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There are still a few missing pieces to the puzzle. With some work over the next years, I think there is going to be a significant improvement in the ability to allow banks to fail.
More QuotesDarrell Duffie, finance professor at Stanford University business school.

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Good on those states!
I have an ebook reader, and an Ipad. What I don’t do any longer?
Buy ebooks.
I find it absolutely ridiculous to pay full retail price for what is essentially a glorified .txt file.
20-25% less than retail? That’s much more acceptable.
Ditto, Jon. My local public library is “loaning” some ebooks – the selection is somewhat limited now, but steadily increasing. Meanwhile, borrowing a paper book is still free. The ebooks should cost no more than half of retail, still allowing for royalties. No printing, no stocking, no shipping.
With the closing of Borders, and the ridiculousness of the ebook market right now–I’ve really been getting the mileage out of my library card.
The only good thing about ebooks, in my opinion, is that the author gets a greater percentage of the proceeds.