homeowners News

One-Size Doesn’t Fit All in Today’s Evolving Homeowners Market

The homeowners insurance line, not often thought of as a bastion of change, is actually quietly evolving beyond the traditional “one-size-fits-all” business. Some of the puzzle pieces that make up homeowners insurance are changing shape and new pieces that address …

California Consumer Group Wants State Farm Homeowners Rate Reduction

State Farm has overcharged its customers roughly $78 million since at least July 2015, and should be required to refund that money, Consumer Watchdog told the California Department of Insurance last week. The group wants State Farm to cut its rates …

Colorado Judge Approves $7M Award for Homes on Sinking Soil

A Colorado judge has upheld an arbitrator’s award of more than $7 million to 20 homeowners at a golf course subdivision near Glenwood Springs whose properties were constructed on a soil linked to sinkholes and subsidence. The Daily Sentinel reported …

California Wildfires Destruction Total Now Tops 1,000 Homes

It has been several days since two huge wildfires in Northern California peaked in their ferocity, yet the damage they did is still being revealed daily. The tally of homes destroyed topped 1,000 on Saturday after authorities assessing damage in …

U.S. Supreme Court Rejects NRA Challenge to San Francisco Gun Law

The U.S. Supreme Court turned away a National Rifle Association challenge to a San Francisco law that requires people who store handguns at home to either put them in a lockbox or disable them with a trigger lock. Over two …

December Was Ohio’s Deadliest Month for Fires in 2014

A string of multiple-fatality home blazes made December Ohio’s deadliest fire month of 2014 and pushed the year’s death toll to 115. Statistics requested by The Associated Press from the state fire marshal’s office show 16 people were killed by …

Lava Nears First Home in Hawaii

Hawaii officials will make arrangements for those living in the path of a lava flow to watch the destruction of their homes. That accommodation is being made to “provide for a means of closure,” Hawaii County Civil Defense Director Darryl …

Homeowners Sue Golf Course For Negligence in California Fire

A group of homeowners has sued a golf course owner for negligence, stemming from a wildfire that destroyed eight houses, two businesses and an apartment complex near San Diego. The lawsuit filed last week in San Diego Superior Court blames …

Lighthouse Insurance Expands Homeowners Program to North Carolina

Beginning in November 2014, Lighthouse Property Insurance Corp. will offer homeowners insurance and flood insurance throughout North Carolina. While Lighthouse will debut in the state with only homeowners and flood, it expects to introduce a dwelling fire product in 2015. …

Lighthouse Property Insurance Launches Dwelling Fire Product in South Carolina

Owners of South Carolina rental properties have the option of insuring their residences through Lighthouse Property Insurance Corp. beginning July 14. The coverage is available for rental residence or an owner-occupied home. Optional personal liability coverage and the ability to …