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Quote of Note
It hit bottom and is starting to go back up again. I expect it to start moving up.
More QuotesJay Dotter, co-author of Oregon’s 2012 Workers’ Compensation Premium Rate Ranking Study

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E&O Insights: Restaurant and Tavern Risks
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Golf and Country Clubs Weather the Storm
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Wisconsin is one of the States with a .08 limit. Operating a watercraft over the limit will result in a ticket and the offense is posted to the MVR. I think this was a good move on the part of the State and would like to see it even lower. While I enjoy my beverages, I don’t drink while operating a boat. There are too many idiots on the water and I feel the need to be unimpaired so I can keep track of them.