I look at the pricing with a big grain of salt. To me it's like buying insurance where you say you want minimum limits at the cheapest price. Whether you like it or not, you are married to the vendor for longer than you realize going in to the relationship. Couldnt agree more on this "married ...

I didnt see an indication of what type of area you are located in. Metro, rural, etc? Also, is this all persoanl lines or is there a potential for commercial? If any commercial and a reasonably target rich environment then I would think that $55,000 is a decent year but awful for 8. On other hand, i...