Search found 16 matches

by aplessing
Thu Feb 21, 2008 12:44 pm
Forum: Opinions
Topic: Workplace Wellness Incentives
Replies: 6
Views: 4204

Incentives that work

I use workplace incentives to achieve a variety of goals and they are different for each client. Generally, small incentives handed out frequently are better than larger incentives that are awarded at the company's Christmas Party. Blue collar workers especially like cash; but other workers apprecia...
by aplessing
Thu Nov 01, 2007 11:04 am
Forum: Opinions
Topic: real estate/ insurance cynergie
Replies: 2
Views: 3068

It takes more than a license for realator to sell insurance

This is more difficult than making sure that the Real Estate Agency is licensed. Some Insurance Commissioners view the business generated by the realtor's captive agency as "captive"
by aplessing
Fri Oct 05, 2007 11:46 am
Forum: Opinions
Topic: Agents and Agencies
Replies: 8
Views: 6894

Scott "" good post. When I first became a consultant in 1992, my peer insurance agents/brokers told me I was crazy and that nobody was going to pay me for what their insurance agent already does for free. They were wrong; however, I had to market myself and not my agency, or the companies ...
by aplessing
Tue Sep 25, 2007 12:03 pm
Forum: Hard-to-Place Accounts
Topic: Special event on 3 Yachts - need Liabilty
Replies: 6
Views: 5139

Perhaps I am missing something, but I assume the yachts are presently insured for Hull & P&I. As a risk management matter, you should ask for certificates of insurance and the cost to be added to their policies as an additional insured for the events. I doubt that anyone able to afford to ha...
by aplessing
Fri May 25, 2007 3:22 pm
Forum: Opinions
Topic: New Agency E&O
Replies: 5
Views: 4909

Aon has a program for small new agents called Agency Advantage
http://www.agency-advantage.com/

They also announced a program through the PIA a couple of weeks ago.
by aplessing
Mon Apr 30, 2007 2:58 pm
Forum: Opinions
Topic: Ethics Case #6 - Pinup Pictures
Replies: 9
Views: 8253

If you are the work comp provider, you need to check your own statutes and see how sexual harassment is treated "" in Hawaii, an employee can file a civil claim and a work comp claim "" it is the only circumstance where work comp benefits are NOT considered the employee's sole re...
by aplessing
Tue Apr 10, 2007 11:33 am
Forum: Opinions
Topic: CHARGE BACKS FOR UNCOLLECTED PREMIUM
Replies: 4
Views: 6100

Agency Charge Backs

I have seen this happen too often by a variety of large and small Agencies. Usually the contract between 1099 independent contractor and Agency include a provision that the Agency will not be held responsible for un-collected premiums however they are earned or billed (including audit). In the 1980s...
by aplessing
Fri Mar 02, 2007 12:05 pm
Forum: Opinions
Topic: First Comp - Opinions?
Replies: 4
Views: 4188

Thanks

Thanks for the info...

Arthur Lessing
by aplessing
Wed Feb 28, 2007 4:07 pm
Forum: Opinions
Topic: First Comp - Opinions?
Replies: 4
Views: 4188

First Comp - Opinions?

If you use First Comp, I would be interested in your opinion re: service, premiums, claims etc.

Thanks,
Arthur Lessing
by aplessing
Wed Nov 01, 2006 1:06 pm
Forum: Hard-to-Place Accounts
Topic: BBSI PEO
Replies: 4
Views: 7890

BBSI PEO

BBSI is self-insured up to $1MM per occurrence, with an unknown reinsured xs limit. I don't know where their reinsurance is placed, but it is likely Lloyd's who is more apt to issue coverage without the underwriting limitations with which AIG or ACE (the only other two underwriters willing to write ...
by aplessing
Wed May 03, 2006 11:13 am
Forum: Opinions
Topic: Staffing
Replies: 18
Views: 13866

Your recruiting problems…

Recruiting, training hiring and then retaining top performers is the greatest challenge to insurance agents and brokers in today's marketplace. Even the former Alphabet Houses or your largest regional brokers are subject to the same challenge. As an independent consultant, I partner with my clients ...
by aplessing
Fri Apr 21, 2006 9:26 am
Forum: Opinions
Topic: Career Opportunity as Broker/Underwriter
Replies: 5
Views: 4819

oops - thanks
by aplessing
Tue Apr 18, 2006 11:31 am
Forum: Opinions
Topic: Career Opportunity as Broker/Underwriter
Replies: 5
Views: 4819

Viatical Settlements - Life insurance

Try this link http://www.sec.gov/answers/viaticalsettle.htm

Arthur Lessing
A. P. Lessing & Associates
Haleiwa, HI, 96712
by aplessing
Wed Feb 01, 2006 12:41 pm
Forum: Opinions
Topic: Agents - Your Clients Don’t Trust You
Replies: 57
Views: 51479

You guys are a hoot!

"Fee for Service"
by aplessing
Fri Nov 04, 2005 4:49 pm
Forum: Hard-to-Place Accounts
Topic: Life Guard - Liability Coverage
Replies: 3
Views: 3598

Insurance in Guam

Ooops. Trish, I just noticed that you are on Guam, so I didn't give you any information you already didn't have - sorry. I suppose you were looking for a surplus lines market willing to write outside of your own standard markets. Safeco Surplus Lines Insurance Company out of their home office in Sea...