I would terminate the CSR with the casual marijuana habit as soon as I was aware of it. If you want to be and stay successful in the business you have to maintain keep high standards for your employees.

Dope Smoking Agent.
Do as I say not as I do!

I don't even know what CPCU stands for. I just know it is on my business cards.

Jacqueline, I don't mean to be rude but a dummy such as your self has no business at all opening up an insurance agency. This business is not for the weak. You need to get off your disabled ass and start hustling. You are lucky you are self-employed because if you worked for me I would tell you to h...

Scott,

In a fee compensated system, how would all this wasted work get eliminated? Also from an insurance companies standpoint how would they get the agents to write their business w/o competitive commissions and bonuses?

Consultant Scott - Agents Don't Trust You.

VAAcctMgr,

Your points are well taken about the unprofessional postings here however; it does make for some good reading. Who wants to read about some insurance consultant trying to see if agents will work w/o commissions and just take a fee anyway?

Out!

Agents who can't sell insurance but have no other skills go on to become consultants or teachers. Enter Scott the ex-Farmers Agent now consultant. What is this world coming to? As a broker I review my clients insurance needs and put them with the company that offers the best combination of price and...

What experience do you have?

What part of California are you in? What companies have your tried?