California Judge Rejects Changes to Prop 33 Ballot Label

August 10, 2012

  • August 10, 2012 at 2:18 pm
    Joe Jimenez says:
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    Oh boy… what happened to “balanced and fair” reporting? This is a word-by-word report from Consumer Watchdog! Come on Insurance Journal, anybody can copy and paste! Or does Consumer Watchdog have a desk at your office now? How about reporting on what actually happened in court as the attorneys from Consumer Watchdog pleaded their case saying “Elasticity of Truth is Permissible”! Are you kidding me?? Superior Court Judge Timothy Frawley said that in reviewing similar cases over his career, “this one troubled me more than most.” Judge Frawley went on to say that he would have written the Ballot Label, Title and Summary differently, going so far as to offer an example, but concluded that the law required him to give deference to the Attorney General’s language, prompting him not to change it.

    Rachel Hooper from the Yes on prop 33 campaign said “We agree with the judge that the Ballot Label, Title and Summary could have been written in a clearer fashion, and we wanted to have that discussion, however, we also believe that Proposition 33 will win on its merits: it will allow consumers to control their discount and shop it with an insurance carrier they choose. It will increase competition between insurance carriers, lower rates and was written to be inclusive and provide incentives for everyone to obtain insurance.”

    And much more interesting during the legal hearing, was that corporate trial lawyers, Consumer Watchdog, who have earned a reputation for overheated hyperbole, took the unusual stance in court that their arguments against Proposition 33 are their opinion and in such instances, “the truth is elastic.”

    Okay… as Rachel Hooper said, “We have finally heard in court what we have always believed to be true and now know to be fact – Consumer Watchdog’s idea of the truth is different from that of the average Californian. That is part of the message that will emerge over the next 89 days of this campaign… they are not a third party in this discussion, beware of believing anything Consumer Watchdog says.”

  • August 10, 2012 at 2:52 pm
    P/L Underwriter says:
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    How does a renewal credit ‘repeal a civil rights protection against redlining’? Offering a credit the customer is already receiving is not redlining. They are not restricting the credit to a certain area or declining it a specific zip code.

  • August 10, 2012 at 3:14 pm
    Furrie Princess says:
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    P/L… the ballot measure allows portability of the persistency credit which now is restricted to renewal within the same company or family of companies. There are also still some very fine red lines that are either trip-wires or ignored, depending on the underwriter with regard to California’s Good Driver status. Lapse in prior insurance is one that is intertwined with a lapse in continuous license status. Some carriers will interpret either as a cause to declare an insured as no longer qualified as a Good Driver and non-renew.

  • August 10, 2012 at 4:22 pm
    just a stupid leming says:
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    Wow! I was just thinking that since I have perfect driving record I am going to stop driving because So. California has great public transortation. Not! Oops. Maybe I’ll stop driving so I get worse at it.

    I have perfect health I think I’ll take up smoking too.

    People with perfect driving records don’t stop driving…

    Moronic statement if I have ever heard one.

    “Prop 33 will increase premiums for Californians with perfect driving records who stop driving and have a lapse in insurance coverage for good reasons”

    The Lawyers from “Consumer Watch Dog” think the general public are stupid…



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