Articles by Daina Kawchack Smith, Chief Marketing Officer, PersonalUmbrella.com

Daina Kawchack Smith is a respected leader in the field of personal umbrella insurance. With over 23 years of experience in the insurance industry, Daina brings a breadth of experience to help agents grow by sharing innovative ideas. Before being named chief marketing officer at PersonalUmbrella.com, Daina was an independent agent, CSR and an underwriter for a Fortune 500 wholesaler. She is a licensed Nevada agent and holds a CISR designation.

Best in Snow: Critical Coverage for Hitting the Slopes

This post is part of a series sponsored by PersonalUmbrella.com There are nearly 53 million skiing and snowboarding visits in the U.S. according to the National Ski Areas Association and claims when accidents happen can be complicated. Underlying insurance often …

A Crib Sheet to Strengthening Client Relationships This Holiday

This post is part of a series sponsored by PersonalUmbrella.com The flurry of holiday activities is here and your insureds are going to be busy with the “holiday hustle,” which means that your business could take a nosedive through the …

A Parents’ Nightmare: Is There Coverage for Teenage Mischief-Making?

This post is part of a series sponsored by PersonalUmbrella.com Halloween is a holiday made for mischief and merrymaking — and because the National Retail Federation says nearly 179 million Americans plan to celebrate it this year, it’s a smart …

You’ll Get an A+ by Offering This Coverage

This post is part of a series sponsored by PersonalUmbrella.com Back to school already. The summers seem to be going by faster every year, don’t they? Your customers will have kiddos top of mind this month (who can miss all …

A Better Way to Rent

This post is part of a series sponsored by PersonalUmbrella.com I’ve found that a lot of landlords — especially new ones — don’t seem to get the right type of insurance, let alone high enough limits. Renting is Risky Landlords …

Swimming Pool Deaths Highlight Overlooked Insurance Need

This post is part of a series sponsored by PersonalUmbrella.com We all know the dangers that lurk around swimming pools and encourage our insureds to do their very best to protect themselves and their loved ones. Sadly, even with the …

Don’t Drink and Bike

This post is part of a series sponsored by PersonalUmbrella.com Deaths of intoxicated cyclists is a “significant problem,” according to the Insurance Institute for Highway Safety. They found that these fatalities haven’t declined as much as those of drunk drivers …

An Unlikely Friendship: How an Insurance Review can be the Perfect Vacation Pre-game

This post is part of a series sponsored by PersonalUmbrella.com Vacation season means your customers are probably going to be renting a car pretty soon — or one of their dependents may be. When they call to ask you if …

Standalone Umbrella Carriers Have Finally Worked out the Kinks (Infographic)

This post is part of a series sponsored by PersonalUmbrella.com Standalone umbrella carriers are waiving traditional requirements and making it easier than ever to get policies online. Here’s how.

4 Tips for Selling Personal Umbrellas to First-Time Homebuyers

This post is part of a series sponsored by PersonalUmbrella.com Your insured just bought her first home-sweet-home. Your new homeowner might not realize that this major asset can be taken away because of a claim or lawsuit — even if …