ACES Commercial Insurance Services, Inc., a managing general agency offering specialty commercial insurance products now has in-house binding authority for small artisan contractors in California. The program is non-admitted with an AM Best Rated AX carrier, the program is designed for artisan contractors with receipts of up to $1 million annually.
More than 40 classes are available and new custom residential home builders are acceptable. Up to 40 percent subcontracted costs permitted, all written on a full occurrence basis up to a $1m/$2m limit. A standard blanket additional insured with primary & non-contributory are included. New ventures are acceptable with experience. Aces offers up to 12.5 percent commission to appointed agents in this new program.