I know that it's not fair. Years ago I was writing with the Northwest Insurance Company when the Oregon DOI had it placed in recievership. While it was being shut down, I had a policy assigned to me from a Farmers agency that was retiring. The customer that policy was written for, was also my custom...

Larson wrote:Does anyone know who can offer an Insurance Program for a fast food franchise headquartered in FL?
This franchise is under new ownership and new owners say growth plan calls for at least 380 stores by 2010 (currently there are 80 stores open).

Thanks.

You Might try Zurich

In reviewing all of the responses, although all of them are determining factors I agree with kevinraz and badger. I've gone through and listed the three that I think are most determining are: 1. Department of Insurance Regulation - definitely in the top three because it will determine how we do busi...

insurancepip, volstrike3 had a bit of good advice about getting started with a captive. If you start with Farmers you'll get a lot of good training and be VERY happy to leave. :!: (I speak from experience since I started out life with Farmers). :evil: Farmers is also good about throwing a lot of dir...

At the end of the quote it gives you 2 options: 1) Buy online right now (including payment screens where you enter your credit card info, etc) 2) Call to buy right now ("speak with a licensed representative & purchase your policy over the phone") " plins, I'm a new appointment wi...

Wlunday, Sorry to disagree, but you are wrong. I own a 3 location, 27 employee agency. Prior to getting into the insurance business 30 years ago, I attended law school, before deciding that I preferred insurance. I am a CPCU, CIC, AAI, CLU. I tell you all of this to say that I didn't just fall of t...

Is there responsibility to inform a non AI entity. I have a client that is about to be cancelled for non-payment. The policy is in mid term, three different times (e-mail, phone call and in person) I have communicated to my client that his policy will be cancelled if he doesn't pay buy the drop dea...

Rob wrote:How long does it take to get a CIC designation?

Rob,

You can complete it as fast as you want to but you are REQUIRED to get it within five years of the first institute you pass.

GREGCW

I just finished my last CIC institute and received the designation. Agency Management and Personal Lines were kind of a waste of time in my opinion but overall I feel the CIC program is great. volstrike3, I'm guessing from your response to, or opinion of the Agency Management Institute that you are...

Hi, I'm looking to open an independant agency and need to find a management software solution. Being small to begin with, I'm hoping not to spend a fortune to get started. Are there any reasonably prices ASP models out there which offer robust features and a pay-as-you-go charge model? Thanks for y...

My client gets approached by another agent. Agent will buy thousands of dollars of client's product only if client moves their insurance to this agent. Client moves account to other agent, agent buys products. I know this happens all the time. Do you all just forget about it? I see no ethical breac...

Another first timer here. What are the pitfalls that some of you guys are talking about when opening an IA when coming from a captive? I have been with a captive for 5 years and I am thinking about making the leap into a start-up IA. I feel like a have a pretty good idea of what to expect from frie...

Hey all, I'm an Ex-Farmers Agent. Not sure if i even have to get into why ;) Rick Rick, Your deffinitely not alone!!! I have been an agent for 25 years, the first 7 with FIG. It was in 1989 that we 'agreed to disagree'. It was rough for the first few years. When I left Farmers we were not as discou...

I agree with Scott that you need to add both names. This is critically important due to the Products/Completed Operations exposure. If the sole proprietor is not a Named Insured on the policy when a claim occurs they would have no coverage. Let's say you install a roof and a few years later it coll...

I started out life as captive Farmers Insurance agent. We 'agreed to disagree' on some very large and major points. I have been happily Independent since 1989. I was approached by Nationwide to be captive and roll my existing book to them but they could not offer me anything that would make it worth...