What they need to do is abolish PIP and go to a Tort system. PIP has outlived it’s usefulness, and is now being treated as a cash cow. My opinion is dump PIP and make BI mandatory.
Since everyone must have health insurance beginning January 1 anyway, remove medical coverage from PIP and make it an income continuation benefit with the $5000 death benefit remaining as well, (adding unused income continuation benefits to the death benefit).
I would use my health insurance for auto related injuries anyway since it has a lower copay and lower maximum out of pocket expense.
I’ve said it before, I’ll say it yet again…
Raise the min limits to 30/60/25. Make UM/UIM a required coverage with opt out provision. Set a 5k med pay min, again with opt out provision, and shake off this antiquated dinosaur once and for all.
Anyone citizen who believes this is a good ruling for us is an bigger IDIOT than the criminals in the state capitol. EVERY DRIVER is paying for $10,000.00 in coverage BUT, the I/C only pays out $2,500.00 the over whelming majority of time. If I am paying for 10K in coverage but only get to use $2,500.00 shouldn’t I get a refund for some of my premiums???? Yeah, good luck on that refund. As a FLORIDIAN, this ruling stinks to the depths of hell. WAKE UP PEOPLE!!! Rick Scott is a thief who came from a health care back ground. His campaign was bank rolled by insurance companies to come up with this crooked law. “IF” your premiums drop, it will be so minute it won’t make a difference but when it INCREASES (and it WILL) it will be SUBSTANTIAL.
I guess you don’t understand that the current problem with PIP in Florida is that when an individual is involved in an automobile accident, regardless of how severely they’re hurt the “medical” providers will treat until the individual’s PIP benefits are exhausted (leaving the individual with no income continuation benefits, by the way).
I think the “thieves” poster might be someone who is on the list of providers only allowed to collect the $2500 maximum payment. The full $10,000 is available to medical doctors. It won’t be long, if it hasn’t been done already, for the fraudsters to figure out a way around any law limiting their payments. Do away with PIP.
So I am a Physical Therapist in private practice -we have been seeing PIP patients as part of practice for years. I am a provider for most insurances government agencies, Medicare, Tricare, etc. I have always been excluded from having to be a certified healthcare clinic as I am a medical professional and own my own practice. The new law means I cant bill or get paid for auto patients unless I go through extensive and expensive accreditation/certification. My patients loose.
Private practitioners are not the ones making record profits every year while covering less and charging consumers more – its insurance companies (in all arenas) that are gouging the consumer.
What they need to do is abolish PIP and go to a Tort system. PIP has outlived it’s usefulness, and is now being treated as a cash cow. My opinion is dump PIP and make BI mandatory.
Since everyone must have health insurance beginning January 1 anyway, remove medical coverage from PIP and make it an income continuation benefit with the $5000 death benefit remaining as well, (adding unused income continuation benefits to the death benefit).
I would use my health insurance for auto related injuries anyway since it has a lower copay and lower maximum out of pocket expense.
I’ve said it before, I’ll say it yet again…
Raise the min limits to 30/60/25. Make UM/UIM a required coverage with opt out provision. Set a 5k med pay min, again with opt out provision, and shake off this antiquated dinosaur once and for all.
Anyone citizen who believes this is a good ruling for us is an bigger IDIOT than the criminals in the state capitol. EVERY DRIVER is paying for $10,000.00 in coverage BUT, the I/C only pays out $2,500.00 the over whelming majority of time. If I am paying for 10K in coverage but only get to use $2,500.00 shouldn’t I get a refund for some of my premiums???? Yeah, good luck on that refund. As a FLORIDIAN, this ruling stinks to the depths of hell. WAKE UP PEOPLE!!! Rick Scott is a thief who came from a health care back ground. His campaign was bank rolled by insurance companies to come up with this crooked law. “IF” your premiums drop, it will be so minute it won’t make a difference but when it INCREASES (and it WILL) it will be SUBSTANTIAL.
I guess you don’t understand that the current problem with PIP in Florida is that when an individual is involved in an automobile accident, regardless of how severely they’re hurt the “medical” providers will treat until the individual’s PIP benefits are exhausted (leaving the individual with no income continuation benefits, by the way).
That’s not how the system was intended to work.
I think the “thieves” poster might be someone who is on the list of providers only allowed to collect the $2500 maximum payment. The full $10,000 is available to medical doctors. It won’t be long, if it hasn’t been done already, for the fraudsters to figure out a way around any law limiting their payments. Do away with PIP.
So I am a Physical Therapist in private practice -we have been seeing PIP patients as part of practice for years. I am a provider for most insurances government agencies, Medicare, Tricare, etc. I have always been excluded from having to be a certified healthcare clinic as I am a medical professional and own my own practice. The new law means I cant bill or get paid for auto patients unless I go through extensive and expensive accreditation/certification. My patients loose.
Private practitioners are not the ones making record profits every year while covering less and charging consumers more – its insurance companies (in all arenas) that are gouging the consumer.