States Have No Plans If Health Insurance Subsidies End

By Steve Peoples | February 27, 2015

  • February 27, 2015 at 12:08 pm
    Always Amazed says:
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    What a mess.

    • February 27, 2015 at 1:34 pm
      Producer #1 says:
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      I agree, what a mess. How horrible for all of those people that may loose the subsidies.

  • February 27, 2015 at 1:31 pm
    bob says:
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    Nancy should have read it before it was passed

  • February 27, 2015 at 1:36 pm
    bob says:
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    I am waiting for the blame to be placed on the party that was in the minority at the time the law was passed, instead of the party that promoted it. and the Prez whose name is on the law made 30 or so changes/modifications to the law in the last three years – what’s stopping him now from tweaking it again?

  • February 27, 2015 at 1:53 pm
    FFA says:
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    If they lose the subsidy do they still have to pay the tax?
    This thing has been a nightmare since day one.

    • February 27, 2015 at 2:15 pm
      Agent says:
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      FFA, remember when Libby said – what are you complaining about? It hasn’t even been implemented yet. Well, we are seeing the first fruits of this disaster, first on the business mandates and now the subsidy issue. Many people understated their income to get the max subsidy and that not only will have to be accounted for with penalties on the tax return, but if the subsidies go away altogether, who will be able to afford health insurance at the premiums being charged even on the most plain vanilla policies. This is all on Obama, Reid and Pelosi and their minions who voted for it without reading it. They hired Gruber to lie about it as well since the people are too stupid to make choices for themselves. The six million who lost their coverage they liked might want to go back to their prior coverage, but it is impossible now.

      • February 27, 2015 at 2:42 pm
        FFA says:
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        I don’t recall anyone in this forum supporting it as soon as they seen what was in it. Planet is the only one left standing.

    • March 5, 2015 at 10:27 am
      Agent says:
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      FFA, the President came out and admitted that he didn’t have a back up plan if the subsidies were shut off. Does that mean he would endorse a Republican Plan to replace Obamacare or would he just veto anything produced?

  • February 27, 2015 at 2:45 pm
    Old Lawman says:
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    What a mess. You can keep your doctor. This will be more affortable for all. Just paid my taxes and I have had just about enough of this bs from both sides of the aisle. Lets face it there is nothint in life free. Now the next scam is that they will make the internet affortable for all. This means that I will now have to pay a higher price for faster service. In other words this is a tax disguised as making the internet fair for all.

    • March 2, 2015 at 10:20 am
      Dave says:
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      Old Lawman, what you don’t get is that somethings in life are free if you can get somebody else to pay for it. That is the doctrine of Obama and the left. Give things away to around 55% of the people forcing the hard-working other 45% to pay for it and lock up that electoral majority.

    • March 2, 2015 at 4:06 pm
      Rosenblatt says:
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      Your belief about what Net Neutrality is, is incorrect. I would suggest you gain a basic understanding of the actual legislation before you just poo-poo it because it’s from the government. Knowledge is power.

      • March 4, 2015 at 5:23 pm
        Agent says:
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        Rosenblatt, I suggest you get your mind right. There is no legislation on Net Neutrality yet. The FCC just made a ruling. It didn’t go to Congress and ask for a bill to implement this. By the way, Old Lawman was as right on Net Neutrality as Conservatives were on Obamacare. We are going to see internet taxes and regulation since the Progressives see that as a good revenue stream so they can waste more of our tax dollars.

        • March 6, 2015 at 10:36 am
          Rosenblatt says:
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          What disconnect is running through your head, Agent? If there’s no legislation yet you can’t know (1) if Old Lawman is right and (2) you can’t say for sure we’ll see internet taxes because you don’t know what’s in the legislation either.

          • March 9, 2015 at 1:11 pm
            Agent says:
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            No legislation Rosenblatt, but this government has a track record of taxing and regulation to go on. Just look at Obamacare and EPA if you want more evidence.

  • February 27, 2015 at 3:51 pm
    PM says:
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    I’m sick of this political mess and which side plays the best blame game. But now that the republican party controls congress it will be interesting, yet sad, how this will be pushed as a republican problem only and not a democRAT problem that republiCANs fix. I just hope the fall-out does not damage the limited possibilities for a party change in 2016.

    • February 27, 2015 at 4:33 pm
      SWFL Agent says:
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      Agree, tired of the blame game as well. We have a lot of bright people within the health industry, much more intelligent than most politicians, and I’d like to see solutions come from them. Maybe I’m not paying attention but sadly I don’t hear solutions coming from the health experts. The ACA is a mess and it just added more complex, unnecessary, costly layers on top of system that was already rife with high cost and inefficiencies.

      • February 27, 2015 at 4:37 pm
        FFA says:
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        SWFL, I am surprised you don’t have hundreds of thumbs up by now. Just too logical for the politicians. Health Industry don’t know where its headed.

      • February 27, 2015 at 5:42 pm
        Agent says:
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        SW, as long as we are being sad about these developments, it is also sad that the Health carriers signed onto it, cancelled 6 million policyholders that had coverage they could live with in favor of an inferior product with high deductibles, high out of pocket expenses. Of course, they delighted in doing this because they were promised that they were too big to fail and would be bailed out if claims exceeded their income. All this to include some chronically sick people into the healthy pool instead of leaving them in the State approved pools. All the government had to do was leave them there and subsidize the Pools to provide affordable rates. Charging the young higher rates????? Where is the insurance underwriting in that?

      • March 2, 2015 at 10:17 am
        Dave says:
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        SWFL, you don’t understand you now live in a totalitarian state. Where the State knows what’s best for you as you (and we) are just too plain stupid to decide for ourselves. The State will decide how best to deliver health care, the State will determine how needed energy will be supplied to the minions and at what price. The State will determine what are “good” businesses and what are “bad” businesses and invest and punish accordingly. The State will determine how the interenet is run and what is in it. Eventually the State will try to determine the content of the news like trying to pass the “Fairness Doctrine” again, much like Pravda.

        And finally, the State will determine what you need to know and when you need to know it by passing legislation and regulations with no public debate because as we all know, “We need to pass the bill before you can find out what’s in the bill.”

        • March 3, 2015 at 2:51 pm
          Agent says:
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          Dave, I saw an interesting summary of big government and the problems of letting it get this big on http://www.governmentgonewild.org. That was an eye opener for sure. While private sector employment has grown by an anemic 1% in recent years, government employment grew by a whopping 15%. Pretty amazing.

          • March 3, 2015 at 3:16 pm
            Ron says:
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            Agent,

            Where do you get your data?

            Here are some numbers regarding Federal Employment at the beginning of each president’s term and when he left:
            President Reagan: 4,982,000 to 5,292,000
            President Bush: 5,292,000 to 4,758,000
            President Clinton: 4,758,000 to 4,132,000
            President Bush: 4,132,000 to 4,430,000
            President Obama: 4,430,000 to 4,231,000

            http://www.opm.gov/policy-data-oversight/data-analysis-documentation/federal-employment-reports/historical-tables/total-government-employment-since-1962/

            Here is your summary, the number of federal government employees increased during Presidents Reagan and GW Bush’s terms and decreased during Presidents Bush, Clinton and Obama. More specifically, your Conservative hero President Reagan grew the federal government by 310,000 employees and President Obama shrunk the federal government by 199,000 jobs.

            Please tell us again how the Republicans are about smaller government and the Democrats are for bigger government?

          • March 3, 2015 at 3:26 pm
            Rosenblatt says:
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            ….and what was the name of that article, Agent? I followed your link and put in key words from your summary, but I couldn’t find anything. Can you please tell us which article you read on that site that contained those “facts” you just posted?

    • March 2, 2015 at 9:32 am
      Ron says:
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      PM,

      You say you are sick of the political mess yet you type, “democRAT” and “republiCANs”.

      People like you are part of the problem and the main reason our country is so diivided.

      What exactly have the Republicans fixed and what is there plan to fix/replace the PPACA?

      • March 2, 2015 at 2:36 pm
        integrity matters says:
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        Ron,

        Maybe we should call them DemoCROOKS. The scandals, lies, back room deals. There will be a day that this Adminsitration will be proven to be one of the most corrupt EVER.

        The so-called Republican leaders (McConnell, Boehner) are not much better because I think they are just as corrupt or they have no backbone.

        The only excuse the republicans have is that they have not been in control of the Congress for a long time. It’s a weak, but valid, excuse. They should, however, be developing and promoting their own plan and shoving it down Obama’s throat. Make him explain to the masses why things are not being fixed.

        • March 3, 2015 at 9:13 am
          Ron says:
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          integrity matters,

          Way to continue to perpetuate the problem and division of our country.

          Both parties are guilty of all the things you listed and neither really cares about the people.

          You said, “The only excuse the republicans have is that they have not been in control of the Congress for a long time. It’s a weak, but valid, excuse.” What about when they controlled all 3 branches from 2003-07? What did they fix then? What did they do to solve the health care problem then?

          You said, “They should, however, be developing and promoting their own plan and shoving it down Obama’s throat. Make him explain to the masses why things are not being fixed.”

          The key word is “should”. They have no more interest in governing or solving problems than the Democrats. As I have said before, “new Congress, same crap.”

          • March 3, 2015 at 11:29 am
            Integrity Matters says:
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            Ron – How am I perpetuating the problem and division of our country. I AGREE that both parties have been guilty, except Obamacare, which was 100% democrats.

            Regarding 03-07, Bush and Co allowed big government to creep in and moved away from Reagans agenda. Healthcare, at the time, needed tort reform, not overhaul. But all of them are in the pockets of the Lawyer lobbyists to push that agenda.

            Regarding now, there is a new blood of Constitutionalists in the Repub ranks that are trying to fix things. But the far left media, Dem’s and RINO’s are calling them “too conservative” and radical. The Constitutionalists are the only ones that have a sense of long term care and well being for the American people. Fiscal responsibility and minimalizing entitlements will produce a better outcome and create opportunity for this country.

          • March 3, 2015 at 12:06 pm
            Ron says:
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            By typing, “DemoCROOKS”. That needs to stop as does RepubliCANTS and any other derogatory language. If you have not noticed, I go out of my way to be respecttful to all of our current and past elected officials, regardless of party affiliation or if I like them or not.

            Instead of making excuses for them, hold them as accountable as the Democrats. I find it hysterical the the party of personal responsibility always finds a way to excuse behavior or blame the Democrats.

            If all we needed was tort reform, which I do not agree with that statement, why didn’t the Republicans get it done?

            You said, “Fiscal responsibility and minimalizing entitlements will produce a better outcome and create opportunity for this country.” I could not agree with you more. Too bad neither party agrees with us.

            It seems like the Republicans only care about fiscal responsibility when they are not in charge. Was it not Vice President Cheney was uttered the phrase, “Reagan proved deficits don’t matter”, in response to Treasury Secretay Paul O’neil objecting to the Bush Tax Cuts? He was then fired a month later. Turns out he was right and VP Cheney was wrong as he was about the aftermath in Iraq. This is the biggest reason I did not vote for President Bush in 2004 and changed from being a Republican to Independent.

            http://www.ontheissues.org/2004/Dick_Cheney_Budget_+_Economy.htm

            I like many of the ideas of the Republican party, especially from a fiscal standpoint, but they have no idea how to govern and get things done.

            In my opinion, tort reform would not have a significant impact on premiums. The studies I have seen put the savings at 2% or less. While that helps, it would not solve the problem then or now. Another possible negative side effect of tort reform is a reduction in precautions and an increase in taking risks/short cuts since there is less liability.

            http://www.nber.org/bah/2009no3/w15371.html

          • March 4, 2015 at 2:54 pm
            KY jw says:
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            Integrity Matters, med mal rates have decreased here. I agree with Ron, tort reform really isn’t going to make a difference. Even if you could find a way to eliminate the nuisance suits (the ones that close with no payout), I just don’t see that changing the cost of healthcare.

        • March 3, 2015 at 12:38 pm
          Agent says:
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          Hey Integrity, how about some new names? Democ(Rats)and Republi(Cans). I am very tired of Democ(Rats) imposing their will on the people. We voted a bunch of them out and we still have one main one left who thinks he can rule with a pen.

          • March 3, 2015 at 1:04 pm
            Ron says:
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            Agent,

            I agree that Republi(Cans), but probably won’t. That is based on their recent history.

            Do you believe we would all benefit from Republicans/Conservatibves imposing their will upon us?

            Maybe if Congress tried to rule, he would not have to.

            Where are all of the bills he was going to veto? Even if it is the Democrats’ fault, you and the Republicans promised us action and change. It looks like I was right again…new Congress, same crap!

          • March 4, 2015 at 11:05 am
            Stan says:
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            Agent, arent Republicans imposing their will on the entire country by banning marijuana at the federal level? Shouldnt it be legal federally and up to the states to decide?

            HYPOCRITE!

          • March 4, 2015 at 3:38 pm
            Destro says:
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            That’s one thing I don’t understand about the prohibition of marijuana. Conservatives are for minimizing government (particularly federal) intrusion into peoples’ lives, but are often times painted with the brush that they generally want it to remain illegal. Liberals generally say that they’re in favor of marijuana legalization and regulation, yet they too vote against it and don’t challenge its illegality at the federal level.

  • March 2, 2015 at 10:03 am
    KY jw says:
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    I’m ready to see what Republicans can do to fix this mess. At this point, the whole thing is such a disaster, it really would be easier and cleaner to start over. That being said, there is no way the current president will sign a law completely dismantling the PPACA.

    So we’re stuck. No matter what SCOTUS does.

    • March 3, 2015 at 12:34 pm
      Agent says:
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      Another 4 gold stars for you KY. Yes, we will have to wait until the current occupant leaves office to get this law dismantled and replaced. If SCOTUS does take the subsidies away, it will soon collapse. I don’t expect them to do so since they already screwed up saying the law was Constitutional, but did say the fine was a tax. I wonder what people will think once they see their tax returns and get the ugly surprise.

      • March 3, 2015 at 1:18 pm
        Ron says:
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        Agent,

        You have no credentials to question whether or not the Supreme Court, currently with a Conservative majority, correctly determined whether or not any law is Constitutional.

        Kind of like you have no credentials to speak about insurance pricing models/algortihms.

        I received my tax returns. No problems. Thank you again!!

        • March 3, 2015 at 2:59 pm
          Agent says:
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          Ron, you have no credentials at all being a blue state liberal who apparently can’t read and mostly can’t spell. As we recommended before, go back and take a remedial typing and spelling course.

          As far as pricing models in insurance scoring, the algorithms sucked and many carriers used wrong assumptions of the market to price, therefore they have been walking them back. Actuaries like who you have worked with are basically a joke. Everyone but you seem to have realized it.

          • March 3, 2015 at 3:23 pm
            Ron says:
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            Agent,

            Wow, what a comeback. Go back to 3rd grade and learn some reading comprehension skills and more creative comebacks. Keep focusing on typing and speeling errors and I will continue to focus on your flawed positions, lack of data, and poor reading comprehension.

            Do you even know that pricing models include ZERO assumoptions? That is the human element of pricing. If it was not for actuaries, you would not be paying federal income taxes becasue you would not be making record contingency bonuses. They are the reason companies are able to maintain profits and also calculate your commission, bonuses and contingency income.

            You are so clueless it is laughable. I await your clever comenback stating that I am the one who is clueless.

          • March 4, 2015 at 5:33 pm
            Agent says:
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            Ron, if you want me to call you clueless, I will be glad to accommodate you. There is nothing wrong with my reading skills. I can see you coming from a mile away, Progressive Liberal.

            The reason why I am a successful agent is because I am damn good at what I do. Predictive modeling algorithms are responsible for causing grief among our ranks. We are constantly having to adjust at the goofy rate increase by some dufus in Home Office presenting his model and declaring unjustified rate increases. When the Board or CEO wakes up and sees the numbers of book rolls by agents, they then change their model yet again and promise to do better.

          • March 5, 2015 at 11:55 am
            Rosenblatt says:
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            “There is nothing wrong with my reading skills.” Liar.

  • March 2, 2015 at 10:23 am
    Dave says:
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    This is exactly why a number of states ddi nit bite on the Federal handout. 1) The Feds never promised it would be permanent. And 2) It looks to be even less permanent than they promised.

  • March 4, 2015 at 6:14 pm
    jw says:
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    “no Plan” is the plan. Doing nothing is a plan

    • March 5, 2015 at 10:37 am
      Agent says:
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      One thing is for certain jw. The 2,700 page disaster passed by Progressive Democrats was the worst plan that could be adopted. Lying, deceiving, mandating to a free people is never a good way of solving problems as has been shown in the past 5 years.

      • March 5, 2015 at 2:27 pm
        Ron says:
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        Agent,

        Sounds like you believe, as I do, that Universal Health Care would be an upgrade from the PPACA.

        • March 12, 2015 at 12:26 pm
          Agent says:
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          Not so much oh uninformed one. Only a plan with Progressives not in charge of the design and implementation. They screwed up royally and to put them in charge of anything only makes the problem worse.

      • March 6, 2015 at 11:17 am
        Ron says:
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        Agent,

        Still waiting for your response to this post:

        Where do you get your data?

        Here are some numbers regarding Federal Employment at the beginning of each president’s term and when he left:
        President Reagan: 4,982,000 to 5,292,000
        President Bush: 5,292,000 to 4,758,000
        President Clinton: 4,758,000 to 4,132,000
        President Bush: 4,132,000 to 4,430,000
        President Obama: 4,430,000 to 4,231,000

        http://www.opm.gov/policy-data-oversight/data-analysis-documentation/federal-employment-reports/historical-tables/total-government-employment-since-1962/

        Here is your summary, the number of federal government employees increased during Presidents Reagan and GW Bush’s terms and decreased during Presidents Bush, Clinton and Obama. More specifically, your Conservative hero President Reagan grew the federal government by 310,000 employees and President Obama shrunk the federal government by 199,000 jobs.

        Please tell us again how the Republicans are about smaller government and the Democrats are for bigger government?



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