growth, are you speaking from experience or just about clusters as a rule?

I plan on joining them within the month. I really like the ppl I've talked to and what I've seen on paper. I think they're 110% on the ball.

well, ya know, horses do attack ppl; I seen it on television...

Alright, time to get defensive... The producers I've hired are going to be working only crop insurance; one price, one product, regardless of company. This is a federal program, so there is no difference between competitors aside from commissions and adjusters of which they have total disclosure fro...

What I really think doesn't matter b/c it depends on your agency and your situation. When I started my agency, I was the show. Now I'm in two states and have two subs under me. Let me see if I can describe my agency; Since I've started, I've worked out of a home office. I've been selling mostly crop...

Call Stroud out of New Mexico; they're friends of mine and may be able to take it.

It's 60/40 from day one. Yes, I'm an jerk...

Sure, I gave them the option, but every company also has certain guidelines and criteria. If a producer's going to leave me, they're going to leave me. I'm not afraid of that.

Not E&O, but I agree that she could need a teacher's liability policy; also tack on the capital punishment endorsement just in case. When this huge transaction is complete, you should net about 80 bucks. If you have her homeowners, TRY to get her to up her liability or buy an umbrella; if this i...

Didja try Foremost or any good decent farm/ranch company?

Just make sure that when they show up to shoot your homeowner's pics, that they can shoot the pic and leave out the illegal trampoline and the unprotected swimming pool that will undoubtedly void the policy...

Shoot me an email sf, and I'll give you what I have. Hell, anyone can see them if you'd like...

60/40 to the producer period. No benefits, no disagreements.

I just gave mine the option of placing biz anywhere they wanted to.

Yes, I would agree that not everyone wants to step out from behind the counter, but that doesn't mean that it's a hard and fast rule. Hell, before developing my current agency, I cooked pizzas for five months. What I'm saying is just b/c you see someone in a job, any job, it doesn't mean that it is ...