homeowners policy News

Lighthouse Property Insurance Launches Dwelling Fire Product in South Carolina

Owners of South Carolina rental properties have the option of insuring their residences through Lighthouse Property Insurance Corp. beginning July 14. The coverage is available for rental residence or an owner-occupied home. Optional personal liability coverage and the ability to …

ANE, Hyundai Marine & Fire Launch New Homeowners Insurance Program

ANE, Agency Network Exchange, has formed an agreement with Hyundai Marine & Fire Insurance Co. that gives its members direct access to Hyundai’s new homeowners insurance product. ANE and its member agents collaborated with Hyundai to develop this product, which …

Recent Quakes Push Interest, Sales of Policies in California

Some people don’t need Earth Day to be reminded they live on a planet powered by the forces of nature. The recent string earthquakes on the Pacific belt may have hit home with California homeowners, who were already a bit …

Michigan Man Says Insurance Won’t Cover Bullet Damage from Shootout

A northern Lower Michigan man is upset insurance doesn’t cover the damage done to his mobile home during a neighbor’s shootout with police. Lance Reed tells the Traverse City Record-Eagle he’s already spent $1,500 on repairs to five bullet holes …

In N.J. Pet Sitter Lawsuit, Debate Over ‘Independent Contractor’ Status

A recent court ruling in New Jersey focused on the question of whether a plaintiff who was bitten by a dog while working as a part-time pet sitter can be described as an “independent contractor.” The plaintiff, Hillary Aiges, agreed …

New Jersey Court: Pet Sitter Can Sue Dog’s Owners Over Bite

A New Jersey appellate court says a woman injured by a dog she was being paid to watch can sue the animal’s owners. The Star-Ledger reports the Bergen County woman agreed to care for her neighbor’s golden retriever while they …

Virginia Officials Urge Earthquake Insurance Check

State officials are reminding homeowners to review their insurance policies to see if they have earthquake insurance ahead of a new law that will require better disclosure if policies exclude such coverage. The State Corporation Commission’s Bureau of Insurance says …

Agents Can Advise Clients on Halloween Coverage, Accident Prevention

The Halloween night is filled with frightful risks. Fortunately. insurance agents can play a helpful role by advising their clients about coverage and accident prevention. • The Insurance Information Institute says standard homeowners and renters insurance policies provide coverage for …