Obamacare’s Small Business Exchange Site Delayed 1 Year

December 1, 2013
Obamacare Affordable Care Act

  • December 2, 2013 at 10:00 am
    Silence DoGood says:
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    A look at the cost structure of the ACA, for those who are interested. Good luck.

    https://www.youtube.com/watch?v=j7Y-5rjsaJY

  • December 2, 2013 at 10:01 am
    wvagt says:
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    Delayed until after the mid-term elections. How convenient.

    • December 2, 2013 at 10:36 am
      LiveFree says:
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      And inevitable. If these politicians actually believed in the policies they were advocating they would be trying to put them in place before elections to help their party. It’s all just a power game to them.

      • December 2, 2013 at 3:56 pm
        Celtica says:
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        • December 2, 2013 at 4:20 pm
          Libby says:
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          Limbaugh is an idiot of the highest order. Insulting the Pope? Rock on Rush.

          • December 2, 2013 at 4:31 pm
            Celtica says:
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          • December 2, 2013 at 4:46 pm
            Libby says:
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        • December 2, 2013 at 4:28 pm
          LiveFree says:
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          I don’t understand how your response even remotely relates to my post except that you are using the word “power” like I did.

          You mistake me for caring about Rush or any other repub blowhard I am not that easy to paint into a corner. I don’t play political gang games.

          The fact is both parties are all about when and how to be elected again and only that, not “helping the less fortunate”.

          • December 2, 2013 at 4:44 pm
            FFA says:
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            Livefree – that’s her tactic – deflect and blame… Its the same crap my kids pulled when they got in trouble.
            what about so and so??? Its not my fault even though I was the only one there….

          • December 2, 2013 at 4:48 pm
            Libby says:
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          • December 2, 2013 at 6:22 pm
            Celtica says:
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          • December 3, 2013 at 9:50 am
            LiveFree says:
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            Yes I do agree that the delay till after the elections was not by any coincidence. However, nowhere did I say anything about helping the less fortunate or not, just that I believe politicians that really believed in what they were promoting wouldn’t delay things until after an election to protect their votes. How that has to do with Rush at all I am not sure I understand, but I do understand that you like to talk about it.

            I never claimed to be neutral, I have opinions that I firmly believe in at the moment (always open to change). They just happen to not coincide with the idiotic Democrip vs. Rebloodlican gang war.

            But onto the subject you brought up; I highly disagree that Obama, Bush, Clinton or any of the recent presidents and a majority (not all) of the less recent ones ever since Hamilton have had “the less fortunate” in their hearts. They are about keeping their political party in charge to service their big business cronies. That is my opinion and I am guessing that is were we disagree.

          • December 3, 2013 at 1:13 pm
            Celtica says:
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          • December 3, 2013 at 3:53 pm
            LiveFree says:
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            I don’t take people disagreeing with me personally and don’t know how you came to that conclusion. Hell I disagree with a majority of the comments on here and I rarely post anything in response. (And actually it seems like most are not thumbing me down so again don’t understand your point.)

            You’re an enigma to me as much as Agent is to me on the other side of your political party war on this site. You both have some odd debating tactics that seem to take random crazy tangents into unrelated topics. Interesting (and ineffective in my opinion).

            BTW we still have troops in over 150 countries worldwide so Obama may not have started the Iraq war but he has hardly been a president war-free. Legacy and political party come first to him just as they did for Bush.

          • December 3, 2013 at 4:10 pm
            Libby says:
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            I’m afraid the days of an idealist, good-intentioned president are over. I automatically suspect anyone that wants the job. Why would the average, honest Joe Schmoe even want to be president?

          • December 4, 2013 at 9:15 am
            KY jw says:
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            Libby + 1000

            I’ve been saying that for years.

          • December 4, 2013 at 3:50 pm
            bob says:
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            No, just no.

            I’m not letting either Celitica or Libby off the hook on this one:

            The pope is suddenly your friend when he makes anti-capitalistic comments, and curse Limbaugh for insulting the pope?

            Let’s not forget Obama’s speech at a Lutheran college a few years back regarding Catholic dogma. Catholics got pissed off and spoke up about it. One of you is honestly stating that you believe the Pope has good intentions with his beliefs, but is willing to condemn republicans who share the pope’s beliefs (anti abortion in the case of Celcitica) and the other is lamblasting Limbaugh for something I know for a fact you have done and you are no different (Libby)

            Absolutely, not ok. At all. The level of hypocrisy is inconceivable (yes, princess bride reference, couldn’t resist).

            Although most of both your crap isn’t ok as it is.

            Libby for example for saying recently, and then I just refused to take the argument since you were a fool, that lesbian and gay couples are the same as heterosexual, there’s a reason I swore my head off at you.

            And here you are stating you totally are all for the pope, who shares the same beliefs regarding and has had speeches regarding, tolerance for gays, and that benefits need to be weighed based on the very different needs of gay couples.

            Are you going to go ahead and chew his head off and claim you respect his beliefs and believe he loves gays then?

            Are you?

            The #@%@ no I know you aren’t. Playing moderate again both of you eh? Nice try.

          • December 4, 2013 at 4:38 pm
            Libby says:
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            What the hell are you ranting about now, Bob? Always chiming in at the last minute with your 2 cents worth. When did I curse Limbaugh? I called him an idiot. I stand by that statement. It’s also the title of a very good book I read. Rush Limbaugh is a Big Fat Idiot. You should read it sometime. I’ll lend you my copy.

            And when did I extoll the virtues of the Pope? All I said was Limbaugh was stupid for insulting him, but that he should continue because anything he can do to piss people off is OK with me.

            Now is that clear enough for you or do you want to argue some more about it?

        • December 2, 2013 at 5:16 pm
          Connie says:
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          I do believe Rush had a guest host on today. Was it the guest host who made these comments? I didn’t hear the whole show.

        • December 4, 2013 at 8:33 am
          txmouthbreatherboogereatertx says:
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          In lieu of flowers, please send copious amounts of narcotics.

          • December 4, 2013 at 9:34 am
            Libby says:
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            Right on!

        • December 6, 2013 at 11:23 am
          Patti Cake in the East says:
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          C’mon, Celtica…keep up with us, will you? Everyone already knows that we repubs want old people to die and the hungry and poor to stay just that way. We are all such big meanies.

    • December 2, 2013 at 6:19 pm
      Agent says:
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      The problem they have wvagt is that the cat is out of the bag now and employers will be feeling the heat long before the mid terms. Does anyone trust the government now to tell the truth? Poll after poll tells us they don’t and the President has very negative trust ratings and people think he is untruthful except to Celtica and Libby who are still carrying the water on this blog.

  • December 2, 2013 at 1:54 pm
    vince phillips says:
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    I’d welcome some analysis regarding presidential/executive prerogatives. Legally, can they do this? Whether a person likes PPACA or does not, I am incredulous as to the number of postponements (employer mandate/penalties)or just re-writing of rules as deemed necessary (9% household income versus W2 etc.)What the insurance and business communities need is predictability and this loosey-goosey way of implementation is not that.

    • December 4, 2013 at 1:16 pm
      LiveFree says:
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      The thought of presidents concerning themselves with whether or not they have the executive right to do anything they desire to do is a humorous notion to me. Decades and decades of statist propaganda to allow the state to legitimize coercion, violence and force through public opinion and voting for “the lesser evil” that has been channeled to that public by controlled media groups and Hollywood has secured the state access to any executive prerogative they desire without the public batting an eye.

      To show any concern for public opinion or a pause for “the balance of powers” is surely just for pleasing the masses and political inertia more than actually advancing society. Recent and past presidents are not the only ones taking advantage of this statist legitimizing propaganda but they, as the face of the feds, are the best example of it.

      • December 5, 2013 at 8:02 am
        KY jw says:
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        LiveFree, I agree with you. Well, that is if what I think you said is what you actually meant. ;)

        • December 5, 2013 at 4:19 pm
          LiveFree says:
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          Haha yeah I kind of got into the zone on that one. The inner-workings of my mind do not translate easily into text.

  • December 2, 2013 at 1:59 pm
    jack says:
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    Lean forward America!

    MILLIONS will be forced into medicare and medicaid over the next 2 years. These are the facts!

    • December 2, 2013 at 2:28 pm
      Agent says:
      Hot debate. What do you think?
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      Jack, government has no business being in the private sector. Look at the mess they have made. A poor law, poor premise, a non functioning website and idiots trying to run it. I wonder what happened to the information that went in on applications. The carriers said they didn’t get it. How are they supposed to issue coverage on little or no information? Also, a lot of low information voters don’t even know how to put info in. Many have spouses listed as children, lie on non smoking, income etc. The inmates are running the asylum.

      • December 2, 2013 at 2:41 pm
        Celtica says:
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        • December 2, 2013 at 3:56 pm
          FFA says:
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          Damn that Bush!!! How many millions of people did he screw out of health care coverage? How many millions of did he lie to about their health care coverage? How many people had their health care cancelled because of him?

          Hopefully, walker will get in soon and straighten this mess out just like he did in WI.

          • December 2, 2013 at 4:21 pm
            Libby says:
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          • December 2, 2013 at 4:26 pm
            Celtica says:
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          • December 2, 2013 at 4:35 pm
            LiveFree says:
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            To be fair they both have been presidencies of war and murder not just Bush. Although his was one of way more war through unconstitutional executive orders. Still again they both are terrible! People need to start realizing this!!

          • December 2, 2013 at 4:48 pm
            FFA says:
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            Celtica, you never post anything useful, just ranting and raving – I know I do that some times. You do it all the time.

            If you were more like agent & Libby that actually posts useful information to your peers, I wouldn’t just shake my head and compare you to a teen ager in that got caught smoking in the boys room.

          • December 2, 2013 at 4:49 pm
            Libby says:
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            Who’s was way more war through unconstitutional executive orders?

          • December 2, 2013 at 4:50 pm
            jack says:
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            Libby- 71% of the deaths in Afghan are under Obuma’s watch.

          • December 2, 2013 at 4:51 pm
            Libby says:
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            FFA – you’ve gotten useful information from Agent? I hope you fact-checked it first…

          • December 2, 2013 at 4:52 pm
            Libby says:
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          • December 2, 2013 at 4:56 pm
            jack says:
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            Libby- wrong again

          • December 2, 2013 at 5:40 pm
            FFA says:
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            Yes Libby. absolutely. Most recently, my brother that works for State Farm was all but told to take the transfer or find another job. One of the destinations is Texas. Writing is no longer on the wall. State Farm is on a massive pull out of IL. They are a major employer – the Bloomington area unemployment rate is consistently 4% lower then the state.

            Additionally, he has provided other very useful info to me as has you, jw. Ron puts things in numbers terms that I use. And I can not research anything close to Ron, You, Agent, Cap, Sarge. I think if the two of you would stop insulting each other, both of you would find that each other does provide good info. My entire agency was built on other peoples ideas – very rarely my own…

            I honestly could care less about Bush. He is past. When he was President, I was taking home over $100K after all expenses. My home Value was over $250K. Now, under ofnBama & Quinn, not! Barely making ends meet this quarter. Large part due to my wifes accident. Bills have piled up.

            So, to answer your question – everyone (except Celtica all she does is play the blame game) in this forum has posted very useful info… None the less, I would still buy her a beer if I ever met her. Bottoms up!

          • December 2, 2013 at 6:35 pm
            Celtica says:
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            Thanks, Libby. Appreciate the assist in addressing and responding to all the misinformation and hypocrisy and floating by.

          • December 3, 2013 at 9:47 am
            Agent says:
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            I agree FFA. You know what? There could be many more deaths resulting from the Obamacare fiasco than either Iraq or Afghanistan as seriously ill people lose their healthcare, can’t afford their treatment or surgeries and just die because of it. There will be gaps in coverage and time is not on their side. Obama did say he was good at killing people. This proves it.

          • December 3, 2013 at 9:51 am
            LiveFree says:
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            Libby, I meant Bush’s wars. He routinely circumvented the constitution and congress for war.

        • December 2, 2013 at 4:45 pm
          jack says:
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          Celtica- YOU lie! I had zero problems with Part D from day one.

          • December 2, 2013 at 6:11 pm
            Celtica says:
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          • December 2, 2013 at 6:15 pm
            Agent says:
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            jack, they just make things up. Part D was a piece of cake compared to what we have going on right now. As I recall, it was also bi-partisan, not just a partisan law passed by a bunch of Progressive Democrats.

          • December 3, 2013 at 9:03 am
            Libby says:
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            Says the King of making shit up.

          • December 3, 2013 at 10:17 am
            Libby says:
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            jack – so you’re on Medicare? Interesting that you would be against universal healthcare when yours is all taken care of by the government.

          • December 3, 2013 at 10:22 am
            TxLady says:
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            Agent is correct in his recollection of Part D being passed by a bi partisan group. In the senate, it was 54 -44 with two not voting. Of the 54 yes votes, 10 were Dems. The house passed it 220-215, not sure of the breakdown there. So most definitely it had some hefty bi partisan support in the senate. You can look it up to confirm.
            FFA, regarding State Farm and Texas, they have snapped up tons of square footage of office space in the Dallas area, it is just sitting empty awaiting the exodus from Illinois. Very sad for the Illinois folkes. For us in TX, just more corporations escaping high taxes to the south and a very business friendly atmosphere.

          • December 3, 2013 at 10:50 am
            jack says:
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            Libby and Celtica-

            Libby- I said i didn’t have problems with it, you know signing people up. I’m actually an agent and write the stuff i get on here and talk about. Get a clue would you!

            I fail to see where Part D caused millions of people to lose their coverage and i’m pretty sure Bush didn’t promise premiums would go down $2500 a year for families.

            You 2 are in complete denial. Have another sip of kool-aid.

          • December 3, 2013 at 11:11 am
            Libby says:
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            Yeah, I know you’re an agent. Almost all of us on here are. Glad you’re making your millions writing Part D coverage. Keep up the good work.

          • December 3, 2013 at 11:24 am
            FFA says:
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            Yes TX lady, Texas is one of the destinations he can choose from. I have told him some of the things that get put in this forum regarding TX. He is doing his research. His wife don’t want to move. His kids are split. He cant find another job in IL as he is one of the higher ups in claims and his current earnings scare away prospective employers. He does a lot of litigation. Wonder what the heck they are going to do – fly him back and forth for court appearances??? Seemingly, its the only way they are getting out from under the upside down mortgage they are saddled with. Offering him a sweet heart deal. This is going to hurt Illinois in a big way. A massive amount of jobs leaving.

      • December 2, 2013 at 4:32 pm
        Celtica says:
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        Geez, Agent, you never ever took an application on the back of a cocktail napkin?

        • December 2, 2013 at 6:11 pm
          Agent says:
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          Celtica, your idiocy is showing again. Are you advocating for cocktail napkins be used on Obamacare since the website doesn’t work and no one knows what is going on? Perhaps FFA can try that since he hasn’t had much luck doing it the recommended way. Just mail that cocktail napkin in to Sebelius and she will take care of everything. Keep on re-arranging those deck chairs on the Titanic and all will be well.

          • December 2, 2013 at 6:28 pm
            Celtica says:
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            Agent, newsflash – the ACA website IS working. The comment about an application on the back of a cocktail napkin may not bring a smile to your face, but it will to others who recalled how business got dun in the good ol days. Sheesh.

          • December 3, 2013 at 9:04 am
            Libby says:
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            Cocktail napkins, matchbook covers, the back of the producers hand. I remember!

          • December 3, 2013 at 2:37 pm
            Always Amazed says:
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            The website IS working? Really, now many people have gotten insurance cards? I’d bet to wager a big fat zero! No premiums have been collected – guess why? That portion of the website hasn’t been created yet. Applications haven’t been sent to the insurance companies and the ones that they did receive have had all the information scrambled on them. Children were listed as spouses. If that is what you call working than your definition of working doesn’t comply with the definition in Webster’s Dictionary. The site needs to be rebuilt from the ground up. And if the insurance companies haven’t been able to process any applications how in the blazes are people insured? Can you please answer that one question?

          • December 3, 2013 at 2:50 pm
            Libby says:
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            For one thing Always, the coverage through the exchange doesn’t go into effect until 1/1/14, so you’re right, no-one’s covered right now.

            Insurance carriers are issuing policies for the coverage. As it has always been, they will be issuing ID cards and collecting premiums.

            Finally, check out today’s IJ. The website is indeed working and most of the bugs have been fixed.

            Try to keep up.

      • December 4, 2013 at 1:19 pm
        Captain Planet says:
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        Agent said, “government has no business being in the private sector.”

        And, there should be no profit motive between me and my health, or any Americans’ for that matter. Profit and someone’s 3rd yacht payment gets in the way of that whole, “Life” thing…as in, “Life, liberty, and the pursuit of happiness…”

        • December 4, 2013 at 6:09 pm
          Don't Call Me Shirley says:
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          But Captain, right to life doesn’t apply to you, since you’ve already been born. The unborn are the only ones who have rights.

  • December 2, 2013 at 2:34 pm
    jaybar says:
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    Well, the people here seem to be knowledgeable about what’s going on in Washington. However, it doesn’t matter when most votes are cast by people whose main interest in life is Kim Kardashian. Jane – doesn’t it want to make you cry?

    • December 3, 2013 at 12:59 pm
      Agent says:
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      Newsflash Celtica, it is not working. Even CNN tried to test it on air Sunday and got error messages so they had egg all over their faces just like this administration that still touts “progress”. No security, delays, losing customer info not transmitted to carriers and we are over 2 months into the fixes and a billion dollars later. It isn’t even completely built and how are premiums billed since there is no option to pay. What a site! Amazon gets millions of hits a day and they don’t seem to have a problem selling what they do.

      • December 3, 2013 at 1:06 pm
        Libby says:
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        Not true, Agent. You really need to stay current:

        http://www.insurancejournal.com/news/national/2013/12/03/312780.htm

        And if you don’t know the difference between an Amazon retail site and a government site linking 7 different agencies and many insurance companies, you need to take a class in computer programming.

        I’m sure the carrier will be responsible for collecting the premium, just as it’s always been.

        • December 4, 2013 at 1:24 pm
          Always Amazed says:
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          Working? It isn’t half built. How is it working?

          http://www.ijreview.com/2013/12/99050-new-obamacare-problem-got-megyn-kelly-fired/

          “I’m sure the carriers will be responsible for collecting the premium” – HOW? That portion of the website hasn’t been built yet. It’s NOT the responsibility of the carriers to collect the premium – it’s the websites. Libby, you say your an agent, when you write a policy don’t you have to make that payment on the carrier’s website? I know I do and I do it all the time for each carrier we rep there is a website for that specific carrier. Geez Louise – keep grasping at straws. I think the person who should have taken a class in computer programming should have been Obama and Michelle after all it’s her friends company that the Obama’s hired to build this mess that in 3 years and millions of taxpayer money doesn’t even work. The security system hasn’t even been built. Are you going to go out there and apply for a plan when it’s a hackers dream?? What the democrats rolled out if it weren’t true would have been funny. People loosing their insurance and not being able to secure another plan – people getting notices that their premiums have increased over 50%. Obama pissed off a lot of people. Elections have consequences.

  • December 2, 2013 at 2:35 pm
    jaybar says:
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    whoops – I mean make you want to cry?

    • December 2, 2013 at 3:58 pm
      FFA says:
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      Jaybar, don’t sweat the typos. No one in this forum is judgmental.
      Maybe be mental….

    • December 2, 2013 at 4:22 pm
      Libby says:
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      Funny. That’s exactly how I read it. I wouldn’t have even noticed if you hadn’t corrected it.

    • December 2, 2013 at 6:12 pm
      Agent says:
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      I saw nothing wrong with your post jaybar, but maybe it is just me.

  • December 2, 2013 at 7:35 pm
    Jon says:
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    The problems with the website seem to be further and further delayed. I work for a company (www.electiverx.com) that works with businesses to provide affordable heath coverage that qualifies for the ACA. These delays signal that there are still many unknowns surrounding Obamacare. Everyone needs to stay up to date and make a decision that is right for them.

    • December 3, 2013 at 2:47 pm
      FFA says:
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      Jon, one of the unknowns are how can he call it affordable when it is more expensive then what people have????

  • December 3, 2013 at 1:42 pm
    TxLady says:
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    FFA, wishing the best for your brother, it is a hard decision, especially when uprooting kids. We’ve been here 25+ years,DFW area, we are native Chicagoans. We still get our WGN News, can read the Daily Herald online, and have tons of other Chicagoans living in the DFW area. Lots of Bears fans here. Home prices are way way lower than up north, along with lower food prices, lower gas, and no income tax. Plus, we can plant flowers in the winter. I love that part. Oh, and it is a right to work state, making home repairs, etc a lot lower price and road construction gets done a lot quicker.

    • December 3, 2013 at 2:52 pm
      FFA says:
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      TXLady, he is very depressed over this whole thing. When Bush was pres and Pay to Play was in motion in IL, they were doing pretty well. Now, not! He is going to have to give up the lake home where he has been going his entire life. We have pics of him in Diapers on the beach… My parents are getting to the end, we have always been mommas boys.
      I hope something gives for him locally, but he has been looking for three years when the writing first appeared. Just nothing that suites his talents…
      He has made himself valuable by spotting the fraud…

      • December 3, 2013 at 4:54 pm
        Libby says:
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        Is that the same brother that stole millions of dollars from your parents?

        • December 6, 2013 at 3:30 pm
          FFA says:
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          No, it is not. He is the one with Fraud Training. Hi is the one sorting out the whole mess.
          The thief, have not spoke to him in 18 months or so. He would not even show up for my dads B Day Party when my mom called him and told him to be there.
          I have 5 siblings total – 4 brother one sister. A catholic family.

          • December 6, 2013 at 3:46 pm
            Libby says:
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            Oh. I was wondering if that’s where he got the money for a lake house… Glad you have some good sibs out there.

          • December 6, 2013 at 4:21 pm
            FFA says:
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            Libby, we all have either Mobile Homes in the park or Lake Front property up there. And yes, my parents spent $65K on the loosers place. Its now for sale. Only offer was $35K. Last time loser (call him #6) was there, he went into my parents place and took a whole bunch of stuff including our water ski I bought when I was 15. It was $150 when I bought it. Saved and saved my paper route money for some time. That Piece of Crap has it locked in his place. Pres of the assn. told me to take a saw to the lock…. No one is calling the cops on us for taking our stuff back.

          • December 6, 2013 at 4:25 pm
            Libby says:
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            Sounds like they got his number, FFA.

        • December 6, 2013 at 4:29 pm
          FFA says:
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          Libby, previous total was $1.375. I have since learned that my dads Ho Ins paid $11,000 for roof damage. His roof never got fixed and the money is nowhere to be found. Additionally, I do not have the docs on the life ins cash value he took nor do I have one IRA I know my dad had. So, I look for the figure to top $2.5M on a conservative estimate.
          Medicaide is now investigating. Last I heard (mid September), the case has been pushed to the top investigator. I know its going to be me on the witness stand as I am the one “hiding” the proof. I have accepted that fact as much as it hurts. He was my best friend until I uncovered what he did. Now, I don’t have a best friend.

      • December 4, 2013 at 2:12 pm
        txmouthbreatherboogereatertx says:
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        Based on your admiration for Bush, it sounds like he gave you a lot of trouser kisses. Which fraternity were you in again?

        • December 6, 2013 at 4:22 pm
          FFA says:
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          R u referring to me?

        • December 10, 2013 at 11:47 am
          txmouthbreatherboogereatertx says:
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          Touche!! That is by far your best come back. I will give that a thumbs up.

        • December 10, 2013 at 5:37 pm
          FFA says:
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          I had to drink a few beers to get that one….

  • December 3, 2013 at 2:30 pm
    Always Amazed says:
    Well-loved. Like or Dislike:
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    Everthing Obama and his cronies do is for political gane. They are pulling at straws to save face for the wonderful rollout of the ACA. Why would the powers that be roll out a website that wasn’t even completed? Here is an interesting article from the WSJ – it pretty much sums up Obamacouldcareless.

    http://online.wsj.com/news/articles/SB10001424052702303460004579192081764514664

  • December 6, 2013 at 5:43 pm
    FFA says:
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    After talking to my producer in depth, here is the explanation. Go directly into the carriers web site. Don’t mess with obamas site. Create a user account for the customer. Make Sure that you input your user ID in the Agent Field.
    The subsidy calculator does not work, so apply for an exchange policy but do not take the subsidy on the front end. Wait for your subsidy on the back end (your tax return). I know that means pay way more, but….
    The payment system does not work. There is an option for “Bill Me”.
    I’ll be doing mine tomorrow, so….

  • December 9, 2013 at 2:33 pm
    FFA says:
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    The carrier sites are working. Took me about half an hour to get my non exchange policy issued. Now I can go on a sex spree and drinking spree and not worry about it cause OBamas got my back!

    He is so worried about dental but not vision. If I cant see, then I would not notice all the teeth falling out of some ones mouth…

    Took about 20 minutes in the carrier site. My Ap count is now up to three.



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