I am glad I found this thread, I need some assistance in deciding how to move forward with my agency. I am an independent, been in business 4 years (ran another agency for 6 years before that). I have $250,000 in preferred personal lines, another $100,000 in nonstandard/standard personal, and anothe...

Thank you jamesjordanmair. Can you recommend a wholesaler who has access to this CNA program?

I am looking for a market that offers computer fraud coverage either as a stand alone or as part of a comprehsive crime policy. The client is a non-profit who does both domestic and international work. The client also wants coverage for computer and wire transfer fraud perpetrated by a foreign sourc...

I am looking for a CA workers comp market for a trucking renewal (Chartis). 2 years prior, no claims, 150k payroll. I already have the Chartis renewal and a Statefund quote, but the lowest rate is 24.5 and they paid 18.5 last year. Thank you for any help.

I would advise against any MGA (managing general agent, which insurance noodle and superior access are) that makes you pay for access to insurance markets. There are a lot of MGA's out there that will give you access to preferred personal lines, preferred commercial lines, and excess/surplus commerc...

I believe Arrowhead Wholesale Insurance Sercvices writes them in California. www.awisgroup.com

If they have a good loss history then the preferreds are the way to go if you want a ture BOP (Travelers, CNA, Allied etc). You will still need to write the umbrella and comm auto seperate. You can access these through several wholesales if you don't have the diect appointment. Builders and Tradesme...

Is it one owner for all the units (who lives in one and rents out the rest?). The most units any of my home carriers will take for one "location" (like a 3 or 4 plex) on a personal lines policy is 4. We usually set this up as one owner occupied HO3 with shared walls, and the rest tenant oc...

I don't know the captive side so I can't advise. On the broker side, try starting off as a personal/commercial CSR in a retail or wholesale brokerage, and then work toward controlling a book. You will learn a lot about sales while helping producers, and then something might open up. Check all the la...

I have a new applicant that leases a floor from an office building, has constructed multiple private offices within the leased space, and then subleases these offices to professionals (attorneys, financial professionals, mortgage brokers etc). The applicant calls them "executive suites" an...