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	<title>Blogs Archives - Insurance Journal</title>
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	<title>Blogs Archives - Insurance Journal</title>
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	<item>
		<title>3 technology must-haves to build distribution velocity</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/08/03/879237.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 03 Aug 2026 09:00:12 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=879237</guid>

							<description><![CDATA[From staffing challenges to rising customer expectations and rapidly evolving technology, agencies are navigating more complexity than ever. Experienced employees are retiring, customer expectations continue to rise, and teams are being asked to do more without adding head count. At &#8230;]]></description>
		
		
		
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		<item>
		<title>Why Brokerages Are Adding Workflow Layers Without Replacing Their AMS</title>
		<link>https://www.insurancejournal.com/blogs/fulcrum/2026/07/29/873848.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 29 Jul 2026 09:00:40 +0000</pubDate>
				<category><![CDATA[Fulcrum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=873848</guid>

							<description><![CDATA[The data is in the system. The work is still in email. Here is why that gap persists and what actually closes it. Most brokerages running a well-configured AMS have the same experience. The system holds years of policy data, &#8230;]]></description>
		
		
		
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		<item>
		<title>Digital visibility, early engagement are key for independent agencies to capture the next generation of policyholders</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/07/28/879232.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 28 Jul 2026 09:00:55 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=879232</guid>

							<description><![CDATA[When young consumers want to buy something, they start online. They type queries into search engines and AI generative assistants. They compare options side by side, scroll through reviews, watch short videos explaining features, and talk with friends in group &#8230;]]></description>
		
		
		
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		<item>
		<title>OIP Insurtech Launches Document Intelligence AI, Reducing Compliance Review Time by Up to 80%</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/07/24/878452.htm</link>
		
				<pubDate>Fri, 24 Jul 2026 09:00:58 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878452</guid>

							<description><![CDATA[New platform automates inspection reviews, bind audits, policy checking, and compliance workflows across carriers, MGAs, brokers, and syndicates. OIP Insurtech has launched Document Intelligence AI, an insurance workflow automation platform that transforms manual inspection reviews, bind audits, policy checking, and &#8230;]]></description>
		
		
		
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		<title>State of the Market 2026: A Focus on Healthcare</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/07/23/876077.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 23 Jul 2026 09:00:47 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876077</guid>

							<description><![CDATA[The healthcare industry continues to navigate a complex risk landscape. Rising claim severity, social inflation, workforce challenges and ongoing regulatory pressures are some of the largest challenges the healthcare market is currently facing. While market conditions have stabilized in certain &#8230;]]></description>
		
		
		
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		<item>
		<title>CRM Software for Insurance Vs. AMS</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/07/22/877581.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 22 Jul 2026 09:00:44 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=877581</guid>

							<description><![CDATA[Key Takeaways Agencies often choose between a CRM and an AMS based on whether they&#8217;re focused on sales or streamlining business operations. CRM software manages sales pipelines and automates communication, while an AMS acts as the system of record for &#8230;]]></description>
		
		
		
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		<item>
		<title>How to Pay for Alliance Risk &#038; Insurance Designation Courses: Employer Support, Subscriptions, and Scholarships</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/07/21/878286.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 21 Jul 2026 09:00:23 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878286</guid>

							<description><![CDATA[Pursuing a professional designation is an exciting step, one that signals a commitment to continuing education and a desire to grow in the insurance industry. Designations are noticed by your peers, leadership, and clients, and indicate that you are going &#8230;]]></description>
		
		
		
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		<item>
		<title>AI Without the Risk: A Small Agency&#8217;s Guide to AI Governance and Data Security</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/07/16/877571.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 16 Jul 2026 09:00:26 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=877571</guid>

							<description><![CDATA[Most growth-focused agency owners in the insurance industry are eager to use automation for the efficiency gains it promises. But many are still stuck on one question: Is artificial intelligence (AI) safe for insurance agents to use with client data? &#8230;]]></description>
		
		
		
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		<title>Risk &#038; Insurance Education Alliance&#8217;s Analysis of Risk Course Is Now Available in a Self-Paced Format</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/07/15/877589.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 15 Jul 2026 09:00:47 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=877589</guid>

							<description><![CDATA[In response to the popularity of its self-paced format, the Risk &#38; Insurance Education Alliance recently added another self-paced course to the Certified Risk Manager (CRM) designation: Analysis of Risk. Like other CRM courses, Analysis of Risk remains available in &#8230;]]></description>
		
		
		
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		<item>
		<title>The 5 Tech Stack Mistakes That Keep Scratch Agencies from Scaling</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/07/15/877552.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 15 Jul 2026 09:00:42 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=877552</guid>

							<description><![CDATA[Key Takeaways Most agency scaling problems aren&#8217;t sales problems, they&#8217;re wiring problems, traced back to year-one technology decisions that don&#8217;t hold up as the book grows. A comparative rater is one capability, not a system; treating it as the whole &#8230;]]></description>
		
		
		
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		<title>Mitigating Urban Hurricane Risk with Grassroots Conversations</title>
		<link>https://www.insurancejournal.com/blogs/cotality/2026/07/13/876719.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 13 Jul 2026 09:00:04 +0000</pubDate>
				<category><![CDATA[Cotality]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876719</guid>

							<description><![CDATA[While high-level boardroom strategies and contingency plans are essential, it&#8217;s the daily, &#8220;boots on the ground&#8221; conversations that can more imminently move the needle. Immediate, practical discussions between insurance professionals and policyholders can save families and insurers massive costs in &#8230;]]></description>
		
		
		
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		<title>Cyber Risk Discovers Insurance Infrastructure</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/07/08/876746.htm</link>
		
					<dc:creator><![CDATA[Patrick Wraight]]></dc:creator>
					<pubDate>Wed, 08 Jul 2026 19:27:55 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<category><![CDATA[cyber incidents]]></category>
		<category><![CDATA[NAIC cybersecurity]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876746</guid>

							<description><![CDATA[It seems like we get alerted of another data breach or other cyber incident every week. These incidents have gone beyond what we expect. It&#8217;s more than the retailer or the online store. We are seeing hospitals, cities, and more &#8230;]]></description>
		
		
		
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		<title>Life Sciences: Where Innovation Meets Risk</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/07/08/876069.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 08 Jul 2026 09:00:45 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876069</guid>

							<description><![CDATA[The life sciences industry, long known for its innovation and complexity, continues to evolve at a remarkable pace. From AI-powered diagnostics to wearable monitors and at-home genetic testing kits, today&#8217;s technologies are changing the way products are developed, distributed and &#8230;]]></description>
		
		
		
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		<item>
		<title>Workflow Debt: The Hidden Barrier to Scaling Specialty Insurance</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/07/08/876348.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 08 Jul 2026 09:00:17 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876348</guid>

							<description><![CDATA[Fourteen years of working inside carrier, MGA, and brokerage operations gives you a particular view of how these businesses actually run. It is rarely the same view leadership has. The gap between those two pictures tends to come down to &#8230;]]></description>
		
		
		
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		<title>Scaling Account Teams Without Hiring: The Operational Playbook</title>
		<link>https://www.insurancejournal.com/blogs/fulcrum/2026/07/07/873845.htm</link>
		
				<pubDate>Tue, 07 Jul 2026 09:00:20 +0000</pubDate>
				<category><![CDATA[Fulcrum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=873845</guid>

							<description><![CDATA[What 25+ acquisitions taught me about growing a brokerage without growing the headcount. In the years I spent helping integrate more than 25 acquired agencies at a large independent brokerage, I watched the same scenario play out more times than &#8230;]]></description>
		
		
		
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		<title>America Turns 250, and the Risk Meter Is Still Working</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/07/02/876192.htm</link>
		
					<dc:creator><![CDATA[Patrick Wraight]]></dc:creator>
					<pubDate>Thu, 02 Jul 2026 20:18:32 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<category><![CDATA[Independence Day celebrations]]></category>
		<category><![CDATA[satire]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876192</guid>

							<description><![CDATA[This weekend, America turns 250 years old and that means that everyone will be celebrating in the most American of ways. We are all for the traditional celebrations, but let&#8217;s face it, it&#8217;s hard to turn the internal risk meter &#8230;]]></description>
		
		
		
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		<title>Innovation in Insurance Starts with Operations</title>
		<link>https://www.insurancejournal.com/blogs/fulcrum/2026/06/29/873840.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 29 Jun 2026 09:00:56 +0000</pubDate>
				<category><![CDATA[Fulcrum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=873840</guid>

							<description><![CDATA[Across the insurance industry there is growing excitement, along with a rapidly expanding set of technology options. AI tools, automation platforms, and digital submission systems promise to make agencies faster, more efficient, and easier to do business with. But the &#8230;]]></description>
		
		
		
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		<item>
		<title>Bridge Specialty Group &#038; BoundAI: Transforming Submission Operations with 40% Cost Savings</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/06/29/875535.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 29 Jun 2026 09:00:10 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=875535</guid>

							<description><![CDATA[Scaling submission operations and underwriting efficiency with BoundAI Bridge Specialty Group (BSG), a division of Arrowhead Intermediaries, is a global specialty insurance wholesaler representing a portfolio of specialty brands with offices across the United States, the United Kingdom, and Europe. &#8230;]]></description>
		
		
		
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		<title>The Insurance Review Clients Actually Need This Summer</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/06/24/875032.htm</link>
		
					<dc:creator><![CDATA[Patrick Wraight]]></dc:creator>
					<pubDate>Wed, 24 Jun 2026 12:00:32 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<category><![CDATA[flood]]></category>
		<category><![CDATA[hurricane deductibles]]></category>
		<category><![CDATA[Hurricane Season]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=875032</guid>

							<description><![CDATA[The Atlantic hurricane season is almost a month old. Two events have already happened that could improperly shape our vision of this year&#8217;s storm season if we don&#8217;t keep a proper perspective on it. The first event was the announcement &#8230;]]></description>
		
		
		
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		<title>The Challenges of D&#038;O Risk in Private Equity</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/06/24/872212.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 24 Jun 2026 09:00:01 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=872212</guid>

							<description><![CDATA[Private equity (PE) ownership reshapes the governance profile of a business, and with it, the directors &#38; officers (D&#38;O) risk. Mergers and acquisitions, debt financing and board appointments all increase the likelihood of claims, particularly when deals sour or minority &#8230;]]></description>
		
		
		
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		<title>Beyond Auto and Home: Why Agencies Should Eye Small Commercial Insurance</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/06/19/874221.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Fri, 19 Jun 2026 09:00:50 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=874221</guid>

							<description><![CDATA[If your insurance agency is built primarily on personal lines like auto, homeowners, or renters&#8217; insurance, you already know the market has been challenging to manage. Shifts in underwriting, carrier pricing, and eligibility can impact profitability, even when your renewal &#8230;]]></description>
		
		
		
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		<title>How FirstMark Insurance Group Evolved from Chasing Renewals to Anticipating Them</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/06/11/873306.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 11 Jun 2026 09:00:17 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=873306</guid>

							<description><![CDATA[What if every missed renewal could have been saved by a conversation weeks earlier? It can cost seven to nine times more to acquire a new client than to retain one. Yet most independent agencies still manage renewals the same &#8230;]]></description>
		
		
		
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		<title>How employee assistance programs drive better workers&#8217; comp outcomes</title>
		<link>https://www.insurancejournal.com/blogs/workpartners/2026/06/08/872134.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 08 Jun 2026 09:00:37 +0000</pubDate>
				<category><![CDATA[Workpartners]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=872134</guid>

							<description><![CDATA[Some workers&#8217; comp carriers recognize that addressing an injured worker&#8217;s stress can speed up recovery, but not all provide a holistic approach. Integrating an employee assistance program (EAP) into a workers&#8217; comp program supports total worker health after—and before—an injury. &#8230;]]></description>
		
		
		
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		<title>Mind the Gap: D&#038;O Runoff in M&#038;A Transactions</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/06/05/872200.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Fri, 05 Jun 2026 09:00:54 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=872200</guid>

							<description><![CDATA[M&#38;A transactions are designed to mark a clean break — new ownership, new strategy and a new chapter for the organization. For directors and officers (D&#38;O), however, liability does not end at closing. Decisions made in the months and years &#8230;]]></description>
		
		
		
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		<title>Renewals Don&#8217;t Have to Be a Fire Drill</title>
		<link>https://www.insurancejournal.com/blogs/dyad/2026/05/28/871515.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 28 May 2026 09:00:47 +0000</pubDate>
				<category><![CDATA[dyad]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=871515</guid>

							<description><![CDATA[After 30 years working in insurance agencies and agency technology, I have seen almost every version of the renewal process. I have seen agencies that start early, communicate clearly, and move accounts through renewal with confidence. I have also seen &#8230;]]></description>
		
		
		
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		<title>Cut Manual Work: Insurance Operations Automation with EZLynx</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/05/26/871177.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 26 May 2026 09:00:07 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=871177</guid>

							<description><![CDATA[How much of your team&#8217;s day is spent on tasks that could run on autopilot? Sending renewal reminders. Confirming policy changes. Tracking submissions. Following up on unanswered emails. These are all important business processes, but they don&#8217;t need a person &#8230;]]></description>
		
		
		
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		<title>Securing Favorable Terms on Unbundled Business Auto Coverage</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/05/21/867998.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 21 May 2026 09:00:09 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=867998</guid>

							<description><![CDATA[For years, business auto coverage was quietly bundled into large commercial insurance packages where general liability, property and workers&#8217; compensation took center stage. As loss ratios have worsened, however, insurers are rethinking this model, unbundling auto insurance from packages and &#8230;]]></description>
		
		
		
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		<title>Cotality&#8217;s Focus on Interoperability: Producing End-to-End Trust for Insurance and Restoration</title>
		<link>https://www.insurancejournal.com/blogs/cotality/2026/05/20/870607.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 20 May 2026 09:00:58 +0000</pubDate>
				<category><![CDATA[Cotality]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=870607</guid>

							<description><![CDATA[In 2026, Cotality established four product vision pillars to serve as a roadmap to optimize innovation. These pillars—c imagery, interoperability, seamless workflows, and agentic AI—guide us in the development of solutions that enable all property insurance industry users to consistently &#8230;]]></description>
		
		
		
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		<title>How AI Is Reshaping the Independent Insurance Agency</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/05/20/870552.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 20 May 2026 09:00:51 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=870552</guid>

							<description><![CDATA[Independent insurance agents are under real pressure right now. Client expectations are rising, renewals are growing more complex, and administrative work keeps expanding – often faster than headcount can keep up. The cost isn&#8217;t just busy teams; it&#8217;s accounts that &#8230;]]></description>
		
		
		
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		<title>The Hidden Insurance Risks of Ultra-Processed Foods</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/05/15/870111.htm</link>
		
					<dc:creator><![CDATA[Patrick Wraight]]></dc:creator>
					<pubDate>Fri, 15 May 2026 18:30:35 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<category><![CDATA[ultra processed foods]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=870111</guid>

							<description><![CDATA[American grocery culture is so used to ultra-processed foods that snack maker Frito-Lay recently decided to overhaul their potato chip bags to tell people specifically that their potato chips are made with real potatoes. Ultra-processed foods are everywhere, and in &#8230;]]></description>
		
		
		
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