Search found 6 matches

by consult1
Fri Dec 14, 2012 12:04 pm
Forum: Hard-to-Place Accounts
Topic: WC account Losses 189 X-mod hard class codes
Replies: 14
Views: 23090

Re: WC account Losses 189 X-mod hard class codes

There is not enough info here. Some important factors are: What was their mod prior to the last 3 years? What is their premium? (A $160K claim has a bigger effect on a $20K premium than a $2mil premium.) You also have to look at the claims. Were they a shock loss, frequently the same claim, etc. You...
by consult1
Thu Dec 13, 2012 2:09 pm
Forum: Hard-to-Place Accounts
Topic: Can an employer fire an employee because their pre-convicted
Replies: 7
Views: 17724

Re: Can an employer fire an employee because their pre-convi

Technically convicted means until the person (employee) has exhausted the appeals process too. There have been instances where a person is wrongly convicted and exonerated in the appeals process. Those mugshots are only for arrest. A person can be arrested for anything: even being a "material w...
by consult1
Wed Jul 25, 2012 3:16 pm
Forum: Hard-to-Place Accounts
Topic: carriers for multistate trucking/warehousing work comp
Replies: 6
Views: 16083

Re: carriers for multistate trucking/warehousing work comp

Client already has the infrastructure to handle payroll, taxes, compliance, etc., and has a large deductible, they are just looking to see if there is a better carrier. I suggested that they spin off their HR department to a BPO or a PEO.
by consult1
Thu Jul 19, 2012 9:01 am
Forum: Hard-to-Place Accounts
Topic: work comp carriers for nursing home
Replies: 2
Views: 4192

work comp carriers for nursing home

What carriers in the market cover nursing homes? I have a client that has nursing home/rehab center/assisted living facilities in a couple locations in the midatlantic region. They have their own medical transport services:ALS, BLS, wheelchair, non-emergency (van) transport and their own pharmacy/me...
by consult1
Thu Jul 19, 2012 8:27 am
Forum: Hard-to-Place Accounts
Topic: carriers for multistate trucking/warehousing work comp
Replies: 6
Views: 16083

carriers for multistate trucking/warehousing work comp

What carriers in the market cover multistate trucking/warehousing work comp? The company does long haul and local trucking, warehousing, and they have some mechanics. They have both company employees and some owner operators. They also provide drivers and warehouse personel to fill gaps at smaller c...