Search found 41 matches

by JohnnyLaw
Fri Aug 23, 2019 11:05 am
Forum: Opinions
Topic: Newbie, Should I Start a Farmers or Independent ?
Replies: 24
Views: 84678

Re: Newbie, Should I Start a Farmers or Independent ?

Hello Insurance Guy, believe can give you some tips. Full disclosure 12 years as independent, 15 working for large insurer, 7 years RM. Working as independent was the best move I made in the insurance industry. Think that the deciding factor you have is if you like to work in structure or work witho...
by JohnnyLaw
Tue Jun 18, 2019 11:07 am
Forum: Opinions
Topic: Marketing and Contact Management
Replies: 5
Views: 45497

Re: Marketing and Contact Management

correct, folders created in outlook
by JohnnyLaw
Tue Jun 18, 2019 10:47 am
Forum: Opinions
Topic: Marketing and Contact Management
Replies: 5
Views: 45497

Re: Marketing and Contact Management

Yes I use the same system for all accounts, which has capability of making notes, accounting, etc. Full disclosure though I also keep folders on all accounts that are active which would include emails from customers, underwriting, etc.
by JohnnyLaw
Tue Jun 18, 2019 10:39 am
Forum: Opinions
Topic: Marketing and Contact Management
Replies: 5
Views: 45497

Re: Marketing and Contact Management

My agency uses Allied/Doris software. It has the ability to add named insureds in client, prospect, or all, buckets. And is easy to move a risk from one to another, example when a company goes out of business, etc.
by JohnnyLaw
Wed Jan 25, 2017 11:49 am
Forum: Opinions
Topic: Coverage for Knights of Columbus Hall
Replies: 7
Views: 6930

Re: Coverage for Knights of Columbus Hall

George I would confirm with underwriter, however I see it GL code 44227 which is for halls. 41668 appears to
be more aligned with a club, however this club is using facility as a hall. I am in TX and would take it to surplus.
by JohnnyLaw
Fri Jan 13, 2017 12:01 pm
Forum: Hard-to-Place Accounts
Topic: Painter with job above 3 stories
Replies: 3
Views: 6854

Re: Painter with job above 3 stories

I am in TX, and have had the same issue with iron & steel erectors. They will go over two stories and when they do that exposure applies which is expensive. I have written these through Surplus, if they grow and get to be a more middle market size then Travelers and other admit will entertain. D...
by JohnnyLaw
Fri Dec 02, 2016 12:04 pm
Forum: Hard-to-Place Accounts
Topic: Need Home Ins in Ca with Pit Bull
Replies: 2
Views: 5973

Re: Need Home Ins in Ca with Pit Bull

Hello Trotter, do not know about CA as in TX but have written personal through broker RPS that offered reduced limit of 25K for pets.
by JohnnyLaw
Tue Oct 11, 2016 10:28 am
Forum: Hard-to-Place Accounts
Topic: WC Market MLR Risk bad Losses
Replies: 3
Views: 10191

Re: WC Market MLR Risk bad Losses

Thanks Big Dog, was in LP for over 15 years, well versed. What I am more interested in is the best market for a account of this nature in my neck of the woods. i.e. large with bad losses. Currently it is being marketed through SIAA chapter, HIIG declined, and through one MGA I use US Risk. Have othe...
by JohnnyLaw
Mon Oct 10, 2016 11:48 am
Forum: Hard-to-Place Accounts
Topic: WC Market MLR Risk bad Losses
Replies: 3
Views: 10191

WC Market MLR Risk bad Losses

Texas

Guys, asking for advice on placing a monoline WC Account out of Texas that is a wholesaler of building materials. They are in : TX, SC, CA, TN, AR, AL, OK, and CO. This account will have substandard loss ratio, and asking for some LP intervention. Thank you in advance
by JohnnyLaw
Fri Sep 09, 2016 1:21 pm
Forum: Opinions
Topic: Client wnders why his HO premium went up
Replies: 9
Views: 14048

Re: Client wnders why his HO premium went up

I don't know what size agency you are but this is a big problem for small agencies like mine. Most of my clients are commercial, and I get referral's sometimes from them for this type of individual. Basically because it is a problem friend/client of theirs and they need to give them direction. So it...
by JohnnyLaw
Tue Jun 28, 2016 10:53 am
Forum: Opinions
Topic: Certs - when will agents all get on the same page
Replies: 8
Views: 15720

Re: Certs - when will agents all get on the same page

GC's holding back monthly draws because of wording on a COI is a old standby. This gives them more float. Puts the agent in a very precarious situation as the client is not getting paid their monthly payment due to your COI. Again your client should look into joining the local chapter of the ASA. At...
by JohnnyLaw
Tue Jun 28, 2016 10:44 am
Forum: Opinions
Topic: OCIP and credits given
Replies: 7
Views: 16958

Re: OCIP and credits given

This must be a small job I would be curious to how much the contract price is, or is it a contract? Reason I ask is the insurance requirements in the bid packet should have indicated a OCIP. However this is a slippery slope not knowing the relationship with the GC and the client.
by JohnnyLaw
Mon Jun 27, 2016 10:33 am
Forum: Opinions
Topic: OCIP and credits given
Replies: 7
Views: 16958

Re: OCIP and credits given

Worked for a very large Electrical Sub for years with one hat being RM duties. The best source Subs have is an organization called the ASA or American Subcontractors Association. They have monthly meetings and main premise is 1. Pay when Paid 2. Change Orders 3. Indemnification. They will have a lob...
by JohnnyLaw
Mon Jul 20, 2015 11:06 am
Forum: Hard-to-Place Accounts
Topic: Trucking Owner-Operator Credit Insurance
Replies: 1
Views: 20925

Re: Trucking Owner-Operator Credit Insurance

I have used Euler Hermes out of Dallas for these policies. My agency in Texas. I give them two thumbs up.
by JohnnyLaw
Tue Jul 14, 2015 11:01 am
Forum: Hard-to-Place Accounts
Topic: Texas Contract Labor
Replies: 0
Views: 23467

Texas Contract Labor

Looking for a Broker /Market to acquire GL insurance for a risk in TX. whom provides labor for a factory environment . The risk hires insured companies to perform trade work. These companies provide risk and his client with a COI. Gross Sales is approx. 1-2M this year and to double the next year, an...