Oklahoma Schools Destroyed by Tornado Lacked ‘Safe Rooms’
Connecticut Court Rules That Lawyers Can’t Be Sued for Fraud
Wage and Hour Claims Among Top Threats to U.S. Employers
Cyber Attacks On Banks More Serious Than Public Realizes
E&O Insights: Restaurant and Tavern Risks
CEA’s First CIO Reflects C-Suite Trend
Golf and Country Clubs Weather the Storm
Midwest AGs Go After Storm-Chasing Roofing CompaniesFree Newsletters
Sign up to receive insurance news alerts!Most Popular
Current Issue
Editors and Contributors
-
Andrea WellsAgency Compensation Playbook: 2013 Agency Salary Survey -
Andrew G. SimpsonHow Process Improvement Drives Agency Profitability -
Stephanie JonesThe Acquisition Cycle -
Don JerglerIndustry Predictions -
Chris BurandReasonable Compensation -
Andrea WellsPersonal Lines: How Technology is Changing the Way Agents Do Business
Why all of this talk about rates? Let’s turn the policies into HO-1 or HO-8 policies with buybacks. Those that are so cost sensitive could buy a basic policy at about what they pay now and those who want better coverage, more like what’s available in the private sector, could pay additional. Everybody wins and no one has to be accused of allowing huge rate increases.
Why can’t Citizens go to its original roots ? Citizens was created to be the company of last resort. Take out meant TAKE OUT!!!!!!!!!!!! This would be a great start to shed 500,000 policies. If the private market wants to cherry pick their risks let us write into citizens and they can take out accordingly.