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Somebody please explain??? You mean to tell me that in the state of TN you have to have a license to cut and color hair, but you DO NOT have to have a license to be an insurance adjuster? Now TN is saying that a contractor trying to represent a homeowner that has sustained storm related damage must be a Public Adjuster!!! Wow that is all
I agree with the statement that crooked contractors are flooding storm damaged areas, however, Tn does not require an insurance adjuster to be licensed to adjust for an insurance company. I have personally seen independant, and staff adjusters create damage on numerous claims. Also insurance companies are purposely cutting corners on estimates and dragging supplements out for months at a time so that contractors are barely making money and giving up on trying to make decent profit margins. Mr. Haslam should consider these complaints before the complaints of lobbyists paid by insurance companies. This is ridiculous and my vote will not be going towards Mr. Haslam again. The politicians need to do a better job looking into these companies that have taking advantage of homeowners instead of taking it out on the upstanding contractors that are doing the homeowners a justice by not letting the insurance companies take advantage of them. It’s time the politicians help small business and stop taking money from lobbyists and lining their pockets or there campaign war chests.
Nice blog. I have really enjoyed reading your blog.
No, adjusters do not have to have a license to work in TN for an insurance company. However, the statement about ‘adjuster’s creating damage,’ would not make since b/c if an adjuster makes damage then the insurance company would have to pay for it.
However, I have seen on many occasions where roofing contractor’s have created damage buy pulling or ripping off shingles trying to fool the adjuster in believing a storm created the damage.
There are also other cases where certain roofing companies in the TN state have taken the money from the homeowner and the insurance company and have NOT done the repairs. They have taken the money and ran. In other cases, contractors will get a signs contract with he home owner and when the insurance company only pays a portion of the damage for some reason such as an exclusion in the policy, the contractor will still keep a major portion of the money because of said contract. This leaves the home owner unable to make the needed repairs.
What about when a contractor says they can save your deductible by charging the insurance company more money. THIS IS INSURANCE FRAUD.
This statute is to keep contractor’s honest and giving the home owner a way out of a contract if needed.
We were victim of a roofing scam after a storm. We never imagined that the company would close up shop and scam everyone that had put money down when we did. It seemed so normal to sign over the insurance check for them to buy the supplies. They had an A on the BBB site when we selected them, and now have an F. They had no reviews on Angie’s list and we took the lack of review as a non-issue, but should have thought twice!
What can a victim do? Does this ‘Crack down on Roofing Contractor Fraud” provide any recourse for customers in TN who have been victim to this type of fraud? We are filing complaints to the BBB, Consumer Affairs, and the Contractor’s Home Improvement Board, but surely there is more we can do. There is now an article on the BBB site warning or this company due to the high number of complaints, would the large number of affected individuals affected mean that there are other options available?
Great!