indy's are not really competitive in personal lines in my area. I think everyone tries to write it though.

I've been looking all weekend at them. 10% seems the norm. I have to start somewhere. I try to remain positive and think about a buddy of mine that gets 8% at Allstate. :lol: I will try not to write personal lines until I have a csr and direct appointments. Seems like Agent Secure and Superior Acces...

I had thought the same things. The lower volume commitments would be wonderful too. Can you recommend any? I have looked on other forums and it is negative rants. I need a positive recommendation. I'm in the corner of AL, TN, GA.

I've read these threads and wonder how they have so many agents if they all suck so badly. If they are all terrible, how does one go about getting that first $300,000 book to get direct appointments? (I have experience, but Auto Owners for example wanted me to have an indy book first) Which leads me...

Thanks! I will contact you both tomorrow.

Can anyone recommend a broker for hard to place accounts? I'm trying to focus on small BOPs, but am running into larger businesses than expected. (or I am using carriers with a limited appetite right now) I am asking advice because it seems like I will be using them a lot. I'd rather be comfortable ...

i'm on the other side of the universe in alabama. thanks

can you recommend any brokers? thanks

btw, i'm in alabama

thanks

My experience has been captive, so I'm confused about something. Is there not a MGA that will shop any and all risks? I've found some that say "We do that" and then there's stipulations. ie We do truckers and find out later (within a miles radius and fleets smaller than 40 trucks). I under...

a company rep is going to not like cluster because any rating tool makes their company stay on their toes with rates to keep getting new business. always think about motives with advice given