I've been with NAA for about a year, but I knew what I was getting into when I joined. I don't buy a lot of leads, but I'm mostly in it for the contracts.

Glad to hear you're going strong! Instead of another response from all these other guys telling you what to do, here's what you asked for in the first place (a story!): I was out knocking doors in OK selling crop insurance door to door. Yes, I really was knocking on doors. Anyway, I drive up into th...

I would not solicit anyone that you had on the books for one year. If family and friends do not wish to be with him and ASK YOU to write them, you should have them go to the agent and explain to him they would like to leave. Then, you may write them in your agency. Non-competes rarely stand up if yo...

Great responses. It's clear we've all seen this before. The problem I've seen with UL policies is that the client goes for that low premium and fails to fully fund the policy. Then, we get here to this problem. I don't care for UL's, and I try not to sell them at all. If I can help you in any way, p...

Does anyone have any experience with this group out of Colorado?

Thanks for the reply. Now that I've actually put the question on paper, it now seems very silly. I bet it would take more work to be paperless than not.

I'm starting an agency in January, and in the planning stages, we've come up to the paper/paperless decision. What, exactly, do I have to have for equipment and storage to become paperless? Do I have to scan every little scrap of paper? Is this going to take another staff person just to do the scann...

call me simple, but maybe you could check your own auto policy, along with those of others you know who drive 'average' cars, and live in 'average homes' in your area, and ask them what their 'average premium' is. Oh, wow. That would be a great idea, huh? What was I thinking??? If you're gonna be a...

Thanks Porter!

home, auto, or both?

Thanks, but I was looking for a dollar figure; does a new auto pay $20 or $40? This is simply an average, but I already know my commissions so what I want to know is 15% of what?

Has anyone taken the time to find out what an auto and/or homeowners policy pays on the average? I'm trying to do my forecasts for a new agency, and don't know if the goals I'm setting for the business plan are unreasonable? The agency would be in Oklahoma, btw.

I don't think you say a word about it. You might mention to the site manager that those might be offensive to some people and what he thinks about that, but I doubt it's anything to get too upset about, especially with the "boys will be boys" comment he made. I would think that the ppl tha...

Hmmm, that's funny; I don't remember race being a question on the application. How would the underwriter ever know this info? Unless, of course, you're racist as well and said it to him/her.

I have NEVER had a company give me two prices. However, I would probably sell it at the $45K level and tell the insured I got them a great deal down from $50K. I think if I sold it at the $50K level and the word ever got out I could have done it for $5K less, I'd be in worse shape.