IRC News

Auto Insurance Affordability Improves in Most States: IRC

Personal auto insurance has become more affordable over time for all income groups,  including low-to-moderate income groups, and in most states, according to a report from the Insurance Research Council (IRC). The industry group says the study also shows that …

Insurance Claim-Padding OK with 24% of Americans: Survey

Twenty-four percent of Americans believe it is acceptable to increase an insurance claim by a small amount to make up for deductibles they are required to pay. That is lower than the 33 percent found in 2002, according to new …

States With ‘No Pay, No Play’ Laws Lower Uninsured Motorists Rate

A state’s percentage of uninsured motorists is affected by a no pay, no play law, albeit modestly. A new study from the Insurance Research Council (IRC) estimates that the uninsured motorist (UM) rate can fall by as much as 1.6 …