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	<title>Blogs Archives - Insurance Journal</title>
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	<title>Blogs Archives - Insurance Journal</title>
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	<item>
		<title>Using AI in Your Insurance Agency? Don&#8217;t Overlook the New E&#038;O Risks</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/09/15/884858.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 15 Sep 2026 09:00:53 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=884858</guid>

							<description><![CDATA[How are you using AI at work? Are you using AI only to write emails or summaries, and feeling unclear about what more you can accomplish with AI? More concerning, are you using AI in ways that distance you from &#8230;]]></description>
		
		
		
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		<item>
		<title>Is your agency ready for commercial lines? A 5-point readiness check</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/09/10/883753.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 10 Sep 2026 09:00:50 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=883753</guid>

							<description><![CDATA[Key Takeaways Readiness for commercial lines is something you can score point by point, not something you feel your way into Demonstrated demand often shows up early – clients asking about new LLCs, side businesses or home-based work Commercial exposure &#8230;]]></description>
		
		
		
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		<item>
		<title>Three ways AI is reshaping independent insurance agencies</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/09/09/884073.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 09 Sep 2026 09:00:28 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=884073</guid>

							<description><![CDATA[AI is changing the independent insurance channel right before our eyes. It&#8217;s happening so fast and so drastically that it can be hard to see where the end point is. According to James Thom, Vertafore&#8217;s Chief AI Officer, artificial intelligence &#8230;]]></description>
		
		
		
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		<item>
		<title>Jencap Selects OIP Insurtech to Accelerate AI-Enabled Underwriting Operations</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/09/08/884067.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 08 Sep 2026 09:00:56 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=884067</guid>

							<description><![CDATA[Jencap, one of the largest wholesale insurance intermediaries in the United States, is continuing to invest in technology that strengthens the speed, precision, and scalability of its specialty insurance platform. Through its new partnership with BoundAI, powered by OIP Insurtech, &#8230;]]></description>
		
		
		
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		<item>
		<title>Breaking the Mold: The Role of MGA Innovation in Today&#8217;s Specialty Market</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/09/08/883906.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 08 Sep 2026 09:00:26 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=883906</guid>

							<description><![CDATA[From evolving liability trends to niche, hard-to-place exposures, today&#8217;s environment demands more tailored, responsive solutions. That&#8217;s where Managing General Agents (MGAs) play an increasingly critical role. MGAs sit at the intersection of specialization and speed, bringing deep underwriting expertise together &#8230;]]></description>
		
		
		
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		<item>
		<title>From Uncertainty to Underwriting: How Specialty Markets Arise</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/09/04/883780.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Fri, 04 Sep 2026 09:00:05 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=883780</guid>

							<description><![CDATA[Insurance has always been about helping people and businesses navigate uncertainty. And the industry has continually adapted to protect new risks as they emerge. Many of today&#8217;s established specialty insurance markets began this way. For example, before cyber insurance became &#8230;]]></description>
		
		
		
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		<item>
		<title>What 25 Acquisitions Taught Me About Operational Consistency</title>
		<link>https://www.insurancejournal.com/blogs/fulcrum/2026/09/03/880947.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 03 Sep 2026 09:00:57 +0000</pubDate>
				<category><![CDATA[Fulcrum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880947</guid>

							<description><![CDATA[Over the course of my career I have been involved in more than 25 agency acquisitions, first as VP of Agency Operations at a large independent brokerage working through an aggressive growth period, and more recently through my work helping &#8230;]]></description>
		
		
		
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		<item>
		<title>What captive agents underestimate about running their own agencies</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/09/03/883762.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 03 Sep 2026 09:00:21 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=883762</guid>

							<description><![CDATA[Key Takeaways As a captive, your carrier hands you the technology. As an independent, you serve as both the buyer and the administrator. Licensing, appointments and entity setup get checklist attention. The operating model rarely gets equal weight. New agencies &#8230;]]></description>
		
		
		
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		<item>
		<title>Why Every Commercial-Lines Agency Needs AI Risk Fluency</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/08/28/883194.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Fri, 28 Aug 2026 09:00:43 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=883194</guid>

							<description><![CDATA[Over the past year, artificial intelligence has quietly moved from experimentation to everyday business operations. Companies have formalized their AI use for everything from drafting client communications, automating workflows, analyzing financial data, supporting hiring decisions, and accelerating customer service. In &#8230;]]></description>
		
		
		
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		<item>
		<title>How Ben Williams Insurance Group went from paper and pen to instant answers</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/08/27/883022.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 27 Aug 2026 09:00:04 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=883022</guid>

							<description><![CDATA[Key Takeaways A client call is only as fast as the information behind it – digging through carrier portals, spreadsheets and old notes costs real time on every single call EVA Account Summarization pulls a client&#8217;s emails, texts, agent notes &#8230;]]></description>
		
		
		
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		<item>
		<title>Restaurant Risk Management: Addressing Emerging Hospitality Exposures and Coverage Challenges</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/08/26/882220.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 26 Aug 2026 09:00:46 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882220</guid>

							<description><![CDATA[Restaurants and hospitality businesses face an ever-changing risk landscape. From rising liability exposures to personnel challenges to emerging environmental risks, staying up to speed can be difficult. To help professionals stay ahead of these problems, the Risk &#38; Insurance Education &#8230;]]></description>
		
		
		
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		<item>
		<title>The Implementation Gap: Why Good Technology Fails Inside Good Brokerages</title>
		<link>https://www.insurancejournal.com/blogs/fulcrum/2026/08/26/880946.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 26 Aug 2026 09:00:45 +0000</pubDate>
				<category><![CDATA[Fulcrum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880946</guid>

							<description><![CDATA[One of the more consistent things I have observed working with brokerage teams on technology implementation is how different the first 90 days looks from the demo that preceded it. In a demonstration, the tool performs well. The workflow is &#8230;]]></description>
		
		
		
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		<item>
		<title>Why 400+ Loss Run Formats and 5 Years in Production Make Insurance AI Actually Work</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/08/24/882207.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 24 Aug 2026 09:00:53 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882207</guid>

							<description><![CDATA[A new AI platform for insurance seems to launch every other week. Most of them are young companies. They spotted an opportunity in insurance, hired a team, and started building. A year or two later, they have a product. It &#8230;]]></description>
		
		
		
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		<item>
		<title>Severe Convective Storms Demand Closer Attention</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/08/24/880464.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 24 Aug 2026 09:00:03 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880464</guid>

							<description><![CDATA[Severe convective storms (SCS) are no longer a secondary concern in the catastrophe (CAT) risk landscape. Once viewed as frequent yet manageable events, hail, tornadoes and high winds are now generating losses at a scale that rivals hurricanes and other &#8230;]]></description>
		
		
		
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		<item>
		<title>Specialize Your Expertise: Alliance Programs for Construction, Restaurant, Workers Compensation, Cyber, and Environmental Risks</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/08/21/882202.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Fri, 21 Aug 2026 09:00:20 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882202</guid>

							<description><![CDATA[Do you work with contractors or restaurants? Maybe Workers Compensation is your field? Or maybe you have clients or an employer with cyber or environmental risks that you help manage? The Risk &#38; Insurance Education Alliance created certifications designed around &#8230;]]></description>
		
		
		
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		<item>
		<title>The retention engine hiding in the field</title>
		<link>https://www.insurancejournal.com/blogs/cotality/2026/08/20/882199.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 20 Aug 2026 09:00:10 +0000</pubDate>
				<category><![CDATA[Cotality]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882199</guid>

							<description><![CDATA[Loyal, content customers are worth their weight in gold, literally; acquiring a new customer costs five to 25 times more than retaining an existing one, according to Harvard Business Review. Executive teams pour millions into customer experience initiatives, sophisticated mobile &#8230;]]></description>
		
		
		
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		<item>
		<title>The Modern Insurance Agency Management System: Essential Features for Growth</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/08/20/882223.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 20 Aug 2026 09:00:00 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882223</guid>

							<description><![CDATA[As an independent agent, you wear a lot of hats. The last thing you need is a management system that adds more work instead of taking it off your plate. Customer expectations are rising, competition is increasing, and the agencies &#8230;]]></description>
		
		
		
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		<item>
		<title>Stay in Your Lane &#8211; Part 2</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/08/19/878605.htm</link>
		
				<pubDate>Wed, 19 Aug 2026 12:00:44 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878605</guid>

							<description><![CDATA[NOTE: This is the second part of a two-part series by guest contributor, Michael Gay. Here&#8217;s a link to part 1 if you haven&#8217;t read it yet. https://www.insurancejournal.com/blogs/academy-journal/2026/08/12/878595.htm Sometimes the Best Business Decision Is to Simply Walk Away Turning away &#8230;]]></description>
		
		
		
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		<title>AI vs. Automation: The Shift That&#8217;s Changing Agency Workflows</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/08/19/880956.htm</link>
		
				<pubDate>Wed, 19 Aug 2026 09:00:06 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880956</guid>

							<description><![CDATA[If you&#8217;ve evaluated new technology recently, you&#8217;ve likely noticed how quickly &#8220;AI-powered&#8221; capabilities become part of the conversation. From automated emails to workflow triggers to renewal reminders, many capabilities are grouped together. In practice, they serve different roles and are &#8230;]]></description>
		
		
		
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		<title>How Small Agencies Can Win in Commercial Lines Quoting</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/08/14/881127.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Fri, 14 Aug 2026 09:00:51 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=881127</guid>

							<description><![CDATA[Key Takeaways Small agencies can quote commercial lines without a dedicated commercial lines team: the right workflow carries the load. Appetite guidance routes each risk to the carriers that want it – within the markets you&#8217;re already appointed with, since &#8230;]]></description>
		
		
		
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		<title>Inside the Risk &#038; Insurance Education Alliance&#8217;s Workforce Strategy: What We Learned About Leading a Remote Team</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/08/13/881161.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 13 Aug 2026 09:00:56 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=881161</guid>

							<description><![CDATA[In 2020, when the COVID-19 pandemic forced organizations around the world to rethink how work got done, the Risk &#38; Insurance Education Alliance was no exception. Like many employers, we transitioned our workforce to remote operations almost overnight. At the &#8230;]]></description>
		
		
		
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		<title>Why Brokerages Are Adding Workflow Layers Without Replacing Their AMS</title>
		<link>https://www.insurancejournal.com/blogs/fulcrum/2026/08/13/880942.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 13 Aug 2026 09:00:53 +0000</pubDate>
				<category><![CDATA[Fulcrum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880942</guid>

							<description><![CDATA[After nearly two decades working inside agencies and helping teams implement and redesign their operating models, I have come to think that most frustrations with agency management systems are pointing at the wrong target. The AMS is doing its job. &#8230;]]></description>
		
		
		
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		<item>
		<title>Stay in Your Lane &#8211; Part 1</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/08/12/878595.htm</link>
		
				<pubDate>Wed, 12 Aug 2026 12:00:42 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<category><![CDATA[Agents & Brokers]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Risk Management]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878595</guid>

							<description><![CDATA[NOTE: This is the first part of a two-part guest post from Friend of the Academy, Michael Gay. Why Saying &#8220;No&#8221; May Be the Best Decision an Insurance Agent Can Make The account looked promising. The prospect was successful, the &#8230;]]></description>
		
		
		
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		<title>7 Ways to Put AI to Work in Your Agency (Without a Tech Team)</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/08/12/881124.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 12 Aug 2026 09:00:42 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=881124</guid>

							<description><![CDATA[Key Takeaways AI for a small agency does not require a tech team. Most of what is useful today is either already built into your software or coming soon to the system you may already use. There are seven specific &#8230;]]></description>
		
		
		
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		<title>5 Strategic Tradeoffs MGAs Are Navigating</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/08/11/880952.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 11 Aug 2026 09:00:44 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880952</guid>

							<description><![CDATA[The MGA market has evolved at a remarkable pace, outpacing the broader P&#38;C insurance market in some years due to specialization and the need for niche expertise. At the same time, growth is bringing on complexity: carrier expectations are rising, &#8230;]]></description>
		
		
		
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		<title>Workflow Debt: The Hidden Barrier to Scaling Specialty Insurance</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/08/10/880672.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 10 Aug 2026 09:00:45 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880672</guid>

							<description><![CDATA[Fourteen years of working inside carrier, MGA, and brokerage operations gives you a particular view of how these businesses actually run. It is rarely the same view leadership has. The gap between those two pictures tends to come down to &#8230;]]></description>
		
		
		
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		<title>Lower Wildfire Premiums Shouldn&#8217;t Distract from Ongoing Risk</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/08/06/880460.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 06 Aug 2026 09:00:30 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880460</guid>

							<description><![CDATA[The property market is finally offering some welcome relief, with rates softening across many segments – including areas where wildfire and severe weather risks remain. However, lower premiums shouldn&#8217;t distract insureds from the need to understand how those exposures are &#8230;]]></description>
		
		
		
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		<title>3 technology must-haves to build distribution velocity</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/08/03/879237.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 03 Aug 2026 09:00:12 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=879237</guid>

							<description><![CDATA[From staffing challenges to rising customer expectations and rapidly evolving technology, agencies are navigating more complexity than ever. Experienced employees are retiring, customer expectations continue to rise, and teams are being asked to do more without adding head count. At &#8230;]]></description>
		
		
		
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		<title>Digital Visibility, Early Engagement Are Key for Independent Agencies to Capture the Next Generation of Policyholders</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/07/28/879232.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 28 Jul 2026 09:00:55 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=879232</guid>

							<description><![CDATA[When young consumers want to buy something, they start online. They type queries into search engines and AI generative assistants. They compare options side by side, scroll through reviews, watch short videos explaining features, and talk with friends in group &#8230;]]></description>
		
		
		
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		<title>OIP Insurtech Launches Document Intelligence AI, Reducing Compliance Review Time by Up to 80%</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/07/24/878452.htm</link>
		
				<pubDate>Fri, 24 Jul 2026 09:00:58 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878452</guid>

							<description><![CDATA[New platform automates inspection reviews, bind audits, policy checking, and compliance workflows across carriers, MGAs, brokers, and syndicates. OIP Insurtech has launched Document Intelligence AI, an insurance workflow automation platform that transforms manual inspection reviews, bind audits, policy checking, and &#8230;]]></description>
		
		
		
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