton, Edwards, Weiner, etc; but the party loses all credibility when the neo-con party platform is partly based on family values. If we emmulated all these good conservatives, I wonder what this would do to our gene pool.

          So let’s trust the neo-cons with finance shall we? Oh those risk takers, we need to keep rewarding them like we did with the Donald who took at least 3 corporations into Bankruptcy. We’ll set up the tax code so people like him can write off their losses and everyone else can have more taken from them. So we set up a quasi-capital system of capitalizing the gains and socializing the losses. I’ve read “The Wealth of Nations” several times and can’t seem to find where Adam Smith wrote about that.

          And finally, the military is the largest part of our government. It became a jobs program not only for those who enlist, but all the defense contractors that exist in just about every state. We can not have any discussion about budget spending unless we talk about this as part of the equation. We need people guarding the soil here and not the the gigantic Exxon station we call the Middle East.

          • August 27, 2013 at 3:43 pm
            Agent says:
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            Ron, how about Ronald Reagan? He took the infamous Jimmy Carter deep recession, made the necessary moves to recover the economy including tax cuts, starting retirement programs like 401K’s, IRA’s to start people on tax deferred savings and it was amazing how the economy corrected in a few short years and we were actually creating jobs in the private sector, not Navigator jobs for the government. How about you providing some statistical evidence and naming one country in the history of the world that adopted massive government spending,meddling in the economy and it ended up being good for the country the people prospered and they rose to be prominent on the world economic stage? Don’t bother to include Greece, Spain, Portugal, Italy, France or Great Britain. They have all either reached bankruptcy or are close to it and they have all tried the Progressive way. We have a President who is trying the same formula for this country. How is that working out for us? Are you happy with that debt and a 1% growth rate? We should be at 4-5% by now after 4 1/2 years. No wonder his approval rating is 35% right now and falling.

          • August 27, 2013 at 4:12 pm
            Ron says:
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            Agent,

            Are you referring to President Ronald Reagan who:

            1. signed tax increases during 5 of his 8 years,
            2. was the first President to have the national debt hit $1 trillion
            3. increased the deficit in 6 of his 8 years

            http://www.politifact.com/virginia/statements/2012/jun/25/gerry-connolly/rep-gerry-connolly-says-reagan-raised-taxes-during/
            http://useconomy.about.com/od/usdebtanddeficit/p/US-Debt-by-President.htm

            Does not sound very conservative to me.

            You said, “How about you providing some statistical evidence and naming one country in the history of the world that adopted massive government spending,meddling in the economy and it ended up being good for the country the people prospered and they rose to be prominent on the world economic stage?”

            I can’t because it does not work in the long term.

            Where have I ever praised massive government spending, socialism, liberalism, or Keynes? I believe I have consistently made my point that we need a healthy mix of government and private sector involvement to improve the economy. If you look at his policies, President Reagan would agree with me, why don’t you?

            Now it is your turn. How about you providing some statistical evidence and naming one country in the history of the world that adopted a totally free market with zero government spending or meddling in the economy and it ended up being good for the country the people prospered and they rose to be prominent on the world economic stage?

            Hint: It is not the U.S.A.

            When have I ever indicated I was happy with the economy. All I have said is that those that say President Obama has made things worse are disingenuous and cannot provide any statistical evidence that the national economy is WORSE now than when he took office. Should the recovery be more robust? Yes.

        • August 29, 2013 at 3:09 pm
          Agent says:
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          For all of the bloggers on this site, I invite you to Google an amazing man named Rafael Cruz, the father of Ted Cruz, Senator of Texas. He gave a great speech on utube and has an amazing story of how he immigrated here from Cuba and oppression under Castro and the Communist/Socialist system and how he made it here and the values he instilled in his son. This is a real eye opener and even Ron might be impressed by listening to this.

          • September 3, 2013 at 3:22 pm
            Libby says:
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            Agent – for as passionate as you sound about this guy, I would have thought you’d have the foresight to post a link. We might have clicked on it to see what you were talking about. You are the laziest researcher/blogger I have ever seen.

    • August 26, 2013 at 6:20 pm
      Agent says:
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      Better still Sarah, let’s let Ron name one Independent that would be better. I will bet he names a very liberal Independent who is just about like most Democrats on spending/Keynsian priming the pump, running up the debt and in favor of Obamacare. We could rename it to IINO, Independent in Name Only.

      • August 27, 2013 at 10:10 am
        FFA says:
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        Agent, anyone you – me – sarge – ron – bb sarah – everyone/ anyone would be a better option then we have now.

        Joe Main St USA Small Business Man would be a better option.

        Per the news (WGN) this AM, we are probably heading into Syria. One mans Iraq another mans Syria.

        • August 27, 2013 at 10:44 am
          Agent says:
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          You are right FFA. The system is stacked against anyone who has values, morals, ethics. If a fresh face is elected who has ideals and wants to do the right thing, they are quickly corrupted by all the lobbyist money in a few short years so they go along to get along. If they want to get on a committee, they have to go along with the leadership on issues.

          Obama has so many problems with his 35% approval rating on the economy, he just has to wag that dog and get us involved in Syria. My guess is the Cruise Missiles, the Stealth bombers and drones are likely to be busy soon. Like Libya, he won’t bother to ask Congress, he will just do it. I hope he at least gets some allies to help out this time so they can bear some of the burden.

          • August 27, 2013 at 4:12 pm
            FFA says:
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            Agent, I am not even looking for Values / Morals ethics (that is a pipe dream in IL).
            I am looking for someone anyone that understands that you can not spend more then you take in.
            I don’t need an economist, just some one with a working knowledge of the basic principle.

          • August 27, 2013 at 5:58 pm
            Agent says:
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            You are right FFA. Ron professes to have a degree in Economics and I have one as well, but he doesn’t seem to know the basic principles that we live with every day. You cannot spend more than you take in or you will have problems down the road. Individuals get into big trouble out spending their income and then they get foreclosed on for their house and their toys are taken away. Unfortunately, you and I cannot print money like the governments can or borrow $.40 of every dollar from the Chinese or the Japanese. If you or I went to our banker and said we had an agency income of $1mil and needed to borrow $2mil from the bank to pay our debts, the banker would give a serious pause and want to know how we expected to stay in business. We would have to do some serious cutting or look for another line of work. Progressives don’t understand the basic concepts of business practice and just can’t understand employers cutting staff, hours etc to try to stay in business when dealing with taxes and Obamacare. Libby and Ron are the worst offenders, but there are others as well.

        • August 28, 2013 at 5:54 pm
          Agent says:
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          FFA, how about Joe the Plumber who was told that we had to spread the wealth around? I understand he ran for Congress, but don’t know how his race came out. I know the left villified him, got into his tax records among other things.

          • August 28, 2013 at 6:53 pm
            FFA says:
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            Freedom of speech has its price as he found out.

      • August 27, 2013 at 5:47 pm
        Agent says:
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        Sorry Ron, your comment cuts no ice with me. Had you been alive during Reagan and been paying attention to what happened with Reagan and Congress, you would know that Tip O’Neal welched on his deal with Reagan to hold back on spending and went on his merry way. Ronny didn’t cause the deficits, Congress did just like they have for the past 10 years which is why we have a $17 Trillion debt with $6 Trillion in just 4 years. Up until we hit that first trillion, that was for all previous administrations. Look what has happened since. I can’t name any country that had a small government with no excessive spending because countries keep trying to meddle, tax and spend instead of trying the alternative. Our government should be about protecting us from enemies, foreign and domestic and stop all this social engineering that has about destroyed the economy. Do we need 15,000 pages of regulations to a health bill? I think not. I can’t help it if you can’t open your eyes about what is going on in this country. If you don’t see a link on a government website, you just can’t think for yourself and use a little common sense. The evidence is all around you and you just stay in your cocoon hoping the other shoe doesn’t drop. This country is broke, borrowing $.40 of every dollar, spending like there is no tomorrow and you are a lemming following your leader into the abyss. You should be outraged as Sarah, FFA, Bill, Sargeant, Dave and I are. By the way, if Obama gets his nose into Syria, who is going to pay for that intervention? You criticize GW for his Iraq adventure and Obama said Afghanistan was the right war for the right reasons. Then, he has an adventure in Libya he didn’t ask Congress for permission and now he is going to wag the dog again on Syria to deflect attention from his 35% approval rating on the economy. Do you think the American people are stupid? There is your statistical evidence that his policies are not working. For you to process, if 35% approve, that means 65% do not approve of what he is doing. Not a good record in my book.

        • August 28, 2013 at 8:03 am
          Ron says:
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          Agent,

          How come it was OK for Prtesident Reagan to spend more than he took in, but not President Obama? How come it was Congress’s fault when President Reagan ran deficits, but President Obama’s fault now? I know you said, “Congress did, just like they have for the past 10 years,” yet you have always blame President Obama for the deficits now. Have you changed your position?

          My eyes are open, you are just not showing me anything for which I am asking. All you do is tell us how bad everything is and who’s to blame without any proof. Start providing statistics with a cited source. As I have said in the past, I am an analytical thinker and need credible evidence to be swayed.

          Anyone with an Economics degree should understand the difference between a statistic (data) and poll numbers (opinions). Also, the importance of citing one’s sources. Neither of which you do. There are many statistics that measure an economy and you cannot find one that is worse now than when President Obama took office. The recovery may not be what we would like, which explains the low approval of his handling of the economy, however, it is a recovery by economic definition.

          Regarding the role of the Federal Government, it is more than just protecting us from enemies, foreign and domestic. In case you have not read it in a while, here is the preamble to the Constitution;
          “We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.”

          As I have mentioned several times, I am also against the ACA so stop bringing it up to me. You are wasting your time.

          That fact that we went into Iraq didn’t bother me, it was how it was sold to us. Vice President Cheney knew it was going to cause a civil war and cost us billions of dollars and many American soldiers’ lives, but made it sound like it would easy, only take a few months, and we would get repaid with oil. That was my problem. However, I am firmly against going into Syria, but President Obama may not have much of a choice. I would more interested in how it is presented to the people regarding costs, both $ and lives.

          It says a lot about you that you think President Obama or any other President would do such a thing just to deflect attention from poll numbers.

          • August 28, 2013 at 8:37 am
            iloveinsurance says:
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            How dare you blame Lord Pope Ron Reagan ruler of the United Kingdom of America. Frat boys all over America are crying that you blasted their idol. Guess there’s only one thing to cheer them up. Copious amounts of COKE and Fox and Friends!!!!

          • August 28, 2013 at 9:09 am
            Captain Planet says:
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            Game, set, match! Nice one iloveinsurance! I’ve been saying the same thing for years. Saint Reagan couldn’t have won the Republican nomination for the 2012 election.

          • August 28, 2013 at 10:02 am
            FFA says:
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            I don’t care who did what in the past… Its all HISTORY. Everyone screwed up and now its up to those alive and in power today to fix the mess.

            It is my belief that the buck stops at the White House -NO MATTER who is in the oval office. Its his/her responsibility to organize and unite – not divide and conquer.

            This massive tax hike coming to fund OBama Care looming and per WGN news this am, we will be launching missals in to Syria as early tomorrow.

            GREAT – another war we are sticking our arrogant nose into. Past time to screw the Mid East, bring our boys home, secure the border, bring our jobs back and worry about our selves. They don’t like us. Let them kill off each other…

            Wonder if these Jihadist ever stop to think – What good are 72 virgins if they aint got no dinger to dong them with????? I’ll take 72 whores if I get to keep my – well you know.

          • August 28, 2013 at 11:02 am
            Agent says:
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            Ron, let me educate you once again. Ronny inherited an economy very similar to what Obama did. It was in complete disarray from the incompetent Jimmy Carter. FFA remembers 23% interest rates, high taxes, energy crisis and business malaise with high unemployment. If the revenue was weak, how could any government not spend more than it took in? Then, we had the Democrats in Congress welching on the agreement to hold down spending led by the infamous Tip O’Neal. It took 3 years to turn it around and start creating real private sector jobs again and about 9 million were created. They were taxpayers, not tax takers. On the other hand, Obama is into job killing policies and the tax takers are more than the tax payers. The result is annual deficits of $1 Trillion. I don’t need a government website to give out false statistical data on unemployment and you shouldn’t either if you are as smart as you think you are. Tell me, if Obama is doing such a good job, how come the American people are against his policies 65% on the economy? You may be satisfied with a growth rate of 1% after 4 1/2 years, but most of the people aren’t. If the proper policies were followed to recover the economy, we would be doing at least 4% growth by now and creating real full time jobs instead of temp or part time jobs. As far as Syria goes, we have no place getting involved in that mess and it could easily end up starting a world war because Putin is backing Assad and there is no way to come out since there are bad actors on both sides in that conflict. How is that Arab Spring working out for us? The entire area is on fire, they hate us and they hate each other. Sunni’s vs Sheites. What a combination.

          • August 28, 2013 at 11:33 am
            Ron says:
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            Agent,

            Let me educate you on something, your reading comprehension stinks. Until you can provide STATISTICAL EVIDENCE, outside of people’s opinions, keep it to yourself.

            How many economists only cite poll numbers when making their case? If you can give me another source of data other than your eyes and common sense, then go ahead. Otherwise I will continue to use the only source of information currently at my disposal.

            So, we can forgive President Reagan for his deficits when he, as you say, “inherited an economy very similar to what Obama did.”, but not President Obama? I also see you refer to President Carter as incompetent. Can we say the same about President George W. Bush? No, you always have to find a way to blame someone else.

            I believe you are one of the people on this blog who referenced people that voted for President Obama as uninformed, yet you cite their knowledge on whether or not they approve of President Obama’s handling of the economy. So, are they only educated when they side with your narrative? Make up your mind.

          • September 3, 2013 at 3:25 pm
            Libby says:
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            FFA – you MUST care about history. That is the only way you learn from your mistakes.

          • September 3, 2013 at 3:32 pm
            Libby says:
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            Agent – to compare the two recoveries is disingenous at best. The two situtations are nothing alike. Runaway inflation is what caused the recession in the 80’s, easily fixed by lowering interest rates. A banking crisis and a busted housing bubble caused the 2008 recession. Interest rates were already dangerously low at that time. For a so-called economist you seem to know little about economics.

            http://money.cnn.com/2012/02/06/news/economy/obama_reagan_recovery/index.htm

  • August 26, 2013 at 2:50 pm
    Bill says:
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    Sarah, you can not reason with a liberal, When they have nothing logical to say they just keep spewing meaningless junk!

    Here is what America has to look forward to with the ACA: Here is the UK’s version of Government backed healthcare and a recent article explaining why.

    Last month, Sir Bruce Keogh, medical director of the NHS, issued a forensic report, commissioned by the government, which found that 14 underperforming hospitals in England had substandard care, contributing to the needless deaths of nearly 13,000 people since 2005. Earlier this year, it was reported that a single hospital in Staffordshire recorded 1,400 “excess” deaths.
    Following the July report, letters from patients and relatives of those who died flooded in to newspapers, Sky News and the BBC. Many confirmed poor treatment, if in fact they or their loved ones were able to receive timely care at all. The lack of adequate nursing staff, cuts to elder care budgets and a rise in immigrant populations are a few of the factors that have exacerbated the problem.
    Will Americans have to wait weeks, or months, for treatment or surgery, in some cases, risking death?
    One letter from Grace Nutt to the Sky News web page is typical: “I am not surprised at the report at all. In fact, the scandal has been going on for longer than the (period from) 2005 the report covers. My daughter was stillborn at Basildon Hospital in 1986. I was ten days overdue and very, very big, and in a lot of distress, but was told go home and come back tomorrow; ‘we don’t have enough beds.’ During the night my daughter died. The nurse even told me she could hear the heartbeat the following day. I told her she couldn’t and it was confirmed by the doctor. The lack of care has been going on for much longer than stated. I am distressed that I did not at the time take the case further and sue, but it’s too late now. I hope everyone in similar circumstances makes them pay. D–n you Basildon Hospital.”
    Waiting times for many surgeries in the U.K. are notoriously long, but recently have grown longer. The Huffington Post U.K. reports that, according to the NHS’ own data, close to 3 million people “were waiting to begin NHS treatment at the end of June, following a referral by their GP.” That represents an increase of 240,000 people from the same month last year. The NHS target for treatment following a referral is 18 weeks. The data show 91.7 percent of patients are “seen” within 18 weeks, but being seen and getting surgery or treatment are not the same. After the first appointment, patients often get in another line. Some wait additional weeks or months until a surgeon becomes available. Some die while waiting.
    The Daily Telegraph reports the entire system “could collapse within a year without major changes and extra money. Senior doctors likened A-and-E units (accident and emergency) to ‘warzones’ in May, with medics fighting a losing battle to cope with an increasing tide of patients, while the head of the NHS watchdog said the system had become ‘out of control.'”
    This is what happens when big, lumbering, inefficient government seeks to provide health care. Why should the U.K.’s horrid experience with NHS matter to Americans? Because if, in a much smaller country, these and other horror stories abound, how much worse could it be when our big, lumbering, inefficient government launches ObamaCare? What impact will it have on U.S. hospitals and health care providers? Instead of merely mandating insurance coverage to the uninsured, will our government eventually begin dictating what surgeries and treatments it will pay for based on what a bureaucrat deems cost-effective? It’s only a short step from overseeing health insurance to more intrusive oversight of medical care in general.
    Everyone in the U.K. might have access to health care, but they are often forced to accept inferior health care. Will ObamaCare result in Americans patiently waiting 4 1/2 months between a referral and an appointment with a specialist or surgeon? Will Americans have to wait weeks, or months, for treatment or surgery, in some cases, risking death?

    • August 26, 2013 at 4:20 pm
      Agent says:
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      Yes, Bill. I posted a shortened version of this last week and Libby was first to downgrade it like I made it up. You took the time to flesh it out some more to see just how bad Socialized Medicine is. I also have some British friends who immigrated here (legally I might add) who said they were sure glad to get away from the NHS. One of my British friends got Cancer and went to MD Anderson in Houston for treatment and they have it in remission now. He told me that had he stayed in Britain, he would be dead now because of the delays and not having the technology to treat

      • September 3, 2013 at 3:38 pm
        Libby says:
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        I downgraded it because, you, like Bill only cited portions of the report that suited your agenda. The entire report was not a condemnation of the system, only an insightful look at the deficiencies and the areas that needed improvement. The report also had praise for much of the system.

        You conservatives pick and choose what you decide to hear/print/say. Hardly balanced and unbiased.

    • August 28, 2013 at 12:47 pm
      Agent says:
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      Ron, my eyes see just fine. You have turned a blind eye to what is going on with this country and rely on trumped up statistics to try to prove your points. Why are you such a fan of government websites when they have repeatedly given out false information time after time? Fast & Furious, Benghazi, IRS, NSA, Bureau of Labor Statistics, DHS, DHHS. I could go on but that should be enough. You just swallow that liberal Kool Aid and keep accusing me of reading comprehension problems. Your problem is far worse since you are a true believer in the wrong things and don’t use common sense.

      I never said that Obama didn’t inherit a tough situation. Congress and GW were equally to blame with the sub prime mess and resulting financial crisis and for spending problems from 2007 on. It is Obama’s approach and lack of understanding on how to recover the economy that is at fault for the continuing problems. The Progressive Keynsian approach has always been bad as an economic model and we are seeing it continue to play out and America is suffering as a result. Wake up and smell the coffee Ron. Your rhetoric is getting old. By the way, a lot more people like me on this blog than you.

      • August 28, 2013 at 12:52 pm
        Ron says:
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        Agent,

        One question, where can I go to get accurate data?

        • August 28, 2013 at 3:11 pm
          Agent says:
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          Ron, you can start by staying off government websites. They are as untrustworthy as can be as I cited on all the departments mentioned and their proclivity for lying to the people about their activities. I know you don’t like Fox, but you could try Drudge since they have several dozen articles from numerous sources and you can choose to disregard them if you like or check them out further. You need to come to the realization that we are being lied to every single day by our government. It would behoove you to go to different sources for information.

          • August 28, 2013 at 3:38 pm
            Ron says:
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            Agent,

            If you have not noticed, I have actually cited Fox News in some of my older posts, so I have no problem with them. I never said I trust the government sites, but they are the only ones who provided actual data. I have not gone to Drudge for the same reasons I do not go to Huffington Post, Media Matters, Moveon.org, etc. because I avoid sites who have a right or left wing agenda.

            I tend to go to CNN and Fox News for most of my information. More importantly, I tend to be swayed by facts and not talking points or fear mongering from either side.

    • August 28, 2013 at 5:57 pm
      Agent says:
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      Isn’t it strange that Libby hasn’t jumped all over you Bill on your post? She thinks the NHS only has a few little glitches and aren’t so bad after all. Their system is totally broken and is pretty much beyond repair which is exactly where we are heading in the very near future.

      • August 28, 2013 at 6:15 pm
        FFA says:
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        Just an observation, since the pissing match in the other forum between Libby & Sarah, they have both been very quiet…

        I don’t understand the personal jabs that go on here. I just don’t get it. I screw up what school my friends kid is heading to and I get attacked. I, at least got the state right..

        • August 29, 2013 at 10:55 am
          Agent says:
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          Libby probably got caught blogging by her boss and had to cool it. Sarah is an agency owner and probably had to go sell some insurance so she can pay bills. Yes, the leftists on this site do tend to attack us since they can’t offer viable solutions to problems. I am surprised Ron didn’t ask you to prove it by offering a link to the school website.

      • August 29, 2013 at 11:25 am
        jw says:
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        I think Libby’s on her honeymoon.

        • August 29, 2013 at 11:39 am
          FFA says:
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          So, your guessing she took on a second Hubby????

        • August 29, 2013 at 4:25 pm
          Agent says:
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          jw, she has been telling us she was married for the past couple of years. Was it common law, a fiance’ or was she fibbing about it?

          • August 30, 2013 at 7:51 am
            jw says:
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            Actually, she WAS married and lived in the mid west. I don’t know if she got divorced or was widowed. Several weeks ago she happened to mention moving to PA with (or to) her fiance. I think she said the wedding was soon.

          • August 30, 2013 at 12:21 pm
            FFA says:
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            I missed that. She stated she moved from Colo to get married. I was assuming she was already married.

            Refreshing to know some people still believe in that institution especially at her (dare I say) age.

          • September 3, 2013 at 3:43 pm
            Libby says:
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            jw – nice to know SOMEONE reads my posts.

          • September 3, 2013 at 3:46 pm
            Libby says:
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            Agent- I don’t fib. You guys referred to my fiance as my spouse. Instead of correcting you, I just let it go. Nothing nefarious about it. If you had paid any attention to my posts (which it’s evident you do not) you would have known everything jw knew about me. Moved from Colorado to PA to get married. Never made a secret of it.

      • September 3, 2013 at 3:41 pm
        Libby says:
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        Have been on vacation, Agent. Got married.

  • August 26, 2013 at 4:24 pm
    Lauren CIC ARM says:
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    I’m late to comment and not taking the time to read the 66 prior comments yet, but I bet most young people will not buy the insurance until they NEED it. Since they can no longer exclude prior existing conditions, they can buy the insurance when they get sick. This was not the case in Massachusets or in the past when offered group medical with their employer.

    • August 26, 2013 at 4:40 pm
      Agent says:
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      Lauren, you are right. When young people know they can’t be turned down for a pre-existing condition, they would prefer to pay the small fine/tax until they get sick and then go running to the exchange. Also, a lot of the under 26 crowd are covered under a parents policy. Why should they get coverage on their own if Mom & Dad are taking care of it.

    • August 28, 2013 at 4:28 pm
      Agent says:
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      Ron, it is strange to me that I have seen numerous posts from you with links to government websites yet you say you don’t trust them. You seem to have no problem citing their stats. The difference in Drudge is that numerous stories are posted from a number of sites, not just one site with a viewpoint. You mentioned CNN. Wow, have they gone down. Viewership is in the toilet, they have fired numerous so called reporters and replaced the President recently and they are on the ropes for what they put out. They made the mistake of going left quite a while ago so you should avoid them like the plague. Fox will report a lot of facts, but some of their commentary bothers me and I have to turn the channel when I watch them and see Bob Beckle or Juan Williams or Alan Colmbs spewing the Progressive drivel. The good news today is that the military pronounced the death sentence on Maj Hasan – see Fox for that. I wonder how long he will languish before the sentence is carried out.

      • August 29, 2013 at 3:43 pm
        Ron says:
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        Agent,

        As I have said several times, I am a number person. Since the government sites are the only place for data, not stories or people’s opinions, I go there. If you another source for DATA, please let me know. From my days earning my Economics degree, government sites were only other acceptable source for information after peer reviewed journals and articles.

        In addition, I use the government sites to show trends and compare results from different time periods. If you have a credible source that says the government agencies have changed how they obtain data and calculate statistics, please let me know.

        • August 29, 2013 at 4:31 pm
          Agent says:
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          Ron, if you choose to go to government sites for info, that is your business. Just don’t preach to us about their stats showing reliable data. They just put out info on their agenda and you know it. Also, don’t point out peer reviewed articles written by leftists with an agenda and reviewed by leftists. You get on us Conservatives for having an agenda, but we do keep our eyes open and have seen the evidence of lying, corruption and the agenda of this Administration and it stinks to high heaven.

          • August 30, 2013 at 8:02 am
            Ron says:
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            Agent,

            Have ever done quantitative analysis?

            Where do you get YOUR DATA?

            Oh yeah, you never use data because it doesn’t support your narrative. Interesting for someone who professes to have an Economics degree. You base all of your opinions on the opinions of others (polls) and your “common sense”. That is fine for someone who is an emotional thinker, but for someone with an analytical mind, I need statistics to support an assertion.

            You are the one who preaches, I present facts with a cited source. You may not like them, but at least you can look for yourself and do your own analysis.

            All of my sources may not be accurate which is why I always allow someone to dispute them with their own facts and a cited source. If they cannot, then I come to the conclusion that my source was correct.

            I find it interesting that anything that goes against your narrative has a leftist agenda, yet you get all your information from Conservative sources. I prefer to gather information from different sources and make up my own mind.

    • August 30, 2013 at 2:30 pm
      Agent says:
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      FFA, I gathered that she lived in Colorado, got laid off and had to move to Pennsylvania and get another job. By the way, Colorado is a goofy state, approved pot smoking, was going to ban guns, have a recall going on with legislators and parts of the state want to secede and form their own state. I don’t blame her for moving. She has posted over the past two years about her husband this, husband that.

      • September 3, 2013 at 3:50 pm
        Libby says:
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        I DID have a husband, you twit. Now I have a new husband. Get it? And I left a very, very good job in Colorado to move to PA and married my high-school sweetheart after 40 years. Now. Is that enough of my life story for you? Or would you like to know my vital signs and blood type, too.

      • September 3, 2013 at 4:57 pm
        Libby says:
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        Oh. And thanks for your well wishes.

  • August 28, 2013 at 10:05 am
    FFA says:
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    Agent – what the heck is Manzell doing??? On the news this am, people are upset he went to see Lebron play courtside, back stage to some concert and got kicked out of Manning Football camp because he was hung over. He also signed a few autographs.

    There has to got be something else going on to make the news in Chicago. What gives???

    • August 28, 2013 at 10:45 am
      Agent says:
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      The big trouble with Manzell is that they said he signed autographs for money. This doesn’t make much sense since his family is loaded and he is not hurting for spending money. They haven’t proved anything yet, but his eligibility to play is in doubt. The boy has let success go to his head since he won the Heisman and he has been partying etc. I am sure his coach would like to see this go away. A&M is ranked highly in the polls and their season could be ruined with the distractions and Manzell not being able to play. Aggie fans are really stressed out because they had a chance to go all the way this year.

      • August 28, 2013 at 5:20 pm
        FFA says:
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        If he was taking money, he deserves to get what he is going to get… If he wanted money, he should have come out next year.
        As of yet, no proof???

        • August 28, 2013 at 6:00 pm
          Agent says:
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          He was only a freshman last year. He was not eligible to come out until he has two years of college. If he plays this year, he can be drafted next spring. He may have hurt his stock screwing around and NFL teams may pass on him until a later round next year.

        • August 29, 2013 at 10:46 am
          Agent says:
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          FFA, I got an update on Manzell this morning. They couldn’t prove he received money for signing autographs, but it was still wrong for a college athlete to do that kind of thing since there is a market for autographs of athletes. He has to sit for the first half of the opening game against Rice. At least they aren’t playing Alabama in the opening game or would have had some problems. I hope the coach puts an entourage with Manzell to keep him from doing other stupid things that will harm the team. He was a kid sewing a few wild oats after gaining celebrity and I hope he has learned something now.

          • August 29, 2013 at 11:22 am
            FFA says:
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            Boys will be boys, I guess.

          • August 29, 2013 at 11:32 am
            Agent says:
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            As good as he was and is, he probably should not have won the Heisman as a freshman. Someone that young has a real problem handling the notariety. He was also not advised properly by his parents and coaches to stay away from that kind of thing. The opponents will really be gunning for him this year and will assign at least two defenders to chase him on every play. A whole new set of problems to deal with.

          • August 29, 2013 at 11:37 am
            FFA says:
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            The great ones adjust!

          • August 30, 2013 at 12:00 pm
            FFA says:
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            Well agent, Webb had his locker cleaned out this am per the news… Bears had not even announced the final cuts and he is already gone. If he lands in Dallas, I hope Romo picked up some additional speed. Maybe pull in Kordell Stewart – he could run!

          • September 3, 2013 at 12:28 pm
            Agent says:
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            Well FFA, Manzell managed to make another mess Saturday. He had to sit out the first half against Rice, then went in and led three touchdown drives. He got into it with some opposing players and made some gestures which got the team penalized and the coach had to pull him. He is a rich, spoiled brat and needs an attitude adjustment. It was a good thing they weren’t playing Alabama or LSU or they would have had their head handed to them. They also had 6 defensive starters suspended for breaking team rules. I think Sumlin has his hands full with this team. If they aren’t on the same page, the season will be not so good this year.

          • September 3, 2013 at 2:23 pm
            FFA says:
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            Seems the likes of Donavan & Ditka need to have a “chat” with him.
            Maybe let him sit and listen to Ryne Sandbergs Hall Speech. All about respect and how to play the game.

  • August 28, 2013 at 5:20 pm
    FFA says:
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    Sorry – come out last year.

    • August 30, 2013 at 2:36 pm
      Agent says:
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      FFA, they don’t need a lot of help except the offensive line which is in disarray. They haven’t had a reliable line in 5 years going back to Larry Allen, Nate Newton, Mark Tuine’. Just a succession of average guys who don’t protect the quarterback well and don’t open holes for the backs. Romo can go shotgun and he still has to get rid of the ball earlier than he would like. The defense should be solid, but they may get worn down being out there 2/3 of the game. By the way, they have to play your Bears toward the end of the season. That could get ugly if the Bears are as good as you say they are.

      • September 3, 2013 at 10:33 am
        FFA says:
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        When they played Oakland – it is Oakland – they looked unbeatable. The 2nd / 3rd stringers looked pretty solid against Cleveland (it is Cleveland).

  • August 29, 2013 at 11:36 am
    FFA says:
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    I had my sit down with my soon to be former doctor. This 1600 ann fee per person gets me “more time” with my doc on appointments. It also gets me more through blood testing checking for additional “markers”. It also gets me a “wellness” plan.
    The $1600 is not payable by any insurance carrier. It is not an FSA / HSA eligible expense.

    When the Q & A session came about, there were more questions about Affordable Care Act then there was about his new arrangement… HMMM. Marketing???? HMMM.

    • August 29, 2013 at 1:07 pm
      Agent says:
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      My doctor is part of the largest practice in town with dozens of doctors. They may weather the storm better than most practices since they have it down to a science and run people through there like cattle. Blood work in the morning, appointment in the afternoon and hopefully all is well. He is still concerned about what is coming down the pike and how they will adjust to lower re-imbursement for services rendered. He asked me about my slightly higher blood pressure reading this last time, and I told him it came with the territory in the insurance business and all the news we are subjected to each day. I would imagine he sees higher blood pressure readings all the time with the stress in this society.

    • August 29, 2013 at 3:16 pm
      Agent says:
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      Hey FFA. I saw on Michelle Malkin’s newsletter that Obama is going to trot out Bill Clinton in two weeks to try to sell Obamacare and will be speaking at the Clinton Library in Little Rock. As I recall, he couldn’t sell Hillarycare back in his day and now Obama thinks he can sell Obamacare. I can hear him now – It depends on what the definition of affordable is.

      • August 29, 2013 at 4:00 pm
        FFA says:
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        Well,,,, Billy Boy has a library so they have resources to fact check.

        • August 29, 2013 at 4:39 pm
          Agent says:
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          That is one library I will never be caught in. I have been to four of them and wish I could go to Reagan’s but it is so far away in California. They have the former AF1 there which was a modified Boeing 707, tail number 26000. It is fantastic. They used that plane from Kennedy through Carter I believe and then switched to the 747. Obama is about to wear that one out, don’t you think? I wonder how many times they have changed the engines out after all the hours on them.

          • August 30, 2013 at 12:45 am
            iloveinsurance says:
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            Can’t wait to go to W “libarry”. I heard you need to bring crayons because the only books there are coloring books and pop up books. Just checked out the website and they have story time once a week with guest reader Honey Boo Boo. Also, if you win the color in the lines contest, you win a free trip with W and Perry and they take you to Niggerhead Ranch. If you lose, they take you to Niggerhead Ranch with Perry and Cheney and you go hunting.

          • August 30, 2013 at 10:49 am
            Agent says:
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            Hey love, comments like you made have no place in this forum. Are you one of those OWS people masquerading as someone in insurance? I have been to the W library and it is very high tech and interactive. It also has a lot of fine exhibits and videos to watch of his presidency. You need to go play in your mom’s basement and stay off this blog if this is all you have to offer.

          • August 30, 2013 at 12:02 pm
            FFA says:
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            Hey Luv, why don’t you post your address? Ill send some people from the ranch with some rope.

          • September 4, 2013 at 10:50 am
            Libby says:
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            ilove iloveinsurance!

  • September 5, 2013 at 11:10 am
    Al says:
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    On the one hand, “…it will be because the insurance costs too much and not because they don’t expect to need much medical care, according to a study released on Wednesday.”

    On the other hand, “If too few young people, who tend to be relatively healthy, sign up for coverage, then premiums might not cover the medical costs of sicker people who do enroll.”

    So, I call BS. Do they expect to need healthcare or not?

    This commie garbage is going to ruin our system, as it is designed to do, until the “only solution” will be direct govt control of all aspects of healthcare, as has been admitted by various Democraps. Then the Reds will have won w/o firing a shot.

  • September 5, 2013 at 11:13 am
    Al says:
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    InsGuy says: “1 Idea: STOP DIRECT ADVERTISING by big pharms. These guys spend BILLIONS a year on this which is why Rx costs are through the roof.”

    Right. Let’s fix healthcare by suspending the First Amendment. Brilliant.



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