Research and Trends News

Top Vehicle Claims Trends from 2014

The top five states in which a person was most likely to file an auto claim last year were all on the East Coast. December had the lowest volume of all vehicle claims of any month. Those facts are just …

P/C Insurers’ Surplus Rose, Profitability Fell in 2014′s First 9 Months

The first nine months of 2014 saw policyholders’ surplus for the U.S. property/casualty insurance industry reach record levels. At the same time, net income after taxes declined substantially and overall profitability took a noticeable dip. As well the annualized rate …

How ‘Crying Wolf’ in Bad Weather Warnings Erodes Public Compliance

The public is more likely to trust and comply with bad weather warnings—such as for winter snowstorms and icy roads—if authorities give their warnings as a probability estimate, according to risk researchers. The researchers were seeking to understand why the …

Securities Class Action Lawsuits, Settlements Get Smaller

The size of federal class action lawsuits accusing companies of securities fraud has dropped significantly, new studies show, as the bull market in stocks approaches its sixth birthday. Losses claimed by shareholders, measured by how much stock prices fell when …

Characteristics of ‘Charlie Hebdo’ Attack Thwarted Counter-Terrorism Efforts: RMS

A number of unique characteristics of the January 7 terrorist attack against satirical French magazine “Charlie Hebdo” allowed terrorists to succeed despite counter-terrorism efforts, according to a new report by Dr. Gordon Woo, catastrophist and terrorism risk expert at RMS, the …

Not All Program Market Competition Is Good

The program insurance business market has enjoyed years of growth and appears on track to continue its expansion. However, while program business is attracting new interest, some participants are cautioning that not all competition is good. Program business premiums grew …

Study Finds Workplace Trust a Predictor of Comp Outcomes in Arkansas

A new study from the Workers Compensation Research Institute (WCRI) identified new predictors of worker outcomes that can help public officials, payors, and health care providers in Arkansas improve the treatment and communication an injured worker receives after an injury ― leading …

Study Finds New Predictors of Workers’ Comp Outcomes in Iowa

A new study from the Workers Compensation Research Institute (WCRI) identified new predictors of worker outcomes that can help public officials, payors, and health care providers in Iowa improve the treatment and communication an injured worker receives after an injury ― leading …

Report: High, Wide Dunes Worked During Superstorm Sandy

A study by a leading coastal science center lends new support to New Jersey’s efforts to build protective sand dunes along its 127-mile coast. The Coastal Research Center at the Richard Stockton College of New Jersey studied the state’s beaches …

Study Finds Big Disparities in Local Prices for Hip, Knee Surgeries

Hip and knee replacements, two of the fastest-growing U.S. medical procedures, are subject to huge – and apparently random – price variations within the same geographical areas, a new insurance industry study said this week. The study by Blue Cross …