That cartoon lizard is the reason that company has been gaining on all its competitors. They invest heavily in advertising and it's paid off for them.

Maybe Progressive erred in it's original determination of fault, who knows? Regardless, why would Progressive pay out on liability then turn around and say their insured is no longer at fault so they can pay out on the UM also? No company would do that. And of course, after paying out full BI limit...

Nationwide never contested liability. Progressive did not accept that Nationwide was 100% liable so they wouldn't have to pay out the UM coverage. Progressive told the deceased insured's family they would have to sue the driver and get a verdict in their favor, then Progressive would pay the amount ...