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	<title>Blogs Archives - Insurance Journal</title>
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	<title>Blogs Archives - Insurance Journal</title>
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	<item>
		<title>Why 400+ Loss Run Formats and 5 Years in Production Make Insurance AI Actually Work</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/08/24/882207.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 24 Aug 2026 09:00:53 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882207</guid>

							<description><![CDATA[A new AI platform for insurance seems to launch every other week. Most of them are young companies. They spotted an opportunity in insurance, hired a team, and started building. A year or two later, they have a product. It &#8230;]]></description>
		
		
		
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		<item>
		<title>Severe Convective Storms Demand Closer Attention</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/08/24/880464.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 24 Aug 2026 09:00:03 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880464</guid>

							<description><![CDATA[Severe convective storms (SCS) are no longer a secondary concern in the catastrophe (CAT) risk landscape. Once viewed as frequent yet manageable events, hail, tornadoes and high winds are now generating losses at a scale that rivals hurricanes and other &#8230;]]></description>
		
		
		
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		<item>
		<title>Specialize Your Expertise: Alliance Programs for Construction, Restaurant, Workers Compensation, Cyber, and Environmental Risks</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/08/21/882202.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Fri, 21 Aug 2026 09:00:20 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882202</guid>

							<description><![CDATA[Do you work with contractors or restaurants? Maybe Workers Compensation is your field? Or maybe you have clients or an employer with cyber or environmental risks that you help manage? The Risk &#38; Insurance Education Alliance created certifications designed around &#8230;]]></description>
		
		
		
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		<item>
		<title>The retention engine hiding in the field</title>
		<link>https://www.insurancejournal.com/blogs/cotality/2026/08/20/882199.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 20 Aug 2026 09:00:10 +0000</pubDate>
				<category><![CDATA[Cotality]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882199</guid>

							<description><![CDATA[Loyal, content customers are worth their weight in gold, literally; acquiring a new customer costs five to 25 times more than retaining an existing one, according to Harvard Business Review. Executive teams pour millions into customer experience initiatives, sophisticated mobile &#8230;]]></description>
		
		
		
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		<item>
		<title>The Modern Insurance Agency Management System: Essential Features for Growth</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/08/20/882223.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 20 Aug 2026 09:00:00 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=882223</guid>

							<description><![CDATA[As an independent agent, you wear a lot of hats. The last thing you need is a management system that adds more work instead of taking it off your plate. Customer expectations are rising, competition is increasing, and the agencies &#8230;]]></description>
		
		
		
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		<item>
		<title>Stay in Your Lane &#8211; Part 2</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/08/19/878605.htm</link>
		
				<pubDate>Wed, 19 Aug 2026 12:00:44 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878605</guid>

							<description><![CDATA[NOTE: This is the second part of a two-part series by guest contributor, Michael Gay. Here&#8217;s a link to part 1 if you haven&#8217;t read it yet. https://www.insurancejournal.com/blogs/academy-journal/2026/08/12/878595.htm Sometimes the Best Business Decision Is to Simply Walk Away Turning away &#8230;]]></description>
		
		
		
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		<item>
		<title>AI vs. Automation: The Shift That&#8217;s Changing Agency Workflows</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/08/19/880956.htm</link>
		
				<pubDate>Wed, 19 Aug 2026 09:00:06 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880956</guid>

							<description><![CDATA[If you&#8217;ve evaluated new technology recently, you&#8217;ve likely noticed how quickly &#8220;AI-powered&#8221; capabilities become part of the conversation. From automated emails to workflow triggers to renewal reminders, many capabilities are grouped together. In practice, they serve different roles and are &#8230;]]></description>
		
		
		
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		<item>
		<title>How Small Agencies Can Win in Commercial Lines Quoting</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/08/14/881127.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Fri, 14 Aug 2026 09:00:51 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=881127</guid>

							<description><![CDATA[Key Takeaways Small agencies can quote commercial lines without a dedicated commercial lines team: the right workflow carries the load. Appetite guidance routes each risk to the carriers that want it – within the markets you&#8217;re already appointed with, since &#8230;]]></description>
		
		
		
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		<item>
		<title>Inside the Risk &#038; Insurance Education Alliance&#8217;s Workforce Strategy: What We Learned About Leading a Remote Team</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/08/13/881161.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 13 Aug 2026 09:00:56 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=881161</guid>

							<description><![CDATA[In 2020, when the COVID-19 pandemic forced organizations around the world to rethink how work got done, the Risk &#38; Insurance Education Alliance was no exception. Like many employers, we transitioned our workforce to remote operations almost overnight. At the &#8230;]]></description>
		
		
		
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		<item>
		<title>Why Brokerages Are Adding Workflow Layers Without Replacing Their AMS</title>
		<link>https://www.insurancejournal.com/blogs/fulcrum/2026/08/13/880942.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 13 Aug 2026 09:00:53 +0000</pubDate>
				<category><![CDATA[Fulcrum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880942</guid>

							<description><![CDATA[After nearly two decades working inside agencies and helping teams implement and redesign their operating models, I have come to think that most frustrations with agency management systems are pointing at the wrong target. The AMS is doing its job. &#8230;]]></description>
		
		
		
			</item>
		<item>
		<title>Stay in Your Lane &#8211; Part 1</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/08/12/878595.htm</link>
		
				<pubDate>Wed, 12 Aug 2026 12:00:42 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<category><![CDATA[Agents & Brokers]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Risk Management]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878595</guid>

							<description><![CDATA[NOTE: This is the first part of a two-part guest post from Friend of the Academy, Michael Gay. Why Saying &#8220;No&#8221; May Be the Best Decision an Insurance Agent Can Make The account looked promising. The prospect was successful, the &#8230;]]></description>
		
		
		
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		<item>
		<title>7 Ways to Put AI to Work in Your Agency (Without a Tech Team)</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/08/12/881124.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 12 Aug 2026 09:00:42 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=881124</guid>

							<description><![CDATA[Key Takeaways AI for a small agency does not require a tech team. Most of what is useful today is either already built into your software or coming soon to the system you may already use. There are seven specific &#8230;]]></description>
		
		
		
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		<item>
		<title>5 Strategic Tradeoffs MGAs Are Navigating</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/08/11/880952.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 11 Aug 2026 09:00:44 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880952</guid>

							<description><![CDATA[The MGA market has evolved at a remarkable pace, outpacing the broader P&#38;C insurance market in some years due to specialization and the need for niche expertise. At the same time, growth is bringing on complexity: carrier expectations are rising, &#8230;]]></description>
		
		
		
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		<item>
		<title>Workflow Debt: The Hidden Barrier to Scaling Specialty Insurance</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/08/10/880672.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 10 Aug 2026 09:00:45 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880672</guid>

							<description><![CDATA[Fourteen years of working inside carrier, MGA, and brokerage operations gives you a particular view of how these businesses actually run. It is rarely the same view leadership has. The gap between those two pictures tends to come down to &#8230;]]></description>
		
		
		
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		<item>
		<title>Lower Wildfire Premiums Shouldn&#8217;t Distract from Ongoing Risk</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/08/06/880460.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 06 Aug 2026 09:00:30 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=880460</guid>

							<description><![CDATA[The property market is finally offering some welcome relief, with rates softening across many segments – including areas where wildfire and severe weather risks remain. However, lower premiums shouldn&#8217;t distract insureds from the need to understand how those exposures are &#8230;]]></description>
		
		
		
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		<item>
		<title>3 technology must-haves to build distribution velocity</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/08/03/879237.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 03 Aug 2026 09:00:12 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=879237</guid>

							<description><![CDATA[From staffing challenges to rising customer expectations and rapidly evolving technology, agencies are navigating more complexity than ever. Experienced employees are retiring, customer expectations continue to rise, and teams are being asked to do more without adding head count. At &#8230;]]></description>
		
		
		
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		<title>Digital Visibility, Early Engagement Are Key for Independent Agencies to Capture the Next Generation of Policyholders</title>
		<link>https://www.insurancejournal.com/blogs/vertafore/2026/07/28/879232.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 28 Jul 2026 09:00:55 +0000</pubDate>
				<category><![CDATA[Vertafore]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=879232</guid>

							<description><![CDATA[When young consumers want to buy something, they start online. They type queries into search engines and AI generative assistants. They compare options side by side, scroll through reviews, watch short videos explaining features, and talk with friends in group &#8230;]]></description>
		
		
		
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		<item>
		<title>OIP Insurtech Launches Document Intelligence AI, Reducing Compliance Review Time by Up to 80%</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/07/24/878452.htm</link>
		
				<pubDate>Fri, 24 Jul 2026 09:00:58 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878452</guid>

							<description><![CDATA[New platform automates inspection reviews, bind audits, policy checking, and compliance workflows across carriers, MGAs, brokers, and syndicates. OIP Insurtech has launched Document Intelligence AI, an insurance workflow automation platform that transforms manual inspection reviews, bind audits, policy checking, and &#8230;]]></description>
		
		
		
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		<item>
		<title>State of the Market 2026: A Focus on Healthcare</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/07/23/876077.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 23 Jul 2026 09:00:47 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876077</guid>

							<description><![CDATA[The healthcare industry continues to navigate a complex risk landscape. Rising claim severity, social inflation, workforce challenges and ongoing regulatory pressures are some of the largest challenges the healthcare market is currently facing. While market conditions have stabilized in certain &#8230;]]></description>
		
		
		
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		<title>CRM Software for Insurance Vs. AMS</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/07/22/877581.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 22 Jul 2026 09:00:44 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=877581</guid>

							<description><![CDATA[Key Takeaways Agencies often choose between a CRM and an AMS based on whether they&#8217;re focused on sales or streamlining business operations. CRM software manages sales pipelines and automates communication, while an AMS acts as the system of record for &#8230;]]></description>
		
		
		
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		<title>How to Pay for Alliance Risk &#038; Insurance Designation Courses: Employer Support, Subscriptions, and Scholarships</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/07/21/878286.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Tue, 21 Jul 2026 09:00:23 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=878286</guid>

							<description><![CDATA[Pursuing a professional designation is an exciting step, one that signals a commitment to continuing education and a desire to grow in the insurance industry. Designations are noticed by your peers, leadership, and clients, and indicate that you are going &#8230;]]></description>
		
		
		
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		<title>AI Without the Risk: A Small Agency&#8217;s Guide to AI Governance and Data Security</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/07/16/877571.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Thu, 16 Jul 2026 09:00:26 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=877571</guid>

							<description><![CDATA[Most growth-focused agency owners in the insurance industry are eager to use automation for the efficiency gains it promises. But many are still stuck on one question: Is artificial intelligence (AI) safe for insurance agents to use with client data? &#8230;]]></description>
		
		
		
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		<title>Risk &#038; Insurance Education Alliance&#8217;s Analysis of Risk Course Is Now Available in a Self-Paced Format</title>
		<link>https://www.insurancejournal.com/blogs/risk-insurance-education-alliance/2026/07/15/877589.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 15 Jul 2026 09:00:47 +0000</pubDate>
				<category><![CDATA[Risk & Insurance Education Alliance]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=877589</guid>

							<description><![CDATA[In response to the popularity of its self-paced format, the Risk &#38; Insurance Education Alliance recently added another self-paced course to the Certified Risk Manager (CRM) designation: Analysis of Risk. Like other CRM courses, Analysis of Risk remains available in &#8230;]]></description>
		
		
		
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		<title>The 5 Tech Stack Mistakes That Keep Scratch Agencies from Scaling</title>
		<link>https://www.insurancejournal.com/blogs/ezlynx/2026/07/15/877552.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 15 Jul 2026 09:00:42 +0000</pubDate>
				<category><![CDATA[EZLynx]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=877552</guid>

							<description><![CDATA[Key Takeaways Most agency scaling problems aren&#8217;t sales problems, they&#8217;re wiring problems, traced back to year-one technology decisions that don&#8217;t hold up as the book grows. A comparative rater is one capability, not a system; treating it as the whole &#8230;]]></description>
		
		
		
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		<title>Mitigating Urban Hurricane Risk with Grassroots Conversations</title>
		<link>https://www.insurancejournal.com/blogs/cotality/2026/07/13/876719.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Mon, 13 Jul 2026 09:00:04 +0000</pubDate>
				<category><![CDATA[Cotality]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876719</guid>

							<description><![CDATA[While high-level boardroom strategies and contingency plans are essential, it&#8217;s the daily, &#8220;boots on the ground&#8221; conversations that can more imminently move the needle. Immediate, practical discussions between insurance professionals and policyholders can save families and insurers massive costs in &#8230;]]></description>
		
		
		
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		<title>Cyber Risk Discovers Insurance Infrastructure</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/07/08/876746.htm</link>
		
					<dc:creator><![CDATA[Patrick Wraight]]></dc:creator>
					<pubDate>Wed, 08 Jul 2026 19:27:55 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<category><![CDATA[cyber incidents]]></category>
		<category><![CDATA[NAIC cybersecurity]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876746</guid>

							<description><![CDATA[It seems like we get alerted of another data breach or other cyber incident every week. These incidents have gone beyond what we expect. It&#8217;s more than the retailer or the online store. We are seeing hospitals, cities, and more &#8230;]]></description>
		
		
		
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		<title>Life Sciences: Where Innovation Meets Risk</title>
		<link>https://www.insurancejournal.com/blogs/amwins/2026/07/08/876069.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 08 Jul 2026 09:00:45 +0000</pubDate>
				<category><![CDATA[Amwins]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876069</guid>

							<description><![CDATA[The life sciences industry, long known for its innovation and complexity, continues to evolve at a remarkable pace. From AI-powered diagnostics to wearable monitors and at-home genetic testing kits, today&#8217;s technologies are changing the way products are developed, distributed and &#8230;]]></description>
		
		
		
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		<title>Workflow Debt: The Hidden Barrier to Scaling Specialty Insurance</title>
		<link>https://www.insurancejournal.com/blogs/oip/2026/07/08/876348.htm</link>
		
					<dc:creator><![CDATA[Admin]]></dc:creator>
					<pubDate>Wed, 08 Jul 2026 09:00:17 +0000</pubDate>
				<category><![CDATA[OIP Insurtech]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876348</guid>

							<description><![CDATA[Fourteen years of working inside carrier, MGA, and brokerage operations gives you a particular view of how these businesses actually run. It is rarely the same view leadership has. The gap between those two pictures tends to come down to &#8230;]]></description>
		
		
		
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		<title>Scaling Account Teams Without Hiring: The Operational Playbook</title>
		<link>https://www.insurancejournal.com/blogs/fulcrum/2026/07/07/873845.htm</link>
		
				<pubDate>Tue, 07 Jul 2026 09:00:20 +0000</pubDate>
				<category><![CDATA[Fulcrum]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=873845</guid>

							<description><![CDATA[What 25+ acquisitions taught me about growing a brokerage without growing the headcount. In the years I spent helping integrate more than 25 acquired agencies at a large independent brokerage, I watched the same scenario play out more times than &#8230;]]></description>
		
		
		
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		<title>America Turns 250, and the Risk Meter Is Still Working</title>
		<link>https://www.insurancejournal.com/blogs/academy-journal/2026/07/02/876192.htm</link>
		
					<dc:creator><![CDATA[Patrick Wraight]]></dc:creator>
					<pubDate>Thu, 02 Jul 2026 20:18:32 +0000</pubDate>
				<category><![CDATA[Academy Journal]]></category>
		<category><![CDATA[Independence Day celebrations]]></category>
		<category><![CDATA[satire]]></category>
		<guid isPermaLink="false">https://www.insurancejournal.com/?p=876192</guid>

							<description><![CDATA[This weekend, America turns 250 years old and that means that everyone will be celebrating in the most American of ways. We are all for the traditional celebrations, but let&#8217;s face it, it&#8217;s hard to turn the internal risk meter &#8230;]]></description>
		
		
		
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