How High is Your Insurance IQ?

By | September 4, 2018

  • September 5, 2018 at 1:44 pm
    seymoore says:
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    Umbrella coverage is advisable for most insureds as is the need for higher limits ; State minimums are often seen as being covered adequately since you are “legal” … Our approach is to take higher deductibles and channeling that savings to help offset the cost of higher limits or Umbrella coverage : trading a few extra dollars in hundreds they will pay versus the hundreds of thousands they are being protected by .

  • October 30, 2018 at 2:40 pm
    Janna says:
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    @Seymoore … I totally agree! I’ve been working with our clients to transfer or trade their premium dollars from potentially fixed manageable losses to higher limits and umbrella. And that’s the terminology I use, as well.



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