First, which entity is the insured? I just want to get the players straight in my mind. Second, as respects emotional distress claims, in general, courts have found a difference (depending on jurisdiction) in cases where emotional distress is separate from bodily injury. For example, a woman is inju...

Need tons more info, including type of policy (it sounds like a CGL). It seems more of a professional liability claim than CGL, but it could be both/either. One would need to look at the policy language, and the specifics of the claim to provide you with a more definitive answer. As respects the exc...

Try Sunderland Insurance Services, Walnut Creek,CA - 925-942-4020

Assuming that there are no unusual risks associated with your account, other than the Hired Car issue, I'd seriously consider changing carriers. If not an option, then try Sunderland Insurance Services in Walnut Creek, CA. They write NOA on courier services, and pizza delivery risks, and they may (n...

If you are having a "special event", even one as simple as a birthday party, you may want to purchase a "Special Event" policy, which can include the Liquor Law Liability, if you are serving liquor. Under that policy, you can add the Home Owner Association as an AI. The premium c...

Try contacting Greg Gross at Insurex - 201-368-8040. I believe they still own H AL Roth/Greenwich