Texas Medical Liability Trust (TMLT) announced that on Feb. 1, 2013, employment practices liability insurance (EPLI) will be added to all TMLT policies at no extra premium.
EPLI covers lawsuits caused by several employment-related events, including harassment, discrimination, FMLA violations, hostile work environment, and wrongful termination.
Limits of liability are $50,000 per claim (including both defense costs and indemnity payments) with a $5,000 deductible. The yearly aggregate limit is also $50,000. Higher limits are available for purchase.
TMLT serves more than 16,000 Texas Medical Association (TMA) member physicians. Rated A (Excellent) by A.M. Best Co., the Trust was created and is endorsed by TMA. TMLT is headquartered in Austin, Texas.