Search found 184 matches

by yoyowordup
Wed Jun 28, 2017 3:02 pm
Forum: Opinions
Topic: GL classification description / Landscaping
Replies: 2
Views: 1392

GL classification description / Landscaping

Looking for someone that might have insight or access to SCOPES with detailed description for landscaping classification. Wondering if the sprinklers and or drip system payroll is part of the landscape class or if it needs to be rated separately as plumbing. Plumbing rate is much higher because of e...
by yoyowordup
Thu Sep 01, 2016 12:49 pm
Forum: Opinions
Topic: ACA/ObamaCare Open Enrollment 2015
Replies: 12
Views: 12177

Re: ACA/ObamaCare Open Enrollment 2015

Everything to do with health insurance carriers and ACA seems like it takes several months. It's all a Cluster. It can take the carrier 60-90 days to issue the policy which means 90-120 days to pay commission. And then the agency might not reconcile for another 30 days. Have you asked the agency if ...
by yoyowordup
Tue May 10, 2016 10:50 am
Forum: Opinions
Topic: Intro to Insurance courses - New employee
Replies: 1
Views: 24046

Intro to Insurance courses - New employee

Does anyone use SCIC/CIC online courses for new employees? They have some online intro classes for $30. I have a new employee/admin asst that I want to start down the path of CSR for personal lines. What other options have you used for online classes. I don't have the resources in house to train her...
by yoyowordup
Thu Jan 14, 2016 2:31 pm
Forum: Opinions
Topic: Workers comp ghost policy
Replies: 6
Views: 29090

Re: Workers comp ghost policy

Just because your insured says his 1099 helper is not an employee doesn't make it so.

Unless that helper has his own coverage and provides an insurance certificate he will be covered by the work comp policy.
by yoyowordup
Tue Jan 12, 2016 1:25 pm
Forum: Hard-to-Place Accounts
Topic: LA (Louisiana) Zen Temple Code
Replies: 1
Views: 24268

Re: LA (Louisiana) Zen Temple Code

Church/Religious Institution is as close as you're going to get.
by yoyowordup
Tue Jan 12, 2016 1:23 pm
Forum: Opinions
Topic: Banks - Unfair Trade Practices
Replies: 6
Views: 37789

Re: Banks - Unfair Trade Practices

gregcw - I would disagree that it is illegal based on what you posted. " You may not engage in any practice that would lead a consumer to believe that an extension of credit, in violation of section 106(b) of the Bank Holding Company Act Amendments of 1970 (12 U.S.C. 1972), is conditional upon eith...
by yoyowordup
Wed Aug 05, 2015 2:32 pm
Forum: Opinions
Topic: Insurance companies gouging agents.
Replies: 9
Views: 34350

Re: Insurance companies gouging agents.

www.appund.com sucks and would pay even less commission than any direct appointment. How would that help?
by yoyowordup
Tue Aug 04, 2015 9:08 pm
Forum: Opinions
Topic: Insurance companies gouging agents.
Replies: 9
Views: 34350

Re: Insurance companies gouging agents.

Find a nice regional carrier that wants to actually be a partner with its agents. Cincinnati Insurance and Auto-Owners have both publicly stated that they will NOT compete against their own agents. No direct channels, independent agents only. I don't think AO is in CA yet, and Cincinnati is heading ...
by yoyowordup
Tue Jun 02, 2015 10:09 am
Forum: Opinions
Topic: CSR service desk volume
Replies: 5
Views: 20202

Re: CSR service desk volume

See post from March: viewtopic.php?f=2&t=9630
by yoyowordup
Tue May 05, 2015 12:03 pm
Forum: Hard-to-Place Accounts
Topic: Single Level Apartment Building in Shambles
Replies: 3
Views: 19251

Re: Single Level Apartment Building in Shambles

I would try to talk him in to self-insuring. It doesn't make sense for an insurance company or for a property owner to insure. If it's not worth it to him to repair the property, would he even rebuild anyway?
by yoyowordup
Wed Apr 15, 2015 12:31 pm
Forum: Opinions
Topic: Moving from one insurance affiliate to another?
Replies: 5
Views: 13535

Re: Moving from one insurance affiliate to another?

. . . but I would like to retain the book I've worked so hard to build.. . . Do you own that book you've worked so hard to build? If not, it's not yours. The agency has also worked very hard to build their business and give you the best opportunity to make a living. Doesn't your contract spell out ...
by yoyowordup
Sat Mar 07, 2015 9:41 pm
Forum: Opinions
Topic: How many servicers do you need?
Replies: 10
Views: 11939

Re: How many servicers do you need?

Go to the most recent best practices study: http://bp.reaganconsulting.com/bp2014/intro.html Click on the tab at the top for the expected revenue for the agency. (under 1.25m or 1.25m to 2.5m (3000 accounts x $3,000 average premium for a home and auto X .125 for 12.5% average commission or adjust yo...
by yoyowordup
Thu Feb 26, 2015 9:40 am
Forum: Opinions
Topic: Applied EPIC vs. antivirus
Replies: 5
Views: 3836

Re: Applied EPIC vs. antivirus

For all things Applied Systems, go to www.appliedusers.ca

This is a forum used by the people that run the technology at Applied agencies across the US and Canada. Great bunch of people.
by yoyowordup
Wed Feb 18, 2015 2:30 pm
Forum: Opinions
Topic: Take the Harford "Agent's Challenge"
Replies: 30
Views: 20432

Re: Take the Harford "Agent's Challenge"

agent14 wrote: So for now, Safeco does not sell direct like Travelers, Progressive and Hartford. Who knows what the future holds.

Safeco does not sell direct? Maybe you've heard of their little parent company Liberty Mutual.